# Ark Encounter sues for lack of flood insurance

**URL:** <https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481>\
**Category:** The BBQ Pit\
**Created:** [May 24, 2019, 10:57pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481 "2019-05-24T22:57:05Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![pythonzzz](https://avatars.discourse-cdn.com/v4/letter/p/9e8a1a/32.png) [@pythonzzz](https://boards.straightdope.com/u/pythonzzz)\
**Post date:** [May 24, 2019, 10:57pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/1 "2019-05-24T22:57:05Z")

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Ken Ham, the Amish Wolverine/the ayatollah of Appalachia, was too cheap to carry flood insurance for his Ark Folly. :smack:

> **[Nonreligious Questions](https://www.patheos.com/nonreligious-questions/)**
>
> Whether you’ve been turned off by religion in the past or have a question about one of the world’s religions, check out what Patheos has to offer.

Basically, wouldn’t it be considered an Act of God?? He shouldda prayed harder…

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**Author:** ![markn\_1](https://avatars.discourse-cdn.com/v4/letter/m/f9ae1b/32.png) [@markn\_1](https://boards.straightdope.com/u/markn_1)\
**Post date:** [May 24, 2019, 11:09pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/2 "2019-05-24T23:09:24Z")

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Damn, I was hoping it was the ark itself that was damaged by the rain, which would be hilarious, but it was only the access road.

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**Author:** ![kanicbird](https://avatars.discourse-cdn.com/v4/letter/k/5f8ce5/32.png) [@kanicbird](https://boards.straightdope.com/u/kanicbird)\
**Post date:** [May 25, 2019, 2:32am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/3 "2019-05-25T02:32:00Z")

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The ark itself was divinely protected, it was only the way into the ark that was insured by the world, but destroyed by God and now the world, and it’s ways, has to pay. Seems about right. We should fall down on our knees and thank God that He didn’t decide to float the dam thing and flood us out again.

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**Author:** ![El\_Kabong](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/el_kabong/32/496_2.png) [@El\_Kabong](https://boards.straightdope.com/u/El_Kabong)\
**Post date:** [May 25, 2019, 2:41am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/4 "2019-05-25T02:41:46Z")

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> [@kanicbird](#):
>
> The ark itself was divinely protected, it was only the way into the ark that was insured by the world, but destroyed by God and now the world, and it’s ways, has to pay. Seems about right. We should fall down on our knees and thank God that He didn’t decide to float the dam thing and flood us out again.

Er, I’m pretty sure that dams aren’t meant to float.

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**Author:** ![crowmanyclouds](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/crowmanyclouds/32/19884_2.png) [@crowmanyclouds](https://boards.straightdope.com/u/crowmanyclouds)\
**Post date:** [May 25, 2019, 2:44am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/5 "2019-05-25T02:44:03Z")

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> [@kanicbird](#):
>
> The ark itself was divinely protected, it was only the way into the ark that was insured by the world, but destroyed by God and now the world, and it’s ways, has to pay. Seems about right. We should fall down on our knees and thank God that He didn’t decide to float the dam thing and flood us out again.

Ken Ham’s ‘Ark’ WILL NOT FLOAT!  
It isn’t designed to, God or no God.

CMC fnord!

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**Author:** ![DoctorJ](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/doctorj/32/2904_2.png) [@DoctorJ](https://boards.straightdope.com/u/DoctorJ)\
**Post date:** [May 25, 2019, 2:55am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/6 "2019-05-25T02:55:19Z")

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> [@pythonzzz](#):
>
> Ken Ham, the Amish Wolverine/the ayatollah of Appalachia, was too cheap to carry flood insurance for his Ark Folly. :smack:

As a proud resident of Appalachia, I’d like to stress that Ham and his empire of bullshit operate outside the Appalachian part of Kentucky. The Creation Museum and Big Gay Ken’s Big Gay Boat Ride are in northern KY, in the Cincinnati metro area.

I mean, we have plenty of charlatans and bullshit peddlers here in the backwoods, but this guy ain’t ours.

