# Auto Insurance-Geico or Progressive Experiences?

**URL:** <https://boards.straightdope.com/t/auto-insurance-geico-or-progressive-experiences/753798>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [May 3, 2016, 6:21pm UTC](https://boards.straightdope.com/t/auto-insurance-geico-or-progressive-experiences/753798 "2016-05-03T18:21:57Z")\
**Posts on this page:** 1\
**Page:** 2

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**Author:** ![wguy123](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wguy123/32/3161_2.png) [@wguy123](https://boards.straightdope.com/u/wguy123)\
**Post date:** [May 4, 2016, 2:49pm UTC](https://boards.straightdope.com/t/auto-insurance-geico-or-progressive-experiences/753798/21 "2016-05-04T14:49:48Z")

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> [@kopek](#):
>
> Progressive for about 10 years on three vehicles; one small claim with no issues. My rates have been pretty steady on the car and on the bikes they have actually come down some. One thing I hear is that (on the bikes) I won’t get anything for extras I’ve added unless I document the living shit out of them in advance but that’s common for almost anyone anymore.

I used to have Geico but they raised the rates every single year (this was for motorcycles - no claims).

I switched to Progressive and it gets cheaper every year. Again, no claims. I have 4 motorcycles insured and the incremental cost for adding another is not nothing, but nearly.

I did have one near claim with Progressive: Car ran into my motorcycle. The owner said he would pay out of pocket. I got his insurance info and said I would contact my own just in case he decided not to once I got the expensive repair quote. I contacted Progressive and a local guy showed up like an hour later, documented the damage and told me to let him know if guy bailed. Got the quote, guy paid me in cash. Done.

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