# Can Geico really save you 15 percent on your car insurance... **URL:** \ **Category:** Cafe Society\ **Created:** [September 4, 2010, 5:35am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576 "2010-09-04T05:35:21Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![jharvey963](https://avatars.discourse-cdn.com/v4/letter/j/54ee81/32.png) [@jharvey963](https://boards.straightdope.com/u/jharvey963)\ **Post date:** [September 8, 2010, 4:58pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/21 "2010-09-08T16:58:13Z")
> [@DrDeth](#): > > . . .BTW, Geico has horrible service. That’s not my experience. I’ve had Geico for many years and have had several claims, all handled honestly and without any drama or hassle. Geico also has LOTS of potential discounts for ordinary things: safe driver, garaged, multi-car, etc. But my favorite: if you own Berkshire Hathaway stock, you get a discount. 🙂 J. ---
**Author:** ![shiftless](https://avatars.discourse-cdn.com/v4/letter/s/e9c0ed/32.png) [@shiftless](https://boards.straightdope.com/u/shiftless)\ **Post date:** [September 8, 2010, 6:01pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/22 "2010-09-08T18:01:53Z")
I always hear this as “It very unlikely that Geico could save you more than 15%.” Which is pretty sad. I am sure if I looked around and compromised on some things I could save a whole lot more than that. ---
**Author:** ![Skammer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/skammer/32/143_2.png) [@Skammer](https://boards.straightdope.com/u/Skammer)\ **Post date:** [September 8, 2010, 6:12pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/23 "2010-09-08T18:12:12Z")
What they don’t tell you is that people who _didn’t_ switch saved up to 15% or more by _not_ switching to Geico. ---
**Author:** ![WOOKINPANUB](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wookinpanub/32/132_2.png) [@WOOKINPANUB](https://boards.straightdope.com/u/WOOKINPANUB)\ **Post date:** [September 8, 2010, 6:51pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/24 "2010-09-08T18:51:23Z")
Does Foghorn Leghorn have a bomb scare strategy? \ “Fortunately I keep ma feathers numbered for just such an emergency” ---
**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\ **Post date:** [September 8, 2010, 8:23pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/25 "2010-09-08T20:23:32Z")
Does AC/DC really have the biggest balls of them all? (Cut to Angus Young wearing nothing but a pair of strategically placed beach balls on suspenders walking into a hoity-toity party, champagne glass in hand, pinky sticking up singing, "WE’VE GOT THE BIGGEST…BALLS OF THEM ALL!!) ---
**Author:** ![AmericanMaid](https://avatars.discourse-cdn.com/v4/letter/a/e480ec/32.png) [@AmericanMaid](https://boards.straightdope.com/u/AmericanMaid)\ **Post date:** [September 8, 2010, 8:30pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/26 "2010-09-08T20:30:32Z")
I tried to switch to Geico but the rate I was quoted wasn’t the rate they started charging me. Progressive is much better! ---
**Author:** ![AskNott](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/asknott/32/5790_2.png) [@AskNott](https://boards.straightdope.com/u/AskNott)\ **Post date:** [September 8, 2010, 11:28pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/27 "2010-09-08T23:28:11Z")
Does what’s-her-chest’s milkshake really bring the boys to the yard? ---
**Author:** ![Chimera](https://avatars.discourse-cdn.com/v4/letter/c/8e8cbc/32.png) [@Chimera](https://boards.straightdope.com/u/Chimera)\ **Post date:** [September 8, 2010, 11:32pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/28 "2010-09-08T23:32:59Z")
Is Charlie Daniels a horrible person because of what he did in one of their commercials? 😛 ---
**Author:** ![Tapioca\_Dextrin](https://avatars.discourse-cdn.com/v4/letter/t/3d9bf3/32.png) [@Tapioca\_Dextrin](https://boards.straightdope.com/u/Tapioca_Dextrin)\ **Post date:** [September 9, 2010, 12:40am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/29 "2010-09-09T00:40:05Z")
… does Floe the Progressive lady really, really like selling insurance? ---
**Author:** ![pufnstuff](https://avatars.discourse-cdn.com/v4/letter/p/c67d28/32.png) [@pufnstuff](https://boards.straightdope.com/u/pufnstuff)\ **Post date:** [September 9, 2010, 2:42am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/30 "2010-09-09T02:42:46Z")
They can’t save ME 15% or more on car insurance… I got a quote from them a few years ago with no accidents on my record and they wanted TWICE what I was paying Progressive. ---
**Author:** ![jasonh300](https://avatars.discourse-cdn.com/v4/letter/j/46a35a/32.png) [@jasonh300](https://boards.straightdope.com/u/jasonh300)\ **Post date:** [September 10, 2010, 4:03am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/31 "2010-09-10T04:03:39Z")
I called for a quote a few years ago. GEICO lady: We can insure your three vehicles for $525. Me: Wow, that’ll save me $175. I’m paying $700 every 6 months now! GEICO lady: No, that’s $525 a month. Me: CLICK ---