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**Author:** ![Projammer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/projammer/32/559_2.png) [@Projammer](https://boards.straightdope.com/u/Projammer)\
**Post date:** [May 25, 2019, 3:33am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/7 "2019-05-25T03:33:37Z")

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While I think he’s a laughingstock as much as anyone else on the board, I’m gonna have to come down on his side for this contest.

From what little info these is in the article, it looks like the insurance company is trying to weasel out of their contract.

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**Author:** ![Czarcasm](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/czarcasm/32/4050_2.png) [@Czarcasm](https://boards.straightdope.com/u/Czarcasm)\
**Post date:** [May 25, 2019, 4:17am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/8 "2019-05-25T04:17:15Z")

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The whole freakin’ point of the place is that flooding is “an act of God”.

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**Author:** ![TokyoBayer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tokyobayer/32/13989_2.png) [@TokyoBayer](https://boards.straightdope.com/u/TokyoBayer)\
**Post date:** [May 25, 2019, 5:22am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/9 "2019-05-25T05:22:39Z")

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> [@Projammer](#):
>
> While I think he’s a laughingstock as much as anyone else on the board, I’m gonna have to come down on his side for this contest.
> 
> From what little info these is in the article, it looks like the insurance company is trying to weasel out of their contract.

Too little information to determine that.

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**Author:** ![nearwildheaven](https://avatars.discourse-cdn.com/v4/letter/n/90db22/32.png) [@nearwildheaven](https://boards.straightdope.com/u/nearwildheaven)\
**Post date:** [May 25, 2019, 6:14am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/10 "2019-05-25T06:14:13Z")

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> [@Projammer](#):
>
> While I think he’s a laughingstock as much as anyone else on the board, I’m gonna have to come down on his side for this contest.
> 
> From what little info these is in the article, it looks like the insurance company is trying to weasel out of their contract.

This story says that the insurance company is blaming faulty road construction.

> **[NKY Noah’s Ark attraction files lawsuit over flood damage](https://www.wlwt.com/article/owners-of-biblical-noahs-ark-replica-sue-over-rain-damage/27586097)**
>
> The owners of Northern Kentucky's Ark Encounter -- a wooden replica of the biblical Noah's Ark -- are suing over rain damage. Yes, really.

About a week ago, some kids were selling candy bars outside my favorite grocery store to raise money from a trip to this place. I bought one, because I’m a sucker for kids selling things I can actually use, and then told them that even though I’m a Christian myself, I think the theology is wrong because, among other things, the word is actually “age” and not “day.”

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**Author:** ![Morgyn](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/morgyn/32/3041_2.png) [@Morgyn](https://boards.straightdope.com/u/Morgyn)\
**Post date:** [May 25, 2019, 1:36pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/11 "2019-05-25T13:36:35Z")

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> [@nearwildheaven](#):
>
> About a week ago, some kids were selling candy bars outside my favorite grocery store to raise money from a trip to this place. I bought one, because I’m a sucker for kids selling things I can actually use, and then told them that even though I’m a Christian myself, I think the theology is wrong because, among other things, the word is actually “age” and not “day.”

Which word is that? How long it rained?

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**Author:** ![nearwildheaven](https://avatars.discourse-cdn.com/v4/letter/n/90db22/32.png) [@nearwildheaven](https://boards.straightdope.com/u/nearwildheaven)\
**Post date:** [May 25, 2019, 9:12pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/12 "2019-05-25T21:12:50Z")

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> [@Morgyn](#):
>
> Which word is that? How long it rained?

It’s the word in the six-“day” creation story.

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**Author:** ![beowulff](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/beowulff/32/542_2.png) [@beowulff](https://boards.straightdope.com/u/beowulff)\
**Post date:** [May 25, 2019, 9:19pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/13 "2019-05-25T21:19:35Z")

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> [@kanicbird](#):
>
> The ark itself was divinely protected, it was only the way into the ark that was insured by the world, but destroyed by God and now the world, and it’s ways, has to pay. Seems about right. We should fall down on our knees and thank God that He didn’t decide to float the dam thing and flood us out again.

