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  #1  
Old 10-12-2010, 06:40 PM
Scuba_Ben Scuba_Ben is offline
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"Health Benefits Network" - real??

(Magic 8-Ball says, "Signs point to no.")

I received in the mail today a "Pharmacy Discount Card" from "Health Benefits Network." I have never heard of this organization. They don't even have my full name on the mailing, a sure sign that they are working from a secondary source.

Has anybody else received one of these? Does anybody know anything about this organization or this card? Is this real? useful? legit? trap-free?
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  #2  
Old 10-13-2010, 10:49 AM
suranyi suranyi is online now
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Quote:
Originally Posted by Scuba_Ben View Post
(Magic 8-Ball says, "Signs point to no.")

I received in the mail today a "Pharmacy Discount Card" from "Health Benefits Network." I have never heard of this organization. They don't even have my full name on the mailing, a sure sign that they are working from a secondary source.

Has anybody else received one of these? Does anybody know anything about this organization or this card? Is this real? useful? legit? trap-free?
I don't know about this particular case, but some pharma manufacturers send discount cards to consumers so that they can afford brand name drugs. It's a ploy against insurance companies, who often use higher co-pays for brand names to encourage patients to use generics.

If this card gives you discount for a specific brand name drug, then I bet that's what it is. If not, then I have no idea.
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  #3  
Old 10-13-2010, 11:39 AM
Scuba_Ben Scuba_Ben is offline
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Originally Posted by suranyi View Post
If this card gives you discount for a specific brand name drug, then I bet that's what it is. If not, then I have no idea.
As best I recall, it's a card for "save 75% off most prescription medications."
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  #4  
Old 11-08-2010, 01:11 PM
Edge327 Edge327 is offline
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I received one and I'm also searching for information. The card actually says "Save up to 75%", implying that you won't save that much on all medications.
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  #5  
Old 11-08-2010, 01:42 PM
Edge327 Edge327 is offline
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There were several posts at the site, below, relating to this topic. It appears that it's a good thing for patients, but may not be good for pharmacies. The cards appear to be created by drug companies, who may pay part of the discount, or the pharmacy may absorb the loss.

http://forums.studentdoctor.net/showthread.php?t=653248
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  #6  
Old 11-10-2010, 02:14 PM
jmguad jmguad is offline
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I received the same discount card

I received the same discount card. I'm trying to research the company now. If I find anything, I will post. Will you do the same?

Last edited by jmguad; 11-10-2010 at 02:15 PM..
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  #7  
Old 11-10-2010, 03:38 PM
Nametag Nametag is offline
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http://pharmacydiscountnetwork.com/
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  #8  
Old 11-10-2010, 06:24 PM
wdonalin wdonalin is offline
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I just got one of the cards in the mail today as well, trying to research
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  #9  
Old 11-10-2010, 07:08 PM
Hirka T'Bawa Hirka T'Bawa is offline
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I had a rep from that company come into the pharmacy I work at, they wanted to give us a bunch of those cards to hand out to patients. I didn't talk to them any, since the company policy was that we couldn't take them to give to patients (not that you can't use them, but we wouldn't have a stack to give out).

As far as the pharmacy is concerned, you can use those cards just like an insurance card, we process them the exact same way. They give you whatever discount has been negotiated by the PBM (Pharmacy Benefits Manager). For most drugs and pharmacies, it would probably save you a little money from the cash price.

However, if you are one of those people who worry about privacy, I have NO idea what those companies get out of it. The billing system sends them your name and birthday, the number on the card (most times the same for every card so doesn't matter), the medication you are getting including quantity and directions, and the doctor who wrote it. I don't know what else it might send, but I know those are. The company is bound by HIPPA, so can't just sell that raw data, but who knows what they do with it.
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  #10  
Old 12-02-2010, 09:01 AM
jhgrady jhgrady is offline
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Quote:
Originally Posted by Scuba_Ben View Post
(Magic 8-Ball says, "Signs point to no.")

I received in the mail today a "Pharmacy Discount Card" from "Health Benefits Network." I have never heard of this organization. They don't even have my full name on the mailing, a sure sign that they are working from a secondary source.

