If, perchance, you have to flee and neglected to pack your insurance policy, and don’t remember who your home insurance carrier is, call all the ones that sound familiar. No halfway-decent insurer is going to risk a bad-faith claim. If you call, and the adjuster finds your policy on their system, they will honor it.
I would suggest pre-loading your chosen vehicle with some stuff, as mentioned things like animal food, some spare clothes, minimal camping gear, hygiene items, some emergency gear. Consider some emergency water and food. Keep your gas tank as full as possible during this time. You might want to consider a gas can or two so if you’re on the road for an extended time you can add to your vehicle’s range. Also, if the power is out the gas pumps probably won’t be working. A lot depends on how large your vehicle is, how many people/pets, and what you consider most important. Pre-load whatever you can into the vehicle to cut down on bug-out time.
The grab-n-go bag should be minimal - important papers, medications, money. Remember, if the power is out the ATM’s won’t work so this is a situation where cash might be a good idea.
Well, sure - if he has time. A laptop is more grab-n-go than a desktop. The most important thing is the data - computers can be replaced. The data is the important stuff.
Take clean socks and underwear for everyone if you don’t take entire outfits. At least a couple changes.
Me and my birds first, the Box o’ Important Papers next. Wallet and phone are on me pretty much every waking minute, and when I’m asleep they’re next to the bed in arm’r reach.
So much depends on how much time your have - or don’t have. What I’d do with a day’s warning vs. an hour’s warning vs. a minute’s warning varies considerably. Given you situation, you might want to have a plan for all three.
Again, good luck - I hope this will be all planning for you and you won’t actually need to do any of it.
If the computer is a laptop, my plan would be to grab it. If it’s a desktop, rapid-order a back-up drive NOW and do a complete backup as soon as it arrives. Or buy an on-line backup-service NOW and ditto. Backblaze and Carbonite are two that I’ve heard good things about.
Actually, do the latter for a laptop, too – they can fail – but it’s not especially urgent because of the fires, it’s just a good idea.
Today is calmer. No BOB needed yet, but this has been a very good exercise! Tomorrow is supposed to be bad again, but I’m glad of the breather.
Destination: my sister’s, I imagine. If we couldn’t reach there, out to the Central Valley. I have family in Sacramento, or we’d take Gato up on his Tahoe offer.
The one that’s ready to go near the door has important documents, cash, energy bars, water, daipers, and a change of clothes for everyone.
But while you might have to leave in 2 minutes, more likely you’ll have significantly more time. Hours or more. For that list, we bring more clothes and anything that’s high value to volume (computers, Magic cards, the baby quilt my mom made) gets thrown in the car.
Last time we evacuated we took both cars, but I can see both pros and cons to that plan.
I keep a couple blankets in the car at all times and have “car camped” with them so no camping gear for me but the rest are good additions. I also keep a basic revolver (locked; the keys live in my wallet and on my key ring) and a couple speed loaders. But that could just be me.
what kind of licenses do you need to carry a gun in your car, especially across state lines? Seems like a huge hassle.
Its my understanding that if the gun is unloaded and in the trunk, that the laws are different vs loaded and in the glove compartment for example. But i don’t know.
It depends on the state. Some allow law-abiding gun owners to carry a gun loaded in the glove compartment without any license at all. Others prohibit it entirely. There is a federal law, FOPA, which has a “safe passage” provision that should provide some protection for interstate travel. Some states (most notably New Jersey) ignore this provision entirely or interpret it absurdly narrowly and will hassle gun owners at every possible opportunity.
I found this website, most states allow you to carry a cased, unloaded, locked handgun in the trunk. However in some states if you actually stop (like for dinner or to visit people) you can get arrested for not following state gun laws.
I have a momvan - I keep a MOLLE Large pack always packed so I have a week of clothes and toiletries. I have an Army surplus cot pretty much always set up [for on the road nap attacks, the whole cancer thing has had me chronically tired for the best part of the last 2 years.] I have both a sleeping bag and a woobie. I have three of those large totes that fits under the cot filled with assorted dried camp foods [number 10 cans still factory sealed of dehydrated fruits, veggies, legumes and grains, herbs and spices, a huge thing of salt, splenda, sugar, tea, coffee and powdered lemon juice in packets, dried eggs, dried whole milk, you know, stuff] camping cookware set, mess kits for 4, solid fuel stove and the fuel cubes for it plus one of those long BBQ lighters and stormproof matches. I have by bed a 40 qt daypack that fits my laptop and medication pack [the 3 month supply of meds for both mrAru and I- would have to make a stop by the fridge to throw in the injectibles] and documents for both of us that aren’t in the safety deposit box downtown. We have spare chargers for both tablets and both cell phones. In my sling bag I keep my wallet and assorted stuff I use on a daily basis [eye drops and such] We have a flat of toilet paper and 3 pack of paper towels and a box of trash bags. The cat carrier is by the door and we have a go pack for her in the van that is one of those smaller sized litter pans and a 20 pound bag of litter and a case of gushi fud. I also added the cutest little solar setup that has a battery and 3 lights and will play a USB stick or radio and can be used to charge via USB.
If we have to bail from Connecticut, we will simply go to our house in NY, if we are in NY we will bail to CT or to friends in Canada.
We have a Bank of America Bank Account, a Navy Federal Credit Union account and I have an account in a foreign bank as well - though mrAru and I do each have some physical bling to use as emergency valuata [mine is a couple of gold 1903 $5 pieces, some Thai gold charms and some odds and ends of heirloom jewelry valued more for their being antique enough and not diamond that they are not modern conflict gems. Though honestly pretty much everything of value is based on some conflict or another. Sigh.]
We also have an ammo can with a selection of ammo that fits both our daily carry hand guns, and a cased M1. Toying with the idea of a proper .22 vermin rifle for shooting tiny stuff, I have around 10K rounds of .22 LR between my dad’s, my brother’s and our assorted stockpiles. SUcks to benefit from everybody passing on but we did inherit some spiffy hand guns [I got a late 1890s Bulldog!!! It is so neat =) ]
With the right amount of lead time, we can pack our Pennsic War encampment and bail into some pretty deep wilderness …
If you’re paying your premium as part of the escrow payment to the mortgage company, or paying the entire year’s premium at once, you might not see anything with their name on it more than once a year when the renewal paperwork comes. Also, if you purchase insurance through an agent who sells multiple carriers, you might not think about the company so much as the local agent, but in an emergency, the local agent may also have been evacuated.
Second part first: they are; quite a bit. Unloaded few states are going to bat an eye especially if they are locked/blocked in addition to cased. But the one person I know who actually had to bug out was from NOLA when things went from bad to desperate. And the Old Wench and I don’t keep the gun in the car; its in the bag we’ll toss our meds in fast time to cut and run comes. And we both have CWP/permits and our state if good with a ton of others so ---- we’re pretty much covered.
At least half of our BOB is always in the car, stashed under the floor of the cargo compartment with the tools, above the spare. Clothes, boots, cash, emergency camping equipment, stuff like that. The other camping equipment is already bagged to go in the garage, so loading that would take 30 seconds max. Cats go in the carriers, external hard drive goes in the lock box, lock box with papers gets tossed in the back seat, cat food and litter go on top of the carrier and we are out the door. Leave the weapons because there is a loaded .45 in the lock box.