# Anything else you motherfuckers need? **URL:** \ **Category:** The BBQ Pit\ **Created:** [July 16, 2009, 4:51pm UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231 "2009-07-16T16:51:32Z")\ **Posts on this page:** 20\ **Page:** 71
**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\ **Post date:** [July 24, 2009, 1:27am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1401 "2009-07-24T01:27:24Z")
Wouldn’t we all rather do something else with our money than buy insurance? Personally, I’d like more yarn. ---
**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\ **Post date:** [July 24, 2009, 1:33am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1402 "2009-07-24T01:33:15Z")
> [@curlcoat](#): > > I said Washington, not DC. I am ignoring most of your ranting because it is just the same old thing all over again and it’s boring. Translation: **curlcoat** has lost track of the conversation, which has exceeded her intellectual abilities, and is now flailing about for any excuse to tuck tail and run for the Orange County hills. > [@](#): > > Or are you doing it just so you can work yourself into a self righteous froth? No, snookums, I’m doing to work YOU into a self-righteous froth. You didn’t realize you’re playing into my hands? I’m just waiting for incoherency to set in. ---
**Author:** ![C3](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/c3/32/3108_2.png) [@C3](https://boards.straightdope.com/u/C3)\ **Post date:** [July 24, 2009, 1:35am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1403 "2009-07-24T01:35:54Z")
> [@jsgoddess](#): > > Wouldn’t we all rather do something else with our money than buy insurance? Personally, I’d like more yarn. A woman after my own heart. I personally think the federal government should be able to do anything it wants and it should start giving me free skeins of Malabrigo sock yarn every time I go to the doctor. It would help my blood pressure. ---
**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\ **Post date:** [July 24, 2009, 1:45am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1404 "2009-07-24T01:45:12Z")
> [@Broomstick](#): > > I’m just waiting for incoherency to set in. You need more incoherence than she’s already giving? Damn, you ARE greedy! OT: Sock yarns for some, lofty alpaca superbulkies for the rest! ---
**Author:** ![kambuckta](https://avatars.discourse-cdn.com/v4/letter/k/53a042/32.png) [@kambuckta](https://boards.straightdope.com/u/kambuckta)\ **Post date:** [July 24, 2009, 1:48am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1405 "2009-07-24T01:48:14Z")
Can anyone tell me roughly what health insurance costs the average single and/or family in the US? 'Cos I’ve heard stories that $100 pw isn’t uncommon. What’s the deal? ---
**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\ **Post date:** [July 24, 2009, 1:52am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1406 "2009-07-24T01:52:26Z")
What does pw mean? At my work, singles are paid for by the company. Any dependents cost the employee 50% of the premium. Off the top of my head, I think it’s a $103/week deduction for spouse plus child(ren). ETA: That sounds high. I can check in the morning. ---
**Author:** ![Crafter\_Man](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/crafter_man/32/458_2.png) [@Crafter\_Man](https://boards.straightdope.com/u/Crafter_Man)\ **Post date:** [July 24, 2009, 1:54am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1407 "2009-07-24T01:54:55Z")
> [@jsgoddess](#): > > Wouldn’t we all rather do something else with our money than buy insurance? Personally, I’d like more yarn. With UHC, you would still be paying for it. ---
**Author:** ![kambuckta](https://avatars.discourse-cdn.com/v4/letter/k/53a042/32.png) [@kambuckta](https://boards.straightdope.com/u/kambuckta)\ **Post date:** [July 24, 2009, 2:02am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1408 "2009-07-24T02:02:15Z")
Sorry, pw means ‘per week’. 🙂 ---
**Author:** ![BiblioCat](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BiblioCat](https://boards.straightdope.com/u/BiblioCat)\ **Post date:** [July 24, 2009, 2:12am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1409 "2009-07-24T02:12:07Z")
> [@kambuckta](#): > > Can anyone tell me roughly what health insurance costs the average single and/or family in the US? > > 'Cos I’ve heard stories that $100 pw isn’t uncommon. What’s the deal? I was paying $54 a month for single insurance, but it was crappy coverage. I had a $2,500 deductible for doctor visits and a $1,500 deductible for prescriptions. ---
**Author:** ![kambuckta](https://avatars.discourse-cdn.com/v4/letter/k/53a042/32.png) [@kambuckta](https://boards.straightdope.com/u/kambuckta)\ **Post date:** [July 24, 2009, 2:15am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1410 "2009-07-24T02:15:41Z")
> [@BiblioCat](#): > > I had a $2,500 deductible for doctor visits and a $1,500 deductible for prescriptions. What’s a deductible? Is that like the amount you have to pay first before the insurance kicks in? (Called an ‘excess’ here for insurance purposes). ---
**Author:** ![gonzomax](https://avatars.discourse-cdn.com/v4/letter/g/e8c25b/32.png) [@gonzomax](https://boards.straightdope.com/u/gonzomax)\ **Post date:** [July 24, 2009, 2:17am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1411 "2009-07-24T02:17:51Z")
With UHC the cost would be spread through the system. The insurance companies cherry pick customers, then deny them the coverage they pay for. Few companies can cheat their customers so blatantly and get away with it. It is a pernicious business model and should be ended. The health of the American people should trump profits. Our fine system has us at 37th in the world. ---