Has anybody else received one of these? Does anybody know anything about this organization or this card? Is this real? useful? legit? trap-free?
my husband received one too is it effected or is a a real bummer
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  #11  
Old 12-10-2010, 07:40 AM
jenniferk407 jenniferk407 is offline
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I, too, received one. I don't know what the PHARMACIES are doing but this is what I have figured out this morning. Having been unemployed over a year, COBRA expried, no insurance company will touch me because of preexisting...my Dad has a supplemental BC/BS card that immediate family can use. I began using it to save more than "these cards," and it now seems (since I logged onto the website someone posted above) that if you go to Walgreens, this is where it comes from. I thought about it and remembered last month, while picking up a prescription, it was OUT OF THIS WORLD IN COST! And I said "what is the name of the script card on file?" This was the name they gave me - actually "Health Benefits Network." Well, the numbers matched up to the BC/BS card so I thought, well, they changed names. But obviously it is a scheme, in my opinion, to get you to use THEIR card in order to get YOUR business. I say move to Canada! This card absolutely will NOT get my business. What a racket and with all that's going on, on "THE HILL," I'M SICK AND TIRED OF THIS GARBAGE. Bad enough I'm in one of the top 10 states of unemployment rates (high), can't find a job, can't get insurance, can't have procedures and savings is about gone. But I guess that "witching" is for a different forum, huh? Bi-partisan my "bleep."
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  #12  
Old 12-10-2010, 07:54 PM
Colibri Colibri is online now
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Quote:
Originally Posted by jenniferk407 View Post
I say move to Canada! This card absolutely will NOT get my business. What a racket and with all that's going on, on "THE HILL," I'M SICK AND TIRED OF THIS GARBAGE. Bad enough I'm in one of the top 10 states of unemployment rates (high), can't find a job, can't get insurance, can't have procedures and savings is about gone. But I guess that "witching" is for a different forum, huh? Bi-partisan my "bleep."
[Moderator Note]

jenniferk407, this kind of political opinionating is inappropriate for GQ, as you seem to be aware. No warning issued, but don't do this again.

Colibri
General Questions Moderator

Last edited by Colibri; 12-10-2010 at 07:54 PM..
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  #13  
Old 01-22-2011, 12:01 PM
Blitz123 Blitz123 is offline
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Yes this card is real, and it does work! Got it last week and gave it to my son. He takes Dilantin for seizures (cost $58.00) He used the card, and to my surprize, the cost was only $20.06! I have no idea of why it came in the mail, but it does give a nice discount. (Used it at CVS pharmacy)
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  #14  
Old 01-26-2011, 07:32 PM
ultimate consumer ultimate consumer is offline
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Be CAREFUL with your personal health inforamtion

These cards take your personal health information as utilize it for their own benefit (ie they SELL it)!! Do you want the fact that you take specific medications (and your medical diagnosis) spread over the internet??? Be VERY CARFUL - you are being USED!!!
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  #15  
Old 01-26-2011, 08:07 PM
qazwart qazwart is offline
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Originally Posted by Blitz123 View Post
Yes this card is real, and it does work! Got it last week and gave it to my son. He takes Dilantin for seizures (cost $58.00) He used the card, and to my surprize, the cost was only $20.06! I have no idea of why it came in the mail, but it does give a nice discount. (Used it at CVS pharmacy)
I'll tell you the purpose of the card. If you have a typical drug insurance program, you have three levels of copay. For Dilantin, your copay would be $70 to $100 since it's the brand name of the drug. However, if you got the generic equivalent, Phenytoin, your copay would be $10.

Your insurance company is doing this because they don't want to pay Warner-Lambert the high price Dilantin costs. By doing this, they hope to encourage your doctor and pharmacist to offer you the cheaper, but just as effective, generic.

The pharmaceutical company tries to fight this by offering you a discount card for Dilantin. Warner-Lambert pays you most of the difference between the $70 copay and the $10 copay, and then charges your insurance company its full price (which more than makes up the $50 or so dollars it just gave you as a discount.)

