# 20000 $ in debt?

**URL:** <https://boards.straightdope.com/t/20000-in-debt/119777>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [July 19, 2002, 10:27am UTC](https://boards.straightdope.com/t/20000-in-debt/119777 "2002-07-19T10:27:31Z")\
**Posts on this page:** 11\
**Page:** 2

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**Author:** ![Coldfire](https://avatars.discourse-cdn.com/v4/letter/c/a587f6/32.png) [@Coldfire](https://boards.straightdope.com/u/Coldfire)\
**Post date:** [July 19, 2002, 10:31pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/21 "2002-07-19T22:31:07Z")

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I have to add one thing though: the people who have sent her money are of course even _bigger_ losers. Hook, line, and sinker.

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**Author:** ![Arnold\_Winkelried](https://avatars.discourse-cdn.com/v4/letter/a/3d9bf3/32.png) [@Arnold\_Winkelried](https://boards.straightdope.com/u/Arnold_Winkelried)\
**Post date:** [July 19, 2002, 10:36pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/22 "2002-07-19T22:36:22Z")

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Coldfire - are you flaming Inky- in MPSIMS? Please do not do that again. This is your first and last warning. 😛  
You are hereby condemned to send Inky- a crisp new US $1 bill to make up for your comment.

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**Author:** ![Bryan\_Ekers](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bryan_ekers/32/183_2.png) [@Bryan\_Ekers](https://boards.straightdope.com/u/Bryan_Ekers)\
**Post date:** [July 19, 2002, 10:37pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/23 "2002-07-19T22:37:52Z")

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I have about $38,000 in credit, and I just can’t make that number drop.

Send me cash, please.

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**Author:** ![Kyla](https://avatars.discourse-cdn.com/v4/letter/k/eada6e/32.png) [@Kyla](https://boards.straightdope.com/u/Kyla)\
**Post date:** [July 19, 2002, 11:44pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/24 "2002-07-19T23:44:06Z")

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I’m $20,000 in debt, too! And I didn’t even do it irresponsibly. $12800 of it is my primary college loan. $2500 is my secondary college loan. Plus, there’s my car, that’s another $6500. And I just moved across the country, which wasn’t cheap, and am now carrying a balance on my credit card for the first time in my life. (Fortunately, all my interest rates are very low.)

Heck, I think I deserve money more than she does. I wasn’t out buying Prada shoes. My idea of a treat is a basket of strawberries for dessert. A container of ice cream is too much of a splurge.

I’m torn between saying “And I never thought about asking strangers for help!” and “Wish I’d thought of this first.” I dream about the day I will be out of debt. So I can empathize with her plight - like her, I don’t make enough very much money. But she does seem seperated from reality. I know I am poor, I know it’ll take me years to pay off all of my loans. This chick doesn’t seem to be able to deal with that realization.

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**Author:** ![Glory](https://avatars.discourse-cdn.com/v4/letter/g/7cd45c/32.png) [@Glory](https://boards.straightdope.com/u/Glory)\
**Post date:** [July 20, 2002, 12:33am UTC](https://boards.straightdope.com/t/20000-in-debt/119777/25 "2002-07-20T00:33:26Z")

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Not terribly original.

[http://www.amazon.com/exec/obidos/ASIN/0385335482/qid=1027124925/sr=8-1/ref=sr\_8\_1/102-2309204-4334542](http://www.amazon.com/exec/obidos/ASIN/0385335482/qid=1027124925/sr=8-1/ref=sr_8_1/102-2309204-4334542)

Confessions of a Shopaholic - Career girl gets into debt, has a big sale and sells all her high priced fashion clothes she never wears.

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**Author:** ![thinksnow](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/thinksnow/32/2849_2.png) [@thinksnow](https://boards.straightdope.com/u/thinksnow)\
**Post date:** [July 20, 2002, 2:02pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/26 "2002-07-20T14:02:24Z")

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**Kyla, FCM** and others with ligit reasons for your debt: business, school, car, home…that’s normal and reasonable, IOW, not “bad” debt. What this chick has done is completely _un_reasonable and terribly short-sighted. Giving in to instant gratification is only a good idea if it isn’t going to haunt you for years to come, and school loans are about as far from instant gratification as you can get.

