# Can Geico really save you 15 percent on your car insurance...

**URL:** <https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576>\
**Category:** Cafe Society\
**Created:** [September 4, 2010, 5:35am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576 "2010-09-04T05:35:21Z")\
**Posts on this page:** 11\
**Page:** 3

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**Author:** ![Morgenstern](https://avatars.discourse-cdn.com/v4/letter/m/f9ae1b/32.png) [@Morgenstern](https://boards.straightdope.com/u/Morgenstern)\
**Post date:** [October 11, 2010, 1:56pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/41 "2010-10-11T13:56:19Z")

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I’ve had Geico for years. About once a year I shop it and no one has beat their rate, or for that matter, come close to it. In all fairness, there are too many variables in the coverages to get a valid comparison between companies, so I don’t know if I’m saving anything at all.

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**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\
**Post date:** [October 11, 2010, 2:55pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/42 "2010-10-11T14:55:54Z")

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> [@BigT](#):
>
> > [@joebuck20](#):
> >
> > In honor of the latest Geico commercial (Can a woodchuck chuck wood - cut to mischievous woodchucks chucking pieces of wood into a pond), I’ve decided to resurrect this thread.  
> > But, please don’t it veer off course again and turn into yet another serious discussion about whether or not Geico _really_ can save you 15 percent on your car insurance.
> 
> Seeing as people still got it wrong right after this, you might consider asking for a title change, or just addendum.

Perhaps that’s a good idea. Otherwise it won’t be long before someone comes in here and starts talking about whether or not Geico will pay out on Cranick’s Folly.  
Maybe we can do “Come up with your ‘Can Geico really save you 15 percent on your car insurance’ lines.”

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**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\
**Post date:** [March 28, 2011, 1:31pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/43 "2011-03-28T13:31:07Z")

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Is the pen mightier than the sword:

[![]( " - YouTube") ](https://www.youtube.com/watch?v=IcZd-ql7t1I)

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**Author:** ![notfrommensa](https://avatars.discourse-cdn.com/v4/letter/n/f14d63/32.png) [@notfrommensa](https://boards.straightdope.com/u/notfrommensa)\
**Post date:** [March 28, 2011, 1:35pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/44 "2011-03-28T13:35:38Z")

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But I just want 15% of their advertising budget.

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**Author:** ![Little\_Nemo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/little_nemo/32/3120_2.png) [@Little\_Nemo](https://boards.straightdope.com/u/Little_Nemo)\
**Post date:** [March 28, 2011, 3:01pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/45 "2011-03-28T15:01:53Z")

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Got to admit the new bad animation campaign isn’t working for me.

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**Author:** ![Rachellelogram](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/rachellelogram/32/8689_2.png) [@Rachellelogram](https://boards.straightdope.com/u/Rachellelogram)\
**Post date:** [March 29, 2011, 9:57pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/46 "2011-03-29T21:57:00Z")

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I have geico and I like them. They were the cheapest company when I had my insurance quoted a couple years back, though I should start shopping around since my credit rating has improved since then. I’ve never had a big crash or had to make any claims though. Just one time I locked my keys in my car. The service was slow but I blame that on the shop, not on Geico. Their phone service was great the one time I needed them, which can’t be said about the insurance company I work for. The company I work for won’t even quote me a policy because they put so much emphasis on credit rating.

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**Author:** ![Marc\_Xenos](https://avatars.discourse-cdn.com/v4/letter/m/e9a140/32.png) [@Marc\_Xenos](https://boards.straightdope.com/u/Marc_Xenos)\
**Post date:** [April 2, 2011, 9:59pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/47 "2011-04-02T21:59:57Z")

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> [@Shoeless](#):
>
> Yeah, it’s like their version of “Save up to 15 percent! Or more!” What the hell does that mean?  
> As for the OP, how about the obvious one?
> 
> _Can Geico really save you 15 percent on your car insurance?  
> Does a bear shit in the woods?_
> 
> Maybe followed by video of a bear stepping out of a porta-potty in the middle of a forest, with toilet paper stuck to it’s paw.

Dunno… do Polar Bears shit in the woods?

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**Author:** ![Marc\_Xenos](https://avatars.discourse-cdn.com/v4/letter/m/e9a140/32.png) [@Marc\_Xenos](https://boards.straightdope.com/u/Marc_Xenos)\
**Post date:** [April 2, 2011, 10:06pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/48 "2011-04-02T22:06:22Z")

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Can switching to GEICO really save you 15% or more on car insurance?

Does Dolly Parton have trouble seeing her navel?

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**Author:** ![control-z](https://avatars.discourse-cdn.com/v4/letter/c/eada6e/32.png) [@control-z](https://boards.straightdope.com/u/control-z)\
**Post date:** [April 5, 2011, 4:37pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/49 "2011-04-05T16:37:39Z")

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Serious response: Not me. After doing all the work on their website I thought they had a good price until I realized the quote was for 6 months, not a year. Then they bugged me to death with e-mails until I unsubscribed.

Joke response: Does Geico have too many ad campaigns? (Short clips of all the different Geico ads over the years.)

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**Author:** ![Hail\_Ants](https://avatars.discourse-cdn.com/v4/letter/h/dc4da7/32.png) [@Hail\_Ants](https://boards.straightdope.com/u/Hail_Ants)\
**Post date:** [April 7, 2011, 9:36am UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/50 "2011-04-07T09:36:25Z")

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Of all things to flood TV commercials who would have thought- insurance companies?!

Besides hating the GEICO, Progressive etc. ads for being incredibly unfunny (except maybe for your grandparents) these commercials are so superfluous. They only exist to make people recognize the brand because almost everyone buys insurance online now. And doing so has lead to the shocking realization that:

**All insurance companies are exactly the same!!!**

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**Author:** ![EvilTOJ](https://avatars.discourse-cdn.