The insurance industry hates these cards, but customers love them.
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  #16  
Old 01-26-2011, 08:24 PM
Hirka T'Bawa Hirka T'Bawa is offline
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qazwart, while those type of cards do exist, the "Health Benefits Network" card isn't one of them. The money off copay cards use what is called Coordination of Benefits, or COB, which makes them a secondary insurance. Health benefits network goes through the system as a primary insurance, you can't use it and your regular insurance at the same time. It is one or the other, not both.
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  #17  
Old 03-02-2011, 05:21 PM
jazzman53 jazzman53 is offline
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Health Benefits Network

So here it is, Health Benefits Network: in Wasington, DC. What is with this Pharmacy Discount Card? I did not ask for it. It just came in the mail ready to use.
Who are they and why did they send me something that I did not ask for, and why can I not find them on the Net? Can not see why they are doing this and what for???
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  #18  
Old 03-05-2011, 06:45 PM
Pscollins Pscollins is offline
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Quote:
Originally Posted by Scuba_Ben View Post
(Magic 8-Ball says, "Signs point to no.")

I received in the mail today a "Pharmacy Discount Card" from "Health Benefits Network." I have never heard of this organization. They don't even have my full name on the mailing, a sure sign that they are working from a secondary source.

Has anybody else received one of these? Does anybody know anything about this organization or this card? Is this real? useful? legit? trap-free?
I got one of those cards in th email and was doubtful about it even being any good. I was shocked how much we saved on three prescriptions!
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  #19  
Old 03-05-2011, 06:48 PM
hajario hajario is offline
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Don't know about the card but Health Benefits Network is the name of the company that administers my ex's COBRA.
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  #20  
Old 03-06-2011, 12:58 PM
BigT BigT is online now
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My dad used it, so it works. And, as far as I know, he did not have to give any information about his medical records. It's not like everyone we deal with doesn't seem to know about his health problems already, despite what HIPAA would lead you to believe.
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  #21  
Old 03-17-2011, 05:22 PM
MEdwards MEdwards is offline
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I have one also

I got mine in the mail also with no previous knowledge of signing up for it. I used it just a few days later. It saved me $7 on one prescription. I am planning to keep using it.
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  #22  
Old 03-29-2011, 01:35 PM
sjholmes25 sjholmes25 is offline
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Looked up the info

If you look at the envelope, it says that it was mailed from zip code 14240, which is Buffalo, NY. I looked up the address that they give on the envelope, 4410 Mass. Ave #106 in Washington DC, on Google Maps. It looks like a college campus. The primary building at that spot is the Katzen Arts Center.
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  #23  
Old 03-29-2011, 02:31 PM
Gary T Gary T is offline
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It strikes me as mighty odd that eleven (presumably different) people, over a five month period, joined just to post in this thread. Only three of their posts could be written of as shills. Mighty strange.
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  #24  
Old 03-29-2011, 03:25 PM
Hirka T'Bawa Hirka T'Bawa is offline
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Quote:
Originally Posted by Gary T View Post
It strikes me as mighty odd that eleven (presumably different) people, over a five month period, joined just to post in this thread. Only three of their posts could be written of as shills. Mighty strange.
If you look at the view count, it is really really high. I just did a google search for "health benefits network", and this thread actually comes up as number one. So, figure people just find this thread though google.

Oh, and to add to the topic, I actually received one of these in the mail myself. Threw it away before it even got in the house. I also had someone try using one at my pharmacy, it didn't save them any money. The Rite Aid discount card we already used was cheaper. All it did was waste 5 minutes of my time trying to rebill their script.
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  #25  
Old 03-29-2011, 03:46 PM
Musicat Musicat is offline
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Quote:
Originally Posted by Gary T View Post
It strikes me as mighty odd that eleven (presumably different) people, over a five month period, joined just to post in this thread. Only three of their posts could be written of as shills. Mighty strange.
You detective work is correct, but I don't think it is strange. Google indexes SDMB so fast it knows about my posts before I post them. There are services out there (sorry, don't have a link) that will email you if a post or page is made anywhere in the world on a specific topic or with specified keywords. Don't you think merchandisers, especially unscrupulous ones, are taking advantage of that?

