I did mention I wouldn’t mention the bank name, so as not to embarrass them, but for tempting me like this: It rhymes with ‘vase’. HA!
All squared now–I called the branch and let them know that they may want to be more careful with their maths… no fees, no muss, no fuss.
I am such a sap.
Aw, c’mon, give us more of a hint than that. There’s so many … Wachoviase? Washington Mutuase? Citibase? NationsBase? AllYourAreBelongToUsBase?
That must be something that varies, depending on bank policy and their software. When I was a teller, some six years ago, the system knew (because I told it) what the form of the deposit was - cash or checks - and at the end of the day, it would report that I ought to have $xxxx.xx in cash and $yyyy.yy in checks in my till. This also enabled the system to go “Ding! You’ve got too much cash - make a drop!” at the appropriate dollar amount.
When I was a teller, the customer would get $200 instantly available. The rest would be available after the check goes through processing that night and would be available the next business day, unless the bank placed an extended hold on the funds.
If the amount entered by the teller was wrong, the most you could withdraw immediately would be $200. When the check would go through processing at night, the bank would likely catch the discrepancy, correct the amount, and mail you a notice of error.
These kinds of discrepancies would be fixed with minimal risk to the bank within one business day.
In other news, I have discoverd that some dude has an account number that is very close to mine. His US Tax refund check of $15,000 went into my account. I debated whether I should head for Mexico with it. Ultimately, I called the bank and reported it. I wonder how much of my money that guy has!
Once I asked for $50 in cash and rest in savings, but the teller put $50 in savings and the rest in cash (about $1000) – I stopped here before.
When I deposited my share of my mother’s estate (rather not say how much – not a huge sum, but more than $10,000) the teller asked if I wanted to cash it. I said “umm - no”, though I was tempted to get it all in cash and then immediately deposit it.
Brian
[have realized what they were spending on postage to try to collect fifty cents, and sent a final letter creditting my account with that sum and closing it. :rolleyes:
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They may have closed your account and put the balance or other negative report on your consumer report…I would check.
Call the local news station!
In the end you will probably have to relinquish the money but if you show a light-hearted attitude… So it was like “Deal or No Deal” and I said ‘No Deal’. Oh well, easy come easy go. I can work hard and get a check like that… who knows? At least you’ll be on TV.