# Anything else you motherfuckers need? **URL:** \ **Category:** The BBQ Pit\ **Created:** [July 16, 2009, 4:51pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231 "2009-07-16T16:51:32Z")\ **Posts on this page:** 20\ **Page:** 48
**Author:** ![Merijeek](https://avatars.discourse-cdn.com/v4/letter/m/f05b48/32.png) [@Merijeek](https://boards.straightdope.com/u/Merijeek)\ **Post date:** [July 20, 2009, 12:50pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/941 "2009-07-20T12:50:01Z")
> [@Broomstick](#): > > I am all for you providing such help to **Guin** - however, as someone who has been searching the classifieds in the Chicago area for two years and applying to anything I am even remotely qualified for, and have had no job offers from that avenue, I would caution you to not be over optimistic about the chances of finding a job that way. I already had a job, which of course makes the job hunt easier. It took me six months from when I first started looking, and two months from when I started taking chances on looking - such as making calls to places that might have made it back to my current boss. It’s who you know, unfortunately. I’m not the “join professional organizations for the express purpose of kissing ass and making friends”, but maybe that’s what you need to do. I got my new job (completely superior to the old, so far) because I knew a guy who buys from a guy who had a boss that was looking to expand his department. It wasn’t advertised, and I never would have even though about asking the company I ended up with. As someone who hates people, I think it sucks that is what it takes, but if that’s what it takes…? -Joe ---
**Author:** ![Kalhoun](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@Kalhoun](https://boards.straightdope.com/u/Kalhoun)\ **Post date:** [July 20, 2009, 1:05pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/942 "2009-07-20T13:05:11Z")
> [@Crafter\_Man](#): > > I think society’s view on this is wrong. > Or resist… 🙂 > > Sometimes I think I’m the only person on the SDMB who truly understands the value of individual freedom & liberty. It’s pretty much valueless in any strong society. It works real good in the Mad Max movies, though. ---
**Author:** ![Kalhoun](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@Kalhoun](https://boards.straightdope.com/u/Kalhoun)\ **Post date:** [July 20, 2009, 1:16pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/943 "2009-07-20T13:16:57Z")
> [@Crafter\_Man](#): > > Very true. But the socialists will only be able to push us so far. The socialists are trying to compress a mass that resists being compressed. There will come a day when further compression will cause it to explode. Hence the reason most of us have been stocking up on guns and ammo. You resisters don’t have enough group mentality to organize and give someone the authority to tell you which commie to shoot. You’ll turn on each other before you even get outside the compound. I find this amusing. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [July 20, 2009, 1:28pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/944 "2009-07-20T13:28:52Z")
> [@curlcoat](#): > > Jesus. Other developed nations are not the US. There are other things, really important things, that we don’t share with those nations other than a UHC. You’ve always made this claim but you’ve never quite figured out what those really important things are, have you? ---
**Author:** ![Kalhoun](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@Kalhoun](https://boards.straightdope.com/u/Kalhoun)\ **Post date:** [July 20, 2009, 1:37pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/945 "2009-07-20T13:37:13Z")
> [@Crafter\_Man](#): > > Yes, much less offensive. At least the federal government would not be acting outside its authority. > > And if that _did_ happen, states would compete to attract people, thus increasing efficiency within each state. With the federal government in control, there is no competition, hence no incentive to be efficient. You haven’t proven that they’re acting outside their authority now. ---
**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\ **Post date:** [July 20, 2009, 1:40pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/946 "2009-07-20T13:40:44Z")
> [@Merijeek](#): > > It’s who you know, unfortunately. I’m not the “join professional organizations for the express purpose of kissing ass and making friends”, but maybe that’s what you need to do. I got my new job (completely superior to the old, so far) because I knew a guy who buys from a guy who had a boss that was looking to expand his department. > > It wasn’t advertised, and I never would have even though about asking the company I ended up with. > > As someone who hates people, I think it sucks that is what it takes, but if that’s what it takes…? Yes, I am well aware that ass kissing is what it takes these days. Unfortunately, my network of professional peers ALSO all lost their jobs within six months of when I did, as did most of my former supervisors and managers. I am well aware of the job hunting technique you mentioned (the friend-of-a-friend or FOAF) the problem is my entire network is also hunting for work. What I am doing this week is all because the person who hired me heard about me from my husband’s friend who hired me. I am doing the best I can, the problem is that the job market sucks unbelievably right now. ---