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**Author:** ![Fenris](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fenris/32/498_2.png) [@Fenris](https://boards.straightdope.com/u/Fenris)\
**Post date:** [July 20, 2002, 2:28pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/27 "2002-07-20T14:28:24Z")

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**Fenris Describes the Mess He’s In**

I’m not actually in debt (well, a mortgage payment, but that’s budgeted for and a small credit card debt that’s exactly where I want it), but I find myself short on pornography.

I am 20,000 nude babe pictures in debt. When I first started downloading porn on BBSs back in the early '80s, I downloaded a floppy worth of porn a day.

**Why Is He In This Mess?**

But now that I’m able to download more, silly stuff like…a job and a life (and my SDMB time) are cutting into my ability to meet my high, exacting requirements for “lots and lots of good porn”.

**So Why Doesn’t He Just Download More**  
Two reasons.

First the Usenet used to be the best place for harvesting porn, but most groups have been taken over by spam. Yahoo Groups have become unreadable with Yahoo’s fuckheaded new format (Yahoo Clubs rocked, Yahoo Groups suck. And spammers have discovered them anyway). And pay-sites are unthinkable.

Second, If I spent more time searching for and downloading porn, I’d have less time to spend here. Knowing how much you all cherish my deathless prose, I couldn’t do that to you.

**What can _I_ do to help?**

So I’m asking for donations. But don’t just send me any old porn you happen to have lying around. I might already have it. What I’d like is for all Doper-babes to send me home-made nudie shots of themselves. That way I’ll know A) it’ll be good (Doperbabes are, _by definition_, hot and B) original.

**What do I get out of it?**

I too believe in Karma, which is a nice way of saying “nothing much”.

Freeloadin’ Fenris

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**Author:** ![astro](https://avatars.discourse-cdn.com/v4/letter/a/9dc877/32.png) [@astro](https://boards.straightdope.com/u/astro)\
**Post date:** [July 20, 2002, 2:41pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/28 "2002-07-20T14:41:22Z")

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Well she (her online persona at least) is such a straightforward “can do” girly girl you can’t help but be charmed by her. I’d glad I’m not one of her friends or she’d probably have gotten more than a few bucks off of me by now.

This is my fave quote under the saving money “Daily Buck” section. (bolding mine)

> [@](#):
>
> Thursday, July 18, 2002  
> Tonight I went out for drinks with “Nice Guy But Not My Type.” NGBNMT is really nice, like me. But he’s not my type. **I went out with him for drinks because I knew he’d take me to a place that served food and I’m hungry. So I had some nice conversation, scored a bit of liquor AND some grub. That was nice.** ATTENTION: NGBNMT IS AWARE THAT HE IS NOT MY TYPE. I’M NOT LEADING HIM ON.

How can you not be entranced by the pure feminine honesty. I’ll bet her inbox is loaded with email from accountants looking for a date.

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**Author:** ![Ruffian](https://avatars.discourse-cdn.com/v4/letter/r/71e660/32.png) [@Ruffian](https://boards.straightdope.com/u/Ruffian)\
**Post date:** [July 20, 2002, 3:32pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/29 "2002-07-20T15:32:43Z")

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I just sent her an email linking her to this thread. It might be of interest for her to read the reactions.

I also invited her to register with the boards and post a response…we shall see. 🙂

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**Author:** ![robcaro](https://avatars.discourse-cdn.com/v4/letter/r/df705f/32.png) [@robcaro](https://boards.straightdope.com/u/robcaro)\
**Post date:** [July 20, 2002, 3:50pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/30 "2002-07-20T15:50:20Z")

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Geeesh… I could use an extra buck or two also. Send me money please.

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**Author:** ![butter\_pie](https://avatars.discourse-cdn.com/v4/letter/b/aca169/32.png) [@butter\_pie](https://boards.straightdope.com/u/butter_pie)\
**Post date:** [July 20, 2002, 7:44pm UTC](https://boards.straightdope.com/t/20000-in-debt/119777/31 "2002-07-20T19:44:03Z")

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> [@](#):
>
> \*Originally posted by red\_dragon60 \*  
> **If she was really hot, I might send her a buck, but since I can’t see any picture of her, I CANNOT FLAGRANTLY AND OBVIOUSLY JUDGE WHETHER I SHOULD GIVE HER MY CASH! Yes, it sounds bad, but it’s my damn money!**

I’m hot, fiscally responsible, and all my stuff is on sale free shipping this week.

How YOU doin’? 😉

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