# Ask the Guy who successfully enrolled in Obamacare on the healthcare.gov website

**URL:** <https://boards.straightdope.com/t/ask-the-guy-who-successfully-enrolled-in-obamacare-on-the-healthcare-gov-website/673183>\
**Category:** In My Humble Opinion\
**Created:** [November 5, 2013, 9:49pm UTC](https://boards.straightdope.com/t/ask-the-guy-who-successfully-enrolled-in-obamacare-on-the-healthcare-gov-website/673183 "2013-11-05T21:49:29Z")\
**Posts on this page:** 1\
**Showing post:** 117

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**Author:** ![JohnT](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/johnt/32/15048_2.png) [@JohnT](https://boards.straightdope.com/u/JohnT)\
**Post date:** [December 18, 2013, 4:46pm UTC](https://boards.straightdope.com/t/ask-the-guy-who-successfully-enrolled-in-obamacare-on-the-healthcare-gov-website/673183/117 "2013-12-18T16:46:13Z")

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I went on the [healthcare.gov](http://healthcare.gov) site and put together a little spreadsheet comparing my current Humana plan with the Platinum Obamacare plan that I was offered (2 adults, 1 child.) You can see it below via Google Drive:

[https://drive.google.com/file/d/0B956CzjkwM9vNmFRZkhiYk1mZWs/edit?usp=sharing](https://drive.google.com/file/d/0B956CzjkwM9vNmFRZkhiYk1mZWs/edit?usp=sharing)

The comparisons are nowhere near complete (the dental plan summary alone comes to 29 pages), but I got the things that mattered to my wife and I.

In short: **the Obamacare plan is better in almost every regard.** Better coverage, lower out-of-pocket maximums, lower premiums, far more child-friendly. By switching I would save $150/month, or $1,800 year. The nicest thing about it, imho - our out-of-pocket maximum was reduced by 2/3rds, from $9k/year to $3k/year.

And that’s before I take my Mooch Credit. 😉

As the owner of a small business, I’m meeting with my insurance agent early in January to discuss the SHOP program and how it will save us $ while still allowing us to offer a more attractive insurance package. I am also having my employees shop out Obamacare just so they can see the price difference, and I will tell you… they’re actually excited about the differences in price and coverage that they’re seeing.

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