**Author:** ![jackdavinci](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jackdavinci/32/3259_2.png) [@jackdavinci](https://boards.straightdope.com/u/jackdavinci)\ **Post date:** [September 10, 2010, 6:17am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/32 "2010-09-10T06:17:17Z")
“Yes! But…” > [@Superhal](#): > > Between us, we’ve made ~$15k in claims in the past 3 years, and GEICO has not raised our rates nor charged us any deductibles. Were you at fault / in a no fault state? I originally had GEICO, but they dropped me after my first (supposedly my fault) car accident. I think they or possibly other car insurance places occasionally like to pull out of NY entirely, sans grandfathered policy holders. Every insurer has their own way of calculating rates, so depending on which things an insurance place likes to give discounts for, it’s generally worth getting quotes from everyone to see which place most closely matches your personal data for savings. Probably the majority of insurance carriers could claim 15% savings for any particular person over some other insurance carrier. ---
**Author:** ![jackdavinci](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jackdavinci/32/3259_2.png) [@jackdavinci](https://boards.straightdope.com/u/jackdavinci)\ **Post date:** [September 10, 2010, 6:25am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/33 "2010-09-10T06:25:46Z")
WOW, literally 5 seconds after I posted, my TV asked me “did the little pig shout wee wee wee all the way home?” My less serious answer: “does a turtle like to get busy with a croc?” ---
**Author:** ![Bryan\_Ekers](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bryan_ekers/32/183_2.png) [@Bryan\_Ekers](https://boards.straightdope.com/u/Bryan_Ekers)\ **Post date:** [September 10, 2010, 11:20am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/34 "2010-09-10T11:20:25Z")
“… does a great general succeed by being unpredictable?” [smash cut to an actor playing Napoleon, reading a newspaper. He looks up at the camera scornfully] “What, you thought I was gonna do something?” [looks back at newspaper] ---
**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\ **Post date:** [September 13, 2010, 2:17am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/35 "2010-09-13T02:17:10Z")
> [@AmericanMaid](#): > > I tried to switch to Geico but the rate I was quoted wasn’t the rate they started charging me. Progressive is much better! And they also Flo, which is a plus in my book. ---
**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\ **Post date:** [October 10, 2010, 4:41pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/36 "2010-10-10T16:41:28Z")
In honor of the latest Geico commercial (Can a woodchuck chuck wood - cut to mischievous woodchucks chucking pieces of wood into a pond), I’ve decided to resurrect this thread. But, please don’t it veer off course again and turn into yet another serious discussion about whether or not Geico _really_ can save you 15 percent on your car insurance. ---
**Author:** ![Chimera](https://avatars.discourse-cdn.com/v4/letter/c/8e8cbc/32.png) [@Chimera](https://boards.straightdope.com/u/Chimera)\ **Post date:** [October 10, 2010, 5:26pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/37 "2010-10-10T17:26:30Z")
I love all the crap I get in the mail promising to save me $500, or even $800 per year on my insurance. I pay $631 per year with Progressive. If you can save me $500 a year, I’d love to see it. Hell, if you can PAY ME $169 (that alleged $800 per year savings), I’d like that even more. ---
**Author:** ![DMark](https://avatars.discourse-cdn.com/v4/letter/d/e68b1a/32.png) [@DMark](https://boards.straightdope.com/u/DMark)\ **Post date:** [October 10, 2010, 6:18pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/38 "2010-10-10T18:18:37Z")
Out of curiosity, I called them once to get a quote. They wanted about 150% more than what I am currently paying! End of discussion for me. I negotiated a pretty good deal with State Farm and, just in comparing rates to others I know here in Las Vegas, I think I have one of the best deals going - $110/mo for two cars! Granted, they are older cars, but it will be pretty hard to beat $55/mo for each car. Service is great, and I even have the free towing service that has come in handy several times over the years. ---
**Author:** ![Little\_Nemo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/little_nemo/32/3120_2.png) [@Little\_Nemo](https://boards.straightdope.com/u/Little_Nemo)\ **Post date:** [October 10, 2010, 7:05pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/39 "2010-10-10T19:05:54Z")
Can Geico really save you 15 percent on your car insurance? Was lighting up a cigarette on the Hindenburg a [bad idea](http://www.youtube.com/watch?v=Hs22jH61b3E&feature=related)? ---
**Author:** ![BigT](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/bigt/32/12044_2.png) [@BigT](https://boards.straightdope.com/u/BigT)\ **Post date:** [October 11, 2010, 1:47pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/40 "2010-10-11T13:47:30Z")
> [@joebuck20](#): > > In honor of the latest Geico commercial (Can a woodchuck chuck wood - cut to mischievous woodchucks chucking pieces of wood into a pond), I’ve decided to resurrect this thread. > But, please don’t it veer off course again and turn into yet another serious discussion about whether or not Geico _really_ can save you 15 percent on your car insurance. Seeing as people still got it wrong right after this, you might consider asking for a title change, or just addendum. [Previous page](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576.md?page=1) [Next page](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576.md?page=3)