Ask the Guy who successfully enrolled in Obamacare on the healthcare.gov website

I went on the healthcare.gov site and put together a little spreadsheet comparing my current Humana plan with the Platinum Obamacare plan that I was offered (2 adults, 1 child.) You can see it below via Google Drive:

https://drive.google.com/file/d/0B956CzjkwM9vNmFRZkhiYk1mZWs/edit?usp=sharing

The comparisons are nowhere near complete (the dental plan summary alone comes to 29 pages), but I got the things that mattered to my wife and I.

In short: the Obamacare plan is better in almost every regard. Better coverage, lower out-of-pocket maximums, lower premiums, far more child-friendly. By switching I would save $150/month, or $1,800 year. The nicest thing about it, imho - our out-of-pocket maximum was reduced by 2/3rds, from $9k/year to $3k/year.

And that’s before I take my Mooch Credit. :wink:

As the owner of a small business, I’m meeting with my insurance agent early in January to discuss the SHOP program and how it will save us $ while still allowing us to offer a more attractive insurance package. I am also having my employees shop out Obamacare just so they can see the price difference, and I will tell you… they’re actually excited about the differences in price and coverage that they’re seeing.