I note that three posters with something good to say about the HBN all have posted only once, and they provide no useful information other than unverifiable anecdotes. I suggest caution.

I have not received such a card, or if I have, it went in the dumpster with the other potentially worthless offers.
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  #26  
Old 04-06-2011, 08:09 PM
hearthand hearthand is offline
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ok...so I just got one of these in the mail too...
The Loeb Enterprises logo on the back lead me to look them up...http://loebenterprises.com/selected-ventures/
It seems this is a venture capital company that has their hands in many things....
Michael Loeb, was a founding member of the Synapse Group Inc...in CT
And Jay Walker of priceline.com are the partners who started this company...
There's no clear explanation of the reason for the card, other that that they are giving them away-but it isn't overtly evil...
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  #27  
Old 04-11-2011, 03:58 PM
jen51587 jen51587 is offline
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Looks very shady to me...

I joined this to post this response on here. These are the links to the two companies by the name Health Benefits Network in the zip code listed on the envelope from the letter and card that I received today and what the BBB has to say about them.

http://www.bbb.org/greater-maryland/...ia-md-90098220


http://www.bbb.org/washington-dc-eas...n-dc-175958860

Hope this helps. The whole thing looks shady. The BBB has apparently been given the runaround by this "company" more than once. I don't trust this company and will not use this card. I also agree with the person above who mentioned that when searching the address, it appears to be a building on a college campus. Something is fishy with this. Again, I will not use it and I strongly recommend that others don't until more is known about this "business" and their discount cards. They may be technically bound by HIPPA to keep your business private, but that doesn't necessarily mean that they do.
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  #28  
Old 04-17-2011, 02:15 PM
azrieljinx azrieljinx is offline
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I first became aware of this card yesterday, when a patient called us. She said she called the number on the back of the card, and the guy she talked to sounded sketchy. She was worried her privacy might have been abused by the Health Benefits Network. Not five minutes later, a gentleman came to the pharmacy and handed us a pharmacy discount card. It happened to be a HBN card that the woman had just called us about. We went to the company website and viewed their privacy policy. We are still trying to determine if this is a legitimate company or a scam. However, I would advise anyone who doesn't want their personal information sold to third parties not to use this card. From what I understand, this company states they are not bound by HIPAA if information is posted to their site, and third parties can access this information, in which these other companies have their own privacy policies. Sounds like your privacy will be breached if you use this card. So, to keep your information private, don't use this card, and don't register on their website. Simple as that.
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  #29  
Old 04-18-2011, 07:26 AM
MsRobyn MsRobyn is offline
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Quote:
Originally Posted by hearthand View Post
ok...so I just got one of these in the mail too...
The Loeb Enterprises logo on the back lead me to look them up...http://loebenterprises.com/selected-ventures/
It seems this is a venture capital company that has their hands in many things....
Michael Loeb, was a founding member of the Synapse Group Inc...in CT
And Jay Walker of priceline.com are the partners who started this company...
There's no clear explanation of the reason for the card, other that that they are giving them away-but it isn't overtly evil...
When I was doing my SDSAB report on mail-order companies, I found out that some companies compile and then rent or sell mailing lists of their customers to generate extra income; and it seems possible, if not likely, that some companies exist for the sole purpose of generating mailing lists. I'm thinking that this Health Benefits Network outfit exists just for that; they may be selling their users' names to other health-care companies, or facilitating others (like pharmacies) to do the same. Since you generally can't use a false name to get a prescription filled, it's difficult to do the false-name gambit I suggested in my article. I'm not sure where HBN would get their lists from, though, unless it's an entity that wouldn't be covered by HIPAA.

If this is true, it's an example of TANSTAAFL (There ain't no such thing as a free lunch). You may get a nice discount, but is it worth your privacy?