**Author:** ![Fear\_Itself](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fear_itself/32/19637_2.png) [@Fear\_Itself](https://boards.straightdope.com/u/Fear_Itself)\ **Post date:** [July 20, 2009, 1:50pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/947 "2009-07-20T13:50:38Z")
> [@Kalhoun](#): > > You haven’t proven that they’re acting outside their authority now. Because Congress is convened in a room with a flag that has gold fringe… ---
**Author:** ![NinetyWt](https://avatars.discourse-cdn.com/v4/letter/n/cc9497/32.png) [@NinetyWt](https://boards.straightdope.com/u/NinetyWt)\ **Post date:** [July 20, 2009, 2:05pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/948 "2009-07-20T14:05:26Z")
> [@Bridget\_Burke](#): > > Apparently she was grown in a vat & skipped childhood. That would explain a lot. I agree that Prop 13, rather than the illegal immigrant problem, seems to be a major contributor to California’s woes. ---
**Author:** ![Shot\_From\_Guns](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Shot\_From\_Guns](https://boards.straightdope.com/u/Shot_From_Guns)\ **Post date:** [July 20, 2009, 3:06pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/949 "2009-07-20T15:06:39Z")
Holy shit, you guys put \*\*over ten pages \*\*on this monster over the weekend? Like hell am I gonna read all of that. Someone link me if anything interesting happened between page 8 and here. ---
**Author:** ![woodstockbirdybird](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/woodstockbirdybird/32/7905_2.png) [@woodstockbirdybird](https://boards.straightdope.com/u/woodstockbirdybird)\ **Post date:** [July 20, 2009, 3:34pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/950 "2009-07-20T15:34:17Z")
Somehow I doubt it. ---
**Author:** ![amanset](https://avatars.discourse-cdn.com/v4/letter/a/8dc957/32.png) [@amanset](https://boards.straightdope.com/u/amanset)\ **Post date:** [July 20, 2009, 3:40pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/951 "2009-07-20T15:40:39Z")
Just out of interest, so I can understand the US system: I am a 35 year old Type 1 diabetic. I found out at the age of 19. As I expect you all know, Type 1 diabetes is an autoimmune disease, it has no factors involved like obesity. In fact, I was extremely healthy up to a few months before diagnosis. There is no way I could possibly be held to blame for my illness. I am well educated, with a BSc in Pure Mathematics and an MSc in Software Engineering. I like to work. I had exactly one week between finishing my education in 1997 and starting work. An unfortunate problem with Type 1 diabetes is the need for regular insulin injections. Without these I will die. Not “have a crap life” or “be a bit unhappy”. I will die. If I was to get a job in the US and move there, a “proper job” if one wishes to use those sort of terms, what would be my options for healthcare/health insurance? Could I be covered for non-diabetes related things? Could I be covered for diabetes related things? What sort of costs would I be looking at? I welcome responses from people of all political persuasions. I’m genuinely interested. ---
**Author:** ![Johnny\_L.A](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/johnny_l.a/32/1084_2.png) [@Johnny\_L.A](https://boards.straightdope.com/u/Johnny_L.A)\ **Post date:** [July 20, 2009, 3:40pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/952 "2009-07-20T15:40:54Z")
> [@curlcoat](#): > > Snort. You are an idiot. No, I’m a clown. There’s a difference. > [@curlcoat](#): > > Wanting someone to fit a stereotype is not the same thing as them actually fitting it. > [@GIGObuster](#): > > Do you really think that you are not demonstrating how it fits now? Exactly. Your behaviour and stated beliefs in this thread fit the Orange Curtain stereotype to a T. I worked there for a decade, and worked with people like you every day. ---
**Author:** ![Rubystreak](https://avatars.discourse-cdn.com/v4/letter/r/e5b9ba/32.png) [@Rubystreak](https://boards.straightdope.com/u/Rubystreak)\ **Post date:** [July 20, 2009, 3:43pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/953 "2009-07-20T15:43:34Z")
> [@curlcoat](#): > > That is the only thing they are _legally_ eligible for. Do you think that folks that come here illegally suddenly start running their lives by the letter of the law? Hint - the answer is no. Got any cites? No, I didn’t think so, so this sort of bullshit will be given the consideration it deserves-- none. > [@](#): > > No, it’s not. Children born to parents that assume that the government will take care of them grow up to also assume that the government will take care of them. Something needs to be done to break that chain. That is not what this thread is about. We had an 8 billion page trainwreck about this already and no sane person wants to go there with you again. You were asked a direct question: what do you propose we should do differently for children who need medical care but whose parents are not insured? Please be as specific as possible. Try to keep your argument fact-based, not solely based on anecdotes that we’ll have to take your word for. Debate doesn’t work like that. Of course, I’m not holding my breath. > [@curlcoat](#): > > So, you think we should go with this billion dollar experiment because there might be 100 families that went bankrupt only because of health care costs? Dontcha think it might make more sense to work on insurance reform? 