# Auto Insurance Question

**URL:** <https://boards.straightdope.com/t/auto-insurance-question/485676>\
**Category:** Factual Questions\
**Created:** [February 13, 2009, 1:47pm UTC](https://boards.straightdope.com/t/auto-insurance-question/485676 "2009-02-13T13:47:32Z")\
**Posts on this page:** 3\
**Page:** 2

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**Author:** ![Rick](https://avatars.discourse-cdn.com/v4/letter/r/9f8e36/32.png) [@Rick](https://boards.straightdope.com/u/Rick)\
**Post date:** [February 14, 2009, 4:41am UTC](https://boards.straightdope.com/t/auto-insurance-question/485676/21 "2009-02-14T04:41:54Z")

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FWIW for 15 years I did not own a car, as I had company cars. When I left that job, I had to buy a car and get insurance. I am very lucky as my agent is a close personal friend for 25+ years, and knows me and knows that I was driving a company car. It still took a copy of the company’s insurance card, and a letter from him to get me covered.  
I can only guess what it would be like if I were dialing for dollars in the yellow pages.

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**Author:** ![Cyberhwk](https://avatars.discourse-cdn.com/v4/letter/c/7993a0/32.png) [@Cyberhwk](https://boards.straightdope.com/u/Cyberhwk)\
**Post date:** [February 14, 2009, 9:29am UTC](https://boards.straightdope.com/t/auto-insurance-question/485676/22 "2009-02-14T09:29:13Z")

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> [@Really\_Not\_All\_That\_Bright](#):
>
> A close friend did it when she determined that her epilepsy made her an unsafe driver (after three serious accidents, though :rolleyes:)

She must live close to my dad. A epileptic neighbor was driving home, had a seizure, passed out, drove through a neighbor’s front yard (luckily his kids weren’t playing) and took out my dad’s car.

Neighbor’s family got mad at HIM for getting her driver’s license stripped. :rolleyes:

As for the OP I had the same issue in college. Charged me a reduced rate even though I wasn’t even within 150 miles of a car. I believe we could have stopped it but it involved sworn affidavits saying I wouldn’t drive the family car when in town, etc. It was ridiculous.

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**Author:** ![Bolt\_the\_Nut](https://avatars.discourse-cdn.com/v4/letter/b/22d042/32.png) [@Bolt\_the\_Nut](https://boards.straightdope.com/u/Bolt_the_Nut)\
**Post date:** [February 16, 2009, 8:28am UTC](https://boards.straightdope.com/t/auto-insurance-question/485676/23 "2009-02-16T08:28:41Z")

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> [@hobscrk777](#):
>
> Now that I’m away, my high-school age sister is driving the third car.

One additional thought – if your younger sister is already on the policy, the extra cost for your coverage may be relatively minimal.

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