Last edited by MsRobyn; 04-18-2011 at 07:29 AM..
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  #30  
Old 04-20-2011, 07:15 AM
D0M1N8R D0M1N8R is offline
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dont get it

I've gotten 2 of these in the mail. Shredded the first one and second one I took the time to read and now researching.
BBB definitely will keep me away from using this card but I do not get it.
1. Why are local pharmacies accepting it.
2. Why is the legal system not all over this
3. How is it possible to make possibly hundreds on each and every persons information if it is being sold in order to recover cost difference of prescription purchased?
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  #31  
Old 04-22-2011, 04:28 PM
jdsndrs@yahoo.com jdsndrs@yahoo.com is offline
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Pharmacy Benefit Card is probably a scam

I did as some others suggested here... Shred the card and the envelope and paperwork that comes with it.

This appears to be a sophisticated phishing/potential identity theft scam. Your medical and pharmaceutical privacy is at risk if you use this card.

Somebody behind this is making a ton of money on the paltry discount you may receive by potentially unauthorized use of your information. We all have so little control over our private information anymore, best to err on the side of caution.

If it is too good to be true, it isn't !
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  #32  
Old 04-23-2011, 10:19 PM
MsRobyn MsRobyn is offline
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Originally Posted by D0M1N8R View Post
I've gotten 2 of these in the mail. Shredded the first one and second one I took the time to read and now researching.
BBB definitely will keep me away from using this card but I do not get it.
1. Why are local pharmacies accepting it.
2. Why is the legal system not all over this
3. How is it possible to make possibly hundreds on each and every persons information if it is being sold in order to recover cost difference of prescription purchased?
I can answer your questions.

1. Local pharmacies want your business. If you're a cash-paying customer, the discount offered by the card will save you money, but the pharmacy still makes a profit. Consequently, it's worth it for them to accept it. (You can't use this card if you're using health insurance. It's strictly on a cash-and-carry basis.) Many pharmacies, including local ones, now offer a large number of generic drugs at a very low price, so the discount is minimal anyway. The pharmacy I use, for example, will accept this card, but not if the price of the prescription is below a certain threshold. I think it's $10, but I'm not sure and since I have health insurance that has a very cheap co-pay, there's no reason for me to use this card.

2. Depending on where they're getting their mailing lists, it's probably legal.

3. Mailing lists generate income on a per-name basis, but it's not likely to be hundreds of dollars per name unless the same list is sold over and over. But if you sell a list of 10,000 names at a buck each, that's $10,000 more than you had when you started. Some of these lists are much larger, and some -- especially those that target specific groups -- are smaller but potentially more valuable, if the group is especially desirable for some reason.

I don't think it's a phishing or identity-theft scam, but I do think it's a skeevy business.

Last edited by MsRobyn; 04-23-2011 at 10:20 PM..
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  #33  
Old 04-27-2011, 04:53 PM
Jolson Jolson is offline
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Health Benefits Network

This is a quote from the BBB sight, hope this helps the curious:

Based on BBB files, this business has a BBB Rating of No Rating. The reason is as follows: This business has no rating because BBB has information indicating it is out of business.

Health Benefit Network was brought to BBB's attention in May, 2008. HBN claims an address of 8775 Centre Park Drive, Columbia, MD, 21045 on their Web site www.healthben.com, and has also given this address to a consumer. Jennifer Stephan with Continental Realty, the company who manages the suites at this address, verified with BBB that there is no Health Benefit Network located at 8775 Centre Park Drive, Columbia, MD, 21045.

When BBB contacted HBN at their toll free number a representative gave HBN's address as 300 International Drive, Suite 100, Williamsville, NY. HBN explained to BBB that their marketing company, Prime Liberty occupied the MD address listed. They stated a supervisor would get back to BBB, thus far no one from HBN has contacted the BBB representative back.

BBB then verified with Continental Realty that there is no Prime Liberty located at the 8775 Centre Park Drive, MD address. A legitimate Healthcare Discount Company, Prime Liberty, occupies the Williamsville, NY, address given by HBN to a BBB representative, and this company claims no association with Health Benefit Network.

