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  #1  
Old 12-21-2008, 08:43 PM
Soapbox Monkey Soapbox Monkey is offline
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What does a house deed look like?

In order to get my mom's home under my name, our mortgage company needs a copy of the deed. It would be great if I could find a piece of paper that said "DEED" across the top, but with these kinds of transactions it doesn't always seem that simple.

So what exactly am I looking for? I'm digging through piles of paperwork. I did come across an Indenture between the prior owner (grantor) and my mother (grantee). Is this what I'm looking for? Its a few pages long but I don't see the word deed anywhere within the document.

I'm in Pennsylvania, if that helps.
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  #2  
Old 12-21-2008, 08:54 PM
bup bup is offline
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It should say deed.

If you can't find it, the county circuit court has a copy of it in their Land Records. Your mom was the grantee on the deed; whoever she bought it from is the grantor.
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Old 12-21-2008, 09:01 PM
Cluricaun Cluricaun is offline
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Quote:
Originally Posted by bup View Post
It should say deed.

If you can't find it, the county circuit court has a copy of it in their Land Records. Your mom was the grantee on the deed; whoever she bought it from is the grantor.
Yup and you should have your address and APN (or whatever they refer to as the county coding number for your property taxes) handy to facilitate locating it. Really it's kind of silly for them to request it from you, the title company that's handling the title insurance should be able to produce one for them rather quickly and free of charge.
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Old 12-21-2008, 09:10 PM
Soapbox Monkey Soapbox Monkey is offline
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Thanks for the quick response! I was worried I might have to jump through hoops to obtain another copy.
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  #5  
Old 12-22-2008, 12:57 AM
Billdo Billdo is offline
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Quote:
Originally Posted by Soapbox Monkey View Post
So what exactly am I looking for? I'm digging through piles of paperwork. I did come across an Indenture between the prior owner (grantor) and my mother (grantee). Is this what I'm looking for? Its a few pages long but I don't see the word deed anywhere within the document.

I'm in Pennsylvania, if that helps.
I don't know what Pennsylvania practice is, but in New York virtually every deed I've seen or prepared is identified as an "Indenture," and doesn't use the word deed (except sometimes as an identifier of the type of pre-printed form in small print in an upper corner). A common form of New York deed can be seen here (pdf file).

If the document you have is something like that, you probably have found the deed.

Last edited by Billdo; 12-22-2008 at 12:58 AM.. Reason: grammar helps
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  #6  
Old 12-22-2008, 12:58 AM
Guinastasia Guinastasia is online now
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Am I the only one who read this as "Horse Deed" on first sight? (Yeah, it's late and I had a really shitty day at work-why do you ask?)
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  #7  
Old 12-22-2008, 01:59 AM
astro astro is offline
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Some states have land records databases that have images of deeds available online. Might be worth checking.

Last edited by astro; 12-22-2008 at 01:59 AM..
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