100 families? Wow, [you couldn’t be more wrong about that](http://www.washingtonpost.com/wp-srv/politics/documents/american_journal_of_medicine_09.pdf). Warning: pdf. According to a study from the American Journal of Medicine, 62% of bankruptcy were medical; 92% had debts over $5000 or 10% of pretax income. Before you accuse them of being shiftless losers, the study also says that most of these debtors were well-educated, middle class, and had to mortgage their homes due to illness. Does this sound like a system that is working to you? > [@curlcoat](#): > > This right here seems to be a snapshot of the pro-UHC mindset. They don’t care if the people can pay for health insurance or their medications or whatever themselves because they think that all people in this country should have the same coverage no matter what their financial situation is. You say that like it’s a bad thing-- all people in this country SHOULD have the same coverage no matter what their financial situation is. Yes, I think that’s true. Just like I think no one in this country should have to go hungry, or go without clean drinking water. People who don’t think this hold views that I consider to be inhumane. > [@](#): > > No, noone owes us any explanation but if they are trying to get free money/services out of taxpayer funded programs they jolly better be prepared to explain why they need it and why they can’t pay for it themselves. And IMO, the answer had better not be because I wanted to spend my money on other things. I fail to see why their desire to spend their money on other things trumps my desire to do the same thing. Explain to whom? To you? To Crafter\_Man and Carol Stream and leander? Fuck no. There is a system in place to figure out who qualifies for help with medical bills. It seems to work fine for Medicaid here, and works very well in countries like Denmark and Switzerland on a national scale. Those countries are [very successful](http://news.bbc.co.uk/2/hi/5224306.stm) in providing for their citizens and are not “socialist hellholes” ala Crafter\_Man’s Boschian nightmares. It could work here too, if people weren’t so obsessed with someone else getting something for free that they don’t care about the health and welfare of other Americans. You cling to deliberately distorted views of people who struggle with obtaining health insurance or with paying medical bills, in spite of ample cites and facts provided to you. You don’t WANT to admit that you’re wrong, but you are. You all sound like a bunch of toddlers: “MINE!” ---
**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\ **Post date:** [July 20, 2009, 3:48pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/954 "2009-07-20T15:48:32Z")
> [@GIGObuster](#): > > I remember finding that logic flawed, even if only 10% of the bankruptcy cases are indeed caused by health care costs,\*\* it is something that is not happening on other developed nations. > \*\* > Credit cards in any case are used to pay heath care costs. Even if only 100 families were affected by this, it is 100 cases too many. My big debt from health care was in the form of credit cards. There wasn’t really any other way for me to go into such debt (tens of thousands of dollars). ---
**Author:** ![mswas](https://avatars.discourse-cdn.com/v4/letter/m/e99b99/32.png) [@mswas](https://boards.straightdope.com/u/mswas)\ **Post date:** [July 20, 2009, 3:51pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/955 "2009-07-20T15:51:32Z")
> [@amanset](#): > > Just out of interest, so I can understand the US system: > > I am a 35 year old Type 1 diabetic. I found out at the age of 19. As I expect you all know, Type 1 diabetes is an autoimmune disease, it has no factors involved like obesity. In fact, I was extremely healthy up to a few months before diagnosis. There is no way I could possibly be held to blame for my illness. > > I am well educated, with a BSc in Pure Mathematics and an MSc in Software Engineering. I like to work. I had exactly one week between finishing my education in 1997 and starting work. > > An unfortunate problem with Type 1 diabetes is the need for regular insulin injections. Without these I will die. Not “have a crap life” or “be a bit unhappy”. I will die. > > If I was to get a job in the US and move there, a “proper job” if one wishes to use those sort of terms, what would be my options for healthcare/health insurance? Could I be covered for non-diabetes related things? Could I be covered for diabetes related things? What sort of costs would I be looking at? > > I welcome responses from people of all political persuasions. I’m genuinely interested. As you are a skilled professional you could probably find a job that has health insurance pretty easily. Though some insurance tries to weasel around pre-existing conditions. ---