Reportedly, HBN contacted a consumer via telephone and attempted to sell him a Healthcare Benefit Discount Plan. They informed him that there was a one time non-refundable fee of $129.99 and they would need his credit card information. According to the consumer, when he asked for some type of documentation or contract the representative refused and said he would receive this information after they charge his account. The consumer claims extreme profanity was used against him and then he was hung up on.
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  #34  
Old 05-04-2011, 08:39 PM
dahman dahman is offline
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I also received a card from this business. I checked with the BBB and Health Benefits is not accredited. The Network has not supplied management or business type information to the bureau. It may be an information gathering system. My guess is they're collecting data to sell to other companies. This isn't illegal, of course, but it's not something most people are amenable to.

Last edited by dahman; 05-04-2011 at 08:40 PM..
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  #35  
Old 05-09-2011, 12:13 AM
aiya33 aiya33 is offline
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No to free Pharmacy Discount Card

I received a free Pharmacy Discount Card in the mail like so many other people, and when i checked on the name on the back (LOEW Enterprises)that backs lots of different companies and enterprises such as in China...it didn't seem to be a really legitimate card...especially since I didn't ask for it...I'm not going to use it even if it has discount..because I don't want them to access any of my pharmacy info or anything else personal...
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  #36  
Old 05-09-2011, 05:23 PM
boboskeewhanttintatin boboskeewhanttintatin is offline
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substantial discount but at what cost?

So, I too received the same card by snail mail.... I was reluctant to use it but thought twice when the $350 a month, ins. policy, I can barely afford, refused to cover any of my mental health medications Being they were not considered "needed" by some random all knowing power that be. (This would be Restat prescription coverage.) "They" seem to know better, than my Dr. and my body what is best for my specific situation....

Needless to say, I went ahead and used the discount card at CVS. The normal cash price I pay out of pocket a month is $264... for 3 uncovered medications. With the discount card, I walked out having only paid $172. The most expensive med, a generic adhd, normally runs me $145... I only paid $62, which was the most significant discount.

With that said, today I went to fill some refills and now Cvs is saying my insurance will not cover ANY MEDS... BUT, I can use the discount card. I paid 2X as much for my scripts today, although they were still cheaper than the normal cost....

Any thoughts on how this could happen? I've been on hold with my insurance company for almost 45 mins... noone has an explanation.

I'll be back with the results!!




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  #37  
Old 05-11-2011, 08:55 PM
confusedcitizen confusedcitizen is offline
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I to received a Health Benefits Network Pharmacy Discount Card in todays mail. This must be a mass marketing ploy gathering some type of information.
I wanted to say that the address used on the envelope I received is different then I saw above.
Mine is:
4110 Mass Ave #106
Washington, DC 20016
It appears that there is no Mass Ave #106 when searched. They have it listed on google as their address but it doesn't seem to exist. It also appears there is no Mass Ave...However there is a Massachusetts Ave..
When I looked on their website at their privacy page, it' not reassuring.
Something stinks here and I will certainly avoid it. I am not interested in handing my information to scam artists...At least let them work for it...lol....
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  #38  
Old 05-23-2011, 03:32 PM
super granny super granny is offline
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I have recieved three of these carrds, today was the third one. I have not read that anyone else had a name of a drug that they may be using. In my letter in the upper right corner was the name of my drugs, which I had just gotten filled a month ago. The first cards I recieved I called and told them I did not request the card and to take me off of their list. Cut the cards up. Todays letter said it was my LAST CHANCE. I called the pharmacy that I use, thinking that they sold the info. to another company. The manager gave me the corp. number and I talked to a person there. They assured me that they don't sell info. especially drug info. They suggested that I call my local police and report it. The lady at the corp. office gave me a ref. number and that they were going to investigate from their end. If anyone else has recieved a letter with drug info on it , that is personal info. that nobody should have except you and your dr. The other thing with this card is if it cvost you nothing to use it, how does the company make money? I don't believe that there is a company out there just giving it away.
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  #39  
Old 05-26-2011, 07:35 PM
azryall1980 azryall1980 is offline
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Join Date: May 2011
Personal Drug Name on Form