I can’t tell if you are being serious or not.

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**Author:** ![Folly](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/folly/32/3219_2.png) [@Folly](https://boards.straightdope.com/u/Folly)\
**Post date:** [May 25, 2019, 11:14pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/14 "2019-05-25T23:14:42Z")

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> [@pythonzzz](#):
>
> Ken Ham, the Amish Wolverine/the ayatollah of Appalachia, was too cheap to carry flood insurance for his Ark Folly. :smack:

Thanks for letting me know!

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**Author:** ![pythonzzz](https://avatars.discourse-cdn.com/v4/letter/p/9e8a1a/32.png) [@pythonzzz](https://boards.straightdope.com/u/pythonzzz)\
**Post date:** [May 26, 2019, 12:40am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/15 "2019-05-26T00:40:25Z")

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> [@Folly](#):
>
> Thanks for letting me know!

You must be the Good Folly. 😛

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**Author:** ![Monty](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/monty/32/47_2.png) [@Monty](https://boards.straightdope.com/u/Monty)\
**Post date:** [May 26, 2019, 1:43am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/16 "2019-05-26T01:43:33Z")

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> [@kanicbird](#):
>
> The ark itself was divinely protected, it was only the way into the ark that was insured by the world, but destroyed by God and now the world, and it’s ways, has to pay. Seems about right. We should fall down on our knees and thank God that He didn’t decide to float the dam thing and flood us out again.

Didn’t God promise not to flood us out again?

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [May 26, 2019, 7:45am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/17 "2019-05-26T07:45:41Z")

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> [@nearwildheaven](#):
>
> It’s the word in the six-“day” creation story.

I read that in Hebrew in Hebrew School. It is indeed day. Plus it says evening and morning for each, something ages don’t have.  
Perhaps you need a better translation of the Bible.

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**Author:** ![Iggy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/iggy/32/3364_2.png) [@Iggy](https://boards.straightdope.com/u/Iggy)\
**Post date:** [May 26, 2019, 8:27am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/18 "2019-05-26T08:27:24Z")

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Associated Press has posted a [correction](https://www.apnews.com/539580ad50f242dab49c2ae5bed8dac3). The business claims their insurer has failed to pay for damages to a roadway caused by a landslide that was triggered by heavy rains.

Landslides are typically a covered peril in business property insurance while flood damage is normally not covered unless specifically added to the policy.

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**Author:** ![pythonzzz](https://avatars.discourse-cdn.com/v4/letter/p/9e8a1a/32.png) [@pythonzzz](https://boards.straightdope.com/u/pythonzzz)\
**Post date:** [May 29, 2019, 1:57am UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/19 "2019-05-29T01:57:15Z")

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Poor, poor persecuted Hamster turns away potential visitors - [Nonreligious Questions](https://www.patheos.com/blogs/reasonadvocates/2019/04/16/im-banned-from-the-ark-park/)

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**Author:** ![Maserschmidt](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/maserschmidt/32/18829_2.png) [@Maserschmidt](https://boards.straightdope.com/u/Maserschmidt)\
**Post date:** [May 29, 2019, 4:06pm UTC](https://boards.straightdope.com/t/ark-encounter-sues-for-lack-of-flood-insurance/834481/20 "2019-05-29T16:06:43Z")

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> [@Iggy](#):
>
> Associated Press has posted a [correction](https://www.apnews.com/539580ad50f242dab49c2ae5bed8dac3). The business claims their insurer has failed to pay for damages to a roadway caused by a landslide that was triggered by heavy rains.
> 
> Landslides are typically a covered peril in business property insurance while flood damage is normally not covered unless specifically added to the policy.

Landslides are _not_ typically a covered peril for either business or home insurance, though in California the insurance regulator has asserted that it is a covered peril for homeowners insurance.
