# Anyone have experience with Seller Financing?

**URL:** <https://boards.straightdope.com/t/anyone-have-experience-with-seller-financing/612237>\
**Category:** In My Humble Opinion\
**Created:** [February 8, 2012, 10:11pm UTC](https://boards.straightdope.com/t/anyone-have-experience-with-seller-financing/612237 "2012-02-08T22:11:20Z")\
**Posts on this page:** 1\
**Page:** 1

<div class="post-metadata">

**Author:** ![Acid\_Lamp](https://avatars.discourse-cdn.com/v4/letter/a/d6d6ee/32.png) [@Acid\_Lamp](https://boards.straightdope.com/u/Acid_Lamp)\
**Post date:** [February 8, 2012, 10:11pm UTC](https://boards.straightdope.com/t/anyone-have-experience-with-seller-financing/612237/1 "2012-02-08T22:11:20Z")

</div>

**Nashiitashii** and I have a bit of a quandry going on. We currently rent a home and our landlord has us on a month to month lease. We are both fine with this arrangement but apparently the insurance company isn’t :rolleyes: We would strongly consider buying this home, but we most likely will not be able to secure traditional financing for lack of a down. (our credit is just fine as is our income, saving up thousands would just take forever though. We could probably rustle up a few thousand but nowhere near the 20% banks currently want.) The landlord has expressed interest in perhaps arranging some sort of other agreement possibly a rent to own, or other type of agreement to benefit us both. Do any of you doper’s have some experience or suggestions with these type of arrangements?