# ACA and supplemental cancer insurance

**URL:** <https://boards.straightdope.com/t/aca-and-supplemental-cancer-insurance/792063>\
**Category:** Factual Questions\
**Created:** [July 24, 2017, 11:58pm UTC](https://boards.straightdope.com/t/aca-and-supplemental-cancer-insurance/792063 "2017-07-24T23:58:59Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Doug\_K](https://avatars.discourse-cdn.com/v4/letter/d/b5ac83/32.png) [@Doug\_K](https://boards.straightdope.com/u/Doug_K)\
**Post date:** [July 24, 2017, 11:58pm UTC](https://boards.straightdope.com/t/aca-and-supplemental-cancer-insurance/792063/1 "2017-07-24T23:58:59Z")

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I go in tomorrow to sign up for benefits through my work. I currently have a supplemental policy for cancer. I was diagnosed with colon cancer in December, went through 12 rounds of chemo over 24 weeks, and was declared cancer-free at my last oncologist visit 2-3 weeks ago. I’ll still have to go in for scans every six months for a while.

My question is, can the insurance company say I’m not eligible for the supplemental coverage for the upcoming year, or are they required to let me continue with it?

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**Author:** ![Iggy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/iggy/32/3364_2.png) [@Iggy](https://boards.straightdope.com/u/Iggy)\
**Post date:** [July 25, 2017, 2:51am UTC](https://boards.straightdope.com/t/aca-and-supplemental-cancer-insurance/792063/2 "2017-07-25T02:51:19Z")

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The ACA should have nothing to do with it. Your supplemental cancer policy language and your state’s insurance laws will determine what controls renewability.

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**Author:** ![Doug\_K](https://avatars.discourse-cdn.com/v4/letter/d/b5ac83/32.png) [@Doug\_K](https://boards.straightdope.com/u/Doug_K)\
**Post date:** [July 25, 2017, 7:12pm UTC](https://boards.straightdope.com/t/aca-and-supplemental-cancer-insurance/792063/3 "2017-07-25T19:12:07Z")

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Well, whether they CAN drop me or not, I’m glad to say they didn’t.
