It would be great if I could find a lawyer that would work per bono while suing Deparment of Treasury in federal court, but it never happened. My employer wanted to provide me one but it didn’t work out.
I don’t know if most people know of the economic situation of my family on this board or not, but my mother is dying of congestive heart failure and has maxed out her insurance policy, so most of my father’s spare income goes towards her health care costs, and my brother is a single parent raising two boys on his own. There isn’t any money to pay a lawyer even if I could find one that had the sack to take the case.
What about future employment? Are they just going to garnish any money that you make from now on? What does that mean for you? Does anybody even pay under the table anymore?
I own the entire building, its a duplex with two 980 square foot apartments on each side. Maybe its a conspiracy by someone in order to get all the duplexes in America… HMM.
I am really worried about the people living on the other side. They are elderly. I was assured that they would be allowed to live there as they are currently under lease.
Thats the concern. I work in higher education… its hard to get back into the real world once you are in higher ed. But realistically, each new place I work will be getting my wages garnished. I have been trying to haul scrap metal, work on cars, and I have done some roofing but the day labor market ain’t what it used to be.
If you do day labor though and get hired for the day, generally that means you get lunch too which is cool. Some days thats the only way I have been eating.
How old are you? Is it just you, or is there a wife, kids? Can you live with family if the park doesn’t work out? Are you shitting your pants right now? I feel bad for you.
I am 26 and unmarried. I really can’t live with family if it doesn’t work out as there isn’t much room. I am not really shitting my pants, you have to eat for that haha. In all seriousness, I am not really sure what I am going to do. I have learned ways to make some money but food is a lot more expensive than when it was the last time I was poor. I am a pescetarian which helps as meat is pretty high too. I don’t know what I am going to do when I can’t work. A lot of the retail management type jobs that might pay decently won’t hire me because of the credit score. I am also concerned about my car insurance because in Texas its legal for them to charge you more if your credit score is bad - apparently that makes you a riskier driver.
I am hoping for a miracle but there isn’t much of anything I can think of to pull as a hail mary. The bank is really wanting my house back since I have fixed it up and its worth way more than I owe on it. They might actually make money on this deal.
Oh I was dating someone but we broke up because “I wasn’t financially stable or responsible enough to handle my life”, and “she needed more.” :dubious:
I emailed my story to local television stations but I haven’t heard anything back. We do have The Dallas Observer and I will try that. Its a good idea, Alice.
Everytime I hear the name Alice I always think of that song on Elton John’s The Yellow Brick Road…
The previous thread you linked to is less than a month old so I’m trying to figure out how you go from there to being forclosed on that quickly. I’m sure there’s info I don’t have that helps it make sense.
The whole situation sounds all kinds of messed up. I agree with the suggestion to try going to the local media. “Feds Screw Over Local Man” sounds like a headline they could get behind.
Hopefully I have good news for you though. As far as I understand it when the bank forcloses they are only entitled to the amount you owe from a sale. Any excess should come back to you. Just like if it sold for less than what you owed you would still owe the bank that amount.
Not that it’s much of a reassurance since I’m sure somehow that would get garnished as well. Good luck man.
Its crazy I know. I will be two payments behind in two days when I can’t pay the bill. I thought that being proactive and letting them know of the situation was the best thing to do, but apparently it wasn’t because they were ready to yank the house when they called me back. They said that its happening so quickly because I just got the house in November.
I don’t know of any but I will be checking it out just as soon as I get off of work. They are just keeping me around today so I have some place to be, I really can’t do anything.
You should be taking notes, and then one day when this is all over, you can write a book. You could be on The Today Show. There could be a movie- I wonder who will play me?
You say that the lawyer you talked to demanded $5000. Aren’t you losing a lot more than $5000 by not getting a lawyer? And it’s not like there’s only one lawyer in the world–you can get out the phone book and go through every one.
Obviously having a lawyer isn’t a panacea, but you’re probably going to have to get one anyway for your inevitable bankruptcy proceeding.
OTHER Reps might not hurt either. Technically they only represent their district, but in a pinch they might be inclined to help anyone from their state. Just make sure to make the request for help is as straightforward and concise without leaving anything out so they dont pass over it.