Quote:
Originally Posted by super granny View Post
I have recieved three of these carrds, today was the third one. I have not read that anyone else had a name of a drug that they may be using. In my letter in the upper right corner was the name of my drugs, which I had just gotten filled a month ago. The first cards I recieved I called and told them I did not request the card and to take me off of their list. Cut the cards up. Todays letter said it was my LAST CHANCE. I called the pharmacy that I use, thinking that they sold the info. to another company. The manager gave me the corp. number and I talked to a person there. They assured me that they don't sell info. especially drug info. They suggested that I call my local police and report it. The lady at the corp. office gave me a ref. number and that they were going to investigate from their end. If anyone else has recieved a letter with drug info on it , that is personal info. that nobody should have except you and your dr. The other thing with this card is if it cvost you nothing to use it, how does the company make money? I don't believe that there is a company out there just giving it away.
I received one of these cards today and it also had the drug I use printed in the upper right corner of the paper attached to it. I would really like to know how these people got this information! The only people that have this information is my pharmacy, my clinic, and my husband! How was this information obtained? if you find out anything, please let me know!
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  #40  
Old 05-27-2011, 10:17 PM
LurkerInNJ LurkerInNJ is offline
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Join Date: Feb 2007
NYC has a card like this. It's called the Big Apple RX Discount.

http://www.bigapplerx.com/

Duane Reade, CVS and Walgreens all accept it. They say it's most helpful for people who don't have insurance.
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  #41  
Old 06-01-2011, 11:36 AM
Conselyea Conselyea is offline
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Join Date: Jun 2011
I have also received this card and I have the same questians.

IS IT REAL?
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  #42  
Old 06-01-2011, 02:50 PM
Musicat Musicat is offline
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Join Date: Oct 1999
Location: Sturgeon Bay, WI USA
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Quote:
Originally Posted by LurkerInNJ View Post
NYC has a card like this. It's called the Big Apple RX Discount.

http://www.bigapplerx.com/

Duane Reade, CVS and Walgreens all accept it. They say it's most helpful for people who don't have insurance.
From their privacy policy page:
Quote:
We collect both Non-Personally Identifying Information and Personally Identifying Information from you...“Personally Identifying Information” ... is information such as a name or email address that, without more, can be directly associated with a specific person or entity.
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  #43  
Old 06-05-2011, 11:50 AM
RAYLEARNED RAYLEARNED is offline
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Join Date: Jun 2011
Guess what~~ it works!

I too was leary when i received my "free" discount card. I am definately a "doubting thomas" but i figured i would give it a try & report back with the "true grit". That is to say~~ i would give it a try & when it kicked back~~ at least i would know what to tell the rest of the world.
Don't know what their "motivations" are but~~ it does work@!
Dropped it on our local walmart pharmacy & whammo~~ they knocked off about $30 of the $64 combined cost i am use to paying for my 3 perscriptions!
Didn't do anything for the one walmart covers at $4 but it sure wacked about 45% off the other 2 combined.
So~~ nobody gets anything for free but i say as long as they are paying~ might as well keep those extra bucks in your pocket~~ or go buy some groceries like i did. ;'o})
.
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  #44  
Old 06-05-2011, 12:31 PM
Musicat Musicat is offline
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Join Date: Oct 1999
Location: Sturgeon Bay, WI USA
Posts: 17,524
Quote:
Originally Posted by RAYLEARNED View Post
I too was leary when i received my "free" discount card. I am definately a "doubting thomas" but i figured i would give it a try & report back with the "true grit". That is to say~~ i would give it a try & when it kicked back~~ at least i would know what to tell the rest of the world.
Don't know what their "motivations" are but~~ it does work@!
Dropped it on our local walmart pharmacy & whammo~~ they knocked off about $30 of the $64 combined cost i am use to paying for my 3 perscriptions!
Didn't do anything for the one walmart covers at $4 but it sure wacked about 45% off the other 2 combined.
So~~ nobody gets anything for free but i say as long as they are paying~ might as well keep those extra bucks in your pocket~~ or go buy some groceries like i did. ;'o})
.
So, RAYLEARNED, since I doubt that anyone would give you free groceries just because of your misuse of font cases, just how do you think the discount card company makes their money? It must come from something you have to offer, like medical and personal data. Was there any fine print that could shed some light on that?
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  #45  
Old 06-05-2011, 12:58 PM
elbows elbows is offline
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Join Date: Jan 2000
Location: London, Ontario
Posts: 8,789
If you're using an awards program for miles or points at your drugstore that is exactly how they got your info.

