# A question about highway driving **URL:** \ **Category:** Factual Questions\ **Created:** [July 23, 2021, 6:42pm UTC](https://boards.straightdope.com/t/a-question-about-highway-driving/947156 "2021-07-23T18:42:54Z")\ **Posts on this page:** 1\ **Page:** 3
**Author:** ![CoolHandCox](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/coolhandcox/32/16233_2.png) [@CoolHandCox](https://boards.straightdope.com/u/CoolHandCox)\ **Post date:** [July 27, 2021, 7:00pm UTC](https://boards.straightdope.com/t/a-question-about-highway-driving/947156/41 "2021-07-27T19:00:58Z")
From your link re Michigan no-fault, with my [comments in brackets] and my bolding that applies to OP scenario re repairs to C’s car: _If you have an auto accident, no-fault insurance_ _pays for your medical expenses [Personal Injury], wage loss_ _benefits [Personal Injury], replacement services [Property Damage], and the **damage** **you do to other people’s property [Property Damage]**. It does not_ _matter who caused the accident._ _Your basic no-fault insurance **does NOT pay for** _ _**repairs to your car. [Property Damage]**_ re: OP using basic/minimum required insurance coverage: No-Fault = C repairs would be paid by B’s insurance, and quicker since there’s no need to determine fault. At-Fault (Insurance only has to pay when insurance determines who is at fault) = C repairs would be paid by either A or B, or both, depending on who was at fault. I can see an argument that it was A’s fault (B claims A was only trying to avoid being hit by A, and that A caused B to hit C). So B’s insurance would not pay until forced to, and may only pay a partial amount. A is either long gone or insurance would not pay/partial pay for same reason since there is an argument A is not at fault for C’s damage. Outside of minimum coverage, hopefully C has good insurance that covers damage to his own vehicle. In that case, C insurance would pay, and quickest. Fault still matters of course (see post 30 re insurance subrogation), and the above just speaks to who would pay C and not if the insurance company would later get reimbursed or not. [Previous page](https://boards.straightdope.com/t/a-question-about-highway-driving/947156.md?page=2)