**Author:** ![Crafter\_Man](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/crafter_man/32/458_2.png) [@Crafter\_Man](https://boards.straightdope.com/u/Crafter_Man)\ **Post date:** [July 24, 2009, 2:20am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1412 "2009-07-24T02:20:09Z")
> [@gonzomax](#): > > The health of the American people should trump profits. And liberty should trump health & safety. ---
**Author:** ![BiblioCat](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BiblioCat](https://boards.straightdope.com/u/BiblioCat)\ **Post date:** [July 24, 2009, 2:22am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1413 "2009-07-24T02:22:03Z")
> [@kambuckta](#): > > What’s a deductible? Is that like the amount you have to pay first before the insurance kicks in? (Called an ‘excess’ here for insurance purposes). Yes, that’s it exactly. I would have to pay out of my own pocket for any doctor visits and tests or whatever until I’d reached $2,500. Then the insurance takes over. I’d still have co-pays, though, usually around $25 for doctor visits and prescriptions. Having a higher deductible means you will (usually) have a lower premium. ---
**Author:** ![Fear\_Itself](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fear_itself/32/19637_2.png) [@Fear\_Itself](https://boards.straightdope.com/u/Fear_Itself)\ **Post date:** [July 24, 2009, 2:22am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1414 "2009-07-24T02:22:49Z")
> [@Crafter\_Man](#): > > And liberty should trump health & safety. We don’t want your liberty; we just want your taxes. ---
**Author:** ![C3](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/c3/32/3108_2.png) [@C3](https://boards.straightdope.com/u/C3)\ **Post date:** [July 24, 2009, 2:23am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1415 "2009-07-24T02:23:07Z")
> [@BiblioCat](#): > > I was paying $54 a month for single insurance, but it was crappy coverage. I had a $2,500 deductible for doctor visits and a $1,500 deductible for prescriptions. Ha! I can beat that! (have I posted this in this thread already?) We pay just over $800/month. We have a $5000 deductible. This is what my husband’s employer offers him. They pay 100% for his coverage, so the $800 is for me and our two boys. After we get to $2500, his employer kicks in 50% of the remaining deductible. This is the crappiest insurance I’ve ever had, but because insurance costs keep going up for the company, they switched to this plan in November. We’re going to try to find an individual plan this fall, but every other time we’ve investigated that, I’ve been denied due to a pre-existing condition (lupus). Oh, and we don’t have co-pays with this plan. We pay for everything up to $2500, then 50% up to $5000. ---
**Author:** ![jayjay](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jayjay/32/6765_2.png) [@jayjay](https://boards.straightdope.com/u/jayjay)\ **Post date:** [July 24, 2009, 2:33am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1416 "2009-07-24T02:33:32Z")
> [@C3](#): > > We’re going to try to find an individual plan this fall, but every other time we’ve investigated that, I’ve been denied due to a pre-existing condition (lupus). First of all, it’s NEVER lupus. (Sorry, _House_ joke!) Second of all, you obviously must have done something wrong to get lupus. Anyone who can’t handle a medical emergency from savings and credit on hand is irresponsible, after all! /snark ---
**Author:** ![BiblioCat](https://avatars.discourse-cdn.com/v4/letter/b/ed8c4c/32.png) [@BiblioCat](https://boards.straightdope.com/u/BiblioCat)\ **Post date:** [July 24, 2009, 2:34am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1417 "2009-07-24T02:34:33Z")
Damn, **C3** , I thought \*mine \*was bad. That sucks. Oh, and just to fit in, I got laid off in May, and my insurance was just cancelled a couple weeks ago, so I’m without insurance at the moment. I’ll get by for now, but if anything catastrophic happened, I’d be screwed. I’d have to apply for Medicaid. ---
**Author:** ![Harborwolf](https://avatars.discourse-cdn.com/v4/letter/h/c89c15/32.png) [@Harborwolf](https://boards.straightdope.com/u/Harborwolf)\ **Post date:** [July 24, 2009, 2:48am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1418 "2009-07-24T02:48:14Z")
> [@Crafter\_Man](#): > > And liberty should trump health & safety. But I called hearts so my Jack of Diamonds trumps your liberty. Also, freedom. ---
**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\ **Post date:** [July 24, 2009, 2:57am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1419 "2009-07-24T02:57:50Z")
. . . ---
**Author:** ![Rand\_Rover](https://avatars.discourse-cdn.com/v4/letter/r/db5fbb/32.png) [@Rand\_Rover](https://boards.straightdope.com/u/Rand_Rover)\ **Post date:** [July 24, 2009, 2:59am UTC](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231/1420 "2009-07-24T02:59:28Z")
> [@Bridget\_Burke](#): > > I repeat: _“It is clear that very few care about your views.”_ More and more people are “caring about my views.” And Obama is crying like a little bitch about it (i.e., “you are going to wreck my presidency!!!”). Well, keep cryin’, bitch. Obama wants his program passed quickly because the more people have time to read it the less they like it. Rich people are not a never-ending fount of funding for every little bullshit program that some ideologue thinks will make life better for everyone (which really means increase their power over everyone). My side is winning. You liberal douches are losing. This bill won’t pass before the August recess, which puts its fate in very dire straits. [Previous page](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231.md?page=70) [Next page](https://boards.straightdope.com/t/anything-else-you-motherfuckers-need/503231.md?page=72)