The old saying, if it seems to good to be true it probably is, applies here.

When they first started these programs where I live I insisted we not participate, against my hubby's wishes, he's so cheap he'd do anything to save a nickel. Fast forward a couple of years and lo and behold all his friend's are having problems claiming their miles/points. Black out dates, etc, etc. Restructuring the program, points evaporating, and on and on endlessly.
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  #46  
Old 06-05-2011, 07:39 PM
MannyL MannyL is offline
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Join Date: Jul 2000
Location: New Jersey
Posts: 2,580
Could it be along the same lines as the one at http://www.rxcut.com/phillysoul/en/Landing1.html where the company gets paid by the pharmacy.
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  #47  
Old 06-05-2011, 08:53 PM
Musicat Musicat is offline
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Location: Sturgeon Bay, WI USA
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Quote:
Originally Posted by MannyL View Post
Could it be along the same lines as the one at http://www.rxcut.com/phillysoul/en/Landing1.html where the company gets paid by the pharmacy.
And why would the pharmacy pay the company?
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  #48  
Old 06-06-2011, 12:30 PM
RAYLEARNED RAYLEARNED is offline
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Join Date: Jun 2011
Well folks~~ especially you there MUSICAT~~ Please do forgive my improper use of fonts but I was trying to make a point~~ not make "points" with the "upper LEARNED crust".
I have no idea how they make their money~ nore do I care.
You seem to have some form of "conspiracy theory" going BUT~~ if you really believe that your med records and everything about you is not already being held in 1000's of computer banks~ you are nieve. Why Mr Gates alone holds every email & everything sent anywhere in his data files.
Anyway, as long as that extra $30 stays in my pocket~ they are welcome to my med history because they have it already! Privacy laws went out the window with the war on drugs & terrorism friend.
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  #49  
Old 06-06-2011, 06:41 PM
Musicat Musicat is offline
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Join Date: Oct 1999
Location: Sturgeon Bay, WI USA
Posts: 17,524
Quote:
Originally Posted by RAYLEARNED View Post
Well folks~~ especially you there MUSICAT~~ Please do forgive my improper use of fonts but I was trying to make a point~~ not make "points" with the "upper LEARNED crust".
I have no idea how they make their money~ nore do I care.
<snip>
Anyway, as long as that extra $30 stays in my pocket~ they are welcome to my med history because they have it already! Privacy laws went out the window with the war on drugs & terrorism friend.
So it doesn't matter to you. Great. You don't have to care, and I don't care that you don't care. Just as an academic exercise, how do you think the card company makes its money? Is it donating to your welfare for no reason, or are you supplying them with something they can sell?
Quote:
You seem to have some form of "conspiracy theory" going BUT~~ if you really believe that your med records and everything about you is not already being held in 1000's of computer banks~ you are nieve. Why Mr Gates alone holds every email & everything sent anywhere in his data files.
My irony meter just pegged.
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  #50  
Old 06-17-2011, 01:22 PM
jedi4747 jedi4747 is offline
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Join Date: Jun 2011
[QUOTE=Scuba_Ben;13018195](Magic 8-Ball says, "Signs point to no.")

I received in the mail today a "Pharmacy Discount Card" from "Health Benefits Network." I have never heard of this organization. They don't even have my full name on the mailing, a sure sign that they are working from a secondary source.

Has anybody else received one of these? Does anybody know anything about this organization or this card? Is this real? useful? legit? trap-free?[/ I recieved one also and when I tried to use it at cvs they said I made the script go UP 10 cents per pill.....HUH? well I call them and told the and they said that was strange and offered no explanation. they said to try it at a different place, if I get another fishy answer from a drug store, then I,m reporting them to the BBB.....dont know why I got the card but the letter it came w/had the name of my normal drug on it,,,,strange to say the least. Please if anyone knows bout this , email me .. jedi4747@yahoo.com]
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