# Advice for the recently Mugged

**URL:** <https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579>\
**Category:** In My Humble Opinion\
**Created:** [November 24, 2007, 4:23am UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579 "2007-11-24T04:23:49Z")\
**Posts on this page:** 7\
**Page:** 2

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**Author:** ![eleanorigby](https://avatars.discourse-cdn.com/v4/letter/e/ee7513/32.png) [@eleanorigby](https://boards.straightdope.com/u/eleanorigby)\
**Post date:** [November 24, 2007, 11:23pm UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/21 "2007-11-24T23:23:21Z")

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[QUOTE=Jeeves]  
Update 2.

They took Mr. Jeeves credit cards, health insurance card (why?), and drivers license out of the wallet before ditching it. The left the check, thankfully. So we are still going to monitor our credit, but they don’t have anything to access our checking account with, and they don’t have our current address, since the check was the only thing with it on it.  
[/QUOTE]

Because health insurance is like gold nowadays. This is why at my work we require not just the health insurance card, _but a picture ID._

Sorry to hear about this. Hope your swift actions prevent a lot of hassle.

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**Author:** ![emmaliminal](https://avatars.discourse-cdn.com/v4/letter/e/7bcc69/32.png) [@emmaliminal](https://boards.straightdope.com/u/emmaliminal)\
**Post date:** [November 24, 2007, 11:24pm UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/22 "2007-11-24T23:24:46Z")

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[QUOTE=Jeeves]  
…health insurance card (why?)…  
[/QUOTE]  
My WAG is so that when they try to do something big with the credit cards, if someone says “I’ll need to see two forms of ID” they can show it along with the DL.

Much sympathy. mr emilyforce got mugged at gunpoint half a block from my apartment back in 1995 and it still affects him occasionally, I think. They beat him up a little, because he only had $2.35 on him, though no shots were fired. I lived in that apartment for nine years and never heard of any other armed muggings in the neighborhood… anyway, I’m very glad your thugs didn’t physically hurt you.

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**Author:** ![ParentalAdvisory](https://avatars.discourse-cdn.com/v4/letter/p/53a042/32.png) [@ParentalAdvisory](https://boards.straightdope.com/u/ParentalAdvisory)\
**Post date:** [November 25, 2007, 3:57am UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/23 "2007-11-25T03:57:52Z")

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So his drivers license didn’t have your current address?

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**Author:** ![Jeeves](https://avatars.discourse-cdn.com/v4/letter/j/73ab20/32.png) [@Jeeves](https://boards.straightdope.com/u/Jeeves)\
**Post date:** [November 25, 2007, 6:15am UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/24 "2007-11-25T06:15:10Z")

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No, it didn’t. You are supposed to write the correct address on the back after you notify the DMV, but he never did it (nor I) (writing the address on the back that is, the DMV has been duly notified).

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**Author:** ![MsRobyn](https://avatars.discourse-cdn.com/v4/letter/m/90ced4/32.png) [@MsRobyn](https://boards.straightdope.com/u/MsRobyn)\
**Post date:** [November 25, 2007, 6:40am UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/25 "2007-11-25T06:40:34Z")

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Some insurance companies still use a social security number as the ID number. Call them ASAP to request a new card and a new ID number.

Robin

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**Author:** ![jackelope](https://avatars.discourse-cdn.com/v4/letter/j/a6a055/32.png) [@jackelope](https://boards.straightdope.com/u/jackelope)\
**Post date:** [November 25, 2007, 7:24am UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/26 "2007-11-25T07:24:24Z")

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Depending on how you’re feeling, you might consider some short-term counseling. I got mugged in 1993 (no gun, but I got a solid punch in the face), and it was a couple of years before I could walk down a street, even in broad daylight, without panic symptoms. I don’t know if counseling would have helped, but it certainly wouldn’t have hurt.

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**Author:** ![j666](https://avatars.discourse-cdn.com/v4/letter/j/9de0a6/32.png) [@j666](https://boards.straightdope.com/u/j666)\
**Post date:** [November 25, 2007, 2:56pm UTC](https://boards.straightdope.com/t/advice-for-the-recently-mugged/427579/27 "2007-11-25T14:56:17Z")

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[QUOTE=Jeeves]  
Does anyone have any experience with the credit monitoring services? I have considered them before, but the security freeze also sounds like a good idea. I wonder if we qualify as victims of identity theft?  
[/QUOTE]

You want to put a 90 day extra security on ALL 3 credit agencies; I think it is easy and you can do it on-line.

Please tell me you have Driver ID #'s, rather than your SSN on your liscences.

Contact all your accounts and tell them to flag your accounts to allow **no change of address** ; if they can’t do this, cancel the account. See if you can do the same thing at the post office.

When you file a police report, do not let them put your address on the report.

Don’t forget, they might have written down information on the items they did not take from the wallet.

So, to summarize, you want to have the following accounts cancelled and new account #'s issued:  
major credit cards  
store credit cards  
debit cards  
bank accounts  
cells phones  
health insurance [did they print your SSN on the card?]  
driver’s liscense  
student ID [if it is a magnetic key; and did they print your SSN on the card?]  
library cards  
rental cards [blockbuster, etc.]  
change any passwords/PINs

And file a police report

[Advice from Experian](http://www.experian.com/identity_fraud/fraud_prevention.html)

and here are the links

[Experian](http://www.experian.com/)  
[Experian Security Alert](https://www.experian.com/consumer/cac/InvalidateSession.do?code=SECURITYALERT)

[TransUnion](http://www.transunion.com/)  
[TransUnion Security Freeze](http://www.transunion.com/corporate/personal/fraudIdentityTheft/preventing/securityFreeze.page)

[Equifax](http://www.equifax.com/home/)  
[Equifax Fraud Alert](http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US)

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