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Old 08-01-2007, 07:51 PM
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phungi phungi is offline
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What determines a car is "totaled"?

I was in a fairly severe collision last night, in which someone basically made a dumb move and turned head-on into my car.

I walked away bruised but intact, and my car took the brunt of it (2005 Honda CRV EX). Airbags fired, and the front bumber, side fender, hood all sustained damaged. You could see the front left point of the frame, around which the car "crumpled". Radiator was leaking and there was power stearing fluid also pooling. Hard to tell if there was any other fluid, as I left the scene to get checked out at the hospital.

The car will be evaluated by the insurance company's adjuster (Geico) but I am curious about a few things:

1. Is there a specific formula that determines when a car is totaled versus "repairable"?
2. Does the fact that the air bags fired/deployed factor in?
3. Do I even want to keep the car if it is fixed up given that there was some significant front end damage and possible frame damage?

Thanks... oh, always wear your seatbelts!

(edited to add: I live in Pennsylvania, if that helps with question #1)

Last edited by phungi; 08-01-2007 at 07:52 PM.
 

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