# Bank Horror: The Conclusion (or is it?)

**URL:** <https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [October 21, 1999, 6:14pm UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740 "1999-10-21T18:14:00Z")\
**Posts on this page:** 7\
**Page:** 1

<div class="post-metadata">

**Author:** ![Catrandom](https://avatars.discourse-cdn.com/v4/letter/c/7bcc69/32.png) [@Catrandom](https://boards.straightdope.com/u/Catrandom)\
**Post date:** [October 22, 1999, 5:22am UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/1 "1999-10-22T05:22:00Z")

</div>

In Part One of our soap opera, my idiot bank put three debits through my account that were not mine, for a total of nearly $500.00. Two weeks and a couple of dozen phone calls later(and a brief interval in which they screwed up my direct deposit and lost my paycheck), we have a conclusion at last:

Three damaged checks were presented for payment – so badly damaged that they couldn’t really read them. So my idiot bank just took a wild-ass _guess_ as to who to charge them to. My real name is Brida – turns out the checks belong to a Brian with the same last name. So rather than fraud, we have a case of Three Stooges-level stupidity. And I _still_ don’t have my money back – that will take “a couple of days.”

I have been deprived of my money, though my bank’s staggering and monumental idiocy, and now they KNOW THAT – and they _still_ won’t give me my money.

But they did promise to write a letter of apology :o

Catrandom

---

<div class="post-metadata">

**Author:** ![CatInHat](https://avatars.discourse-cdn.com/v4/letter/c/9d8465/32.png) [@CatInHat](https://boards.straightdope.com/u/CatInHat)\
**Post date:** [October 22, 1999, 5:37am UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/2 "1999-10-22T05:37:00Z")

</div>

Wow. That really is monumental incompetence. Couldn’t they have called and tried to find out who had written the checks, instead of guessing? (you know, done something radical like, oh I don’t know, _called_ you on the _telephone_ and asked?)

Sorry, I let my sarcasm out of its cage, and now I can’t get it back in.

* * *

The Cat In The Hat

---

<div class="post-metadata">

**Author:** ![CanadianSue](https://avatars.discourse-cdn.com/v4/letter/c/71e660/32.png) [@CanadianSue](https://boards.straightdope.com/u/CanadianSue)\
**Post date:** [October 22, 1999, 5:43am UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/3 "1999-10-22T05:43:00Z")

</div>

Cant wait to hear what form apology letter 3.1 sounds like… They definitely are a bunch of incompetents!!!

* * *

We are, each of us angels with only one wing;  
and we can only fly by  
embracing one another

---

<div class="post-metadata">

**Author:** ![Strainger](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/strainger/32/244_2.png) [@Strainger](https://boards.straightdope.com/u/Strainger)\
**Post date:** [October 21, 1999, 6:14pm UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/4 "1999-10-21T18:14:00Z")

</div>

Time to close that bank account, Catrandom. (Well, wait until you get your money back first.)

---

<div class="post-metadata">

**Author:** ![Doctor\_Jackson](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/doctor_jackson/32/32_2.png) [@Doctor\_Jackson](https://boards.straightdope.com/u/Doctor_Jackson)\
**Post date:** [October 21, 1999, 8:32pm UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/5 "1999-10-21T20:32:00Z")

</div>

Ouch. It’s actions like that which make all bankers appear to be stupid fools. (apologies to Satan and jodih).

---

<div class="post-metadata">

**Author:** ![Catrandom](https://avatars.discourse-cdn.com/v4/letter/c/7bcc69/32.png) [@Catrandom](https://boards.straightdope.com/u/Catrandom)\
**Post date:** [October 22, 1999, 4:13am UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/6 "1999-10-22T04:13:00Z")

</div>

Yup. And I’m just in shock from the whole thing. I mean, banks are supposed to keep people from stealing your money, not steal it themselves. I wish there was some way I could file criminal charges against them.

I have found out who the proper regulatory agency is, and will also be writing letters to the biggest names I can find at the bank itself. Not that that helps _me_, but perhaps I can stir up enough trouble that they’ll be more careful.

Catrandom, who still doesn’t have her money back.

---

<div class="post-metadata">

**Author:** ![tomndebb](https://avatars.discourse-cdn.com/v4/letter/t/b9e5f3/32.png) [@tomndebb](https://boards.straightdope.com/u/tomndebb)\
**Post date:** [October 22, 1999, 2:33pm UTC](https://boards.straightdope.com/t/bank-horror-the-conclusion-or-is-it/9740/7 "1999-10-22T14:33:00Z")

</div>

**Catrandom** :

> [@](#):
>
> I mean, banks are supposed to keep people from stealing your money, not steal it themselves.

Where in the _world_ did you ever get an idea like _that_?