**Author:** ![mswas](https://avatars.discourse-cdn.com/v4/letter/m/e99b99/32.png) [@mswas](https://boards.straightdope.com/u/mswas)\ **Post date:** [July 20, 2009, 3:52pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/956 "2009-07-20T15:52:39Z")
The funniest thing about **Curlcoat** is her selective libertarian approach. She thinks she deserves to be cared for for the rest of her life now that she is unable to work. In otherwords we should have socialized medicine for her but for nobody else. ---
**Author:** ![villa](https://avatars.discourse-cdn.com/v4/letter/v/bc79bd/32.png) [@villa](https://boards.straightdope.com/u/villa)\ **Post date:** [July 20, 2009, 3:53pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/957 "2009-07-20T15:53:57Z")
> [@mswas](#): > > The funniest thing about **Curlcoat** is her selective libertarian approach. She thinks she deserves to be cared for for the rest of her life now that she is unable to work. In otherwords we should have socialized medicine for her but for nobody else. To be fair, that is the viewpoint of significant numbers of our elected representatives, so she is in ‘good’ company. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [July 20, 2009, 3:55pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/958 "2009-07-20T15:55:03Z")
> [@amanset](#): > > If I was to get a job in the US and move there, a “proper job” if one wishes to use those sort of terms, what would be my options for healthcare/health insurance? Could I be covered for non-diabetes related things? Could I be covered for diabetes related things? What sort of costs would I be looking at? > > I welcome responses from people of all political persuasions. I’m genuinely interested. You should probably start a separate thread for this, but I’ll say that based on the sort of jobs that fit your qualifications, you’d certainly have employer-provided health insurance. In general, group plans like those will cover pre-existing conditions, including diabetes, to a point. You might have to get a personal supplemental policy depending on your coverage limits. You’d have to pay a “co-payment” even for covered drugs and services - for example, every time you pick up a month’s supply of insulin, you’d pay a fixed amount (probably $10) and your insurer would pick up the rest of the tab. For each visit to a doctor, you’d pay a similar amount, and the insurer would pay the rest, and so on. ---
**Author:** ![Rubystreak](https://avatars.discourse-cdn.com/v4/letter/r/e5b9ba/32.png) [@Rubystreak](https://boards.straightdope.com/u/Rubystreak)\ **Post date:** [July 20, 2009, 3:59pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/959 "2009-07-20T15:59:21Z")
> [@amanset](#): > > If I was to get a job in the US and move there, a “proper job” if one wishes to use those sort of terms, what would be my options for healthcare/health insurance? Could I be covered for non-diabetes related things? Could I be covered for diabetes related things? What sort of costs would I be looking at? Your employer’s health care plan could opt not to cover you for 12 months, depending on your state, due to your pre-existing condition. Then, you would have to pay out of pocket for all your diabetes-related expenses. [There are a lot of variables](http://www.ncsl.org/IssuesResearch/Health/DiabetesHealthCoverageStateLawsandPrograms/tabid/14504/Default.aspx) relating to what kind of coverage you could be offered by your employer health care plan. If you were not able to get a job right away, or got a job that did not have a group plan, [you could very well find that you can’t buy insurance](http://www.diabetes.org/advocacy-and-legalresources/healthcare/healthinsurance/individual.jsp) because of your diabetes. A lot depends on which state you live in. ---
**Author:** ![Lobohan](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lobohan/32/79_2.png) [@Lobohan](https://boards.straightdope.com/u/Lobohan)\ **Post date:** [July 20, 2009, 4:03pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/960 "2009-07-20T16:03:25Z")
> [@Really\_Not\_All\_That\_Bright](#): > > You should probably start a separate thread for this, but I’ll say that based on the sort of jobs that fit your qualifications, you’d certainly have employer-provided health insurance. > > In general, group plans like those will cover pre-existing conditions, including diabetes, to a point. You might have to get a personal supplemental policy depending on your coverage limits. > > You’d have to pay a “co-payment” even for covered drugs and services - for example, every time you pick up a month’s supply of insulin, you’d pay a fixed amount (probably $10) and your insurer would pick up the rest of the tab. For each visit to a doctor, you’d pay a similar amount, and the insurer would pay the rest, and so on. Just to expand on it. If you’re laid off you can continue your coverage (by paying the full amount your employer paid) for three months. After that you need to get a new job or get private insurance. If you can’t find a new job that gives insurance you’ll need to get private coverage and it might be impossible. If you can get it, it’ll be expensive and have very high deductibles. Perhaps we can get an insurance agent to give you numbers, but I’m an asthmatic and when I was looking for private insurance before I started my business it was crazy how much even a bad policy cost. [Previous page](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231.md?page=47) [Next page](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231.md?page=49)