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Old 10-27-2010, 08:57 PM
Mama Zappa is offline
Charter Member
Join Date: Feb 2003
Posts: 12,407
Update on my bad loan: it changed from "late 31-120 days" to "default" some time in the last day or so. Not sure whether there's any chance of ever collecting anything on that. There's one more status to go, "Charged off" which I guess is when they completely give up.

This was a medical expense loan (bearing out Chessic Sense's analysis that those are bad luck). I think I have one other medical loan, that is still performing OK but IIRC it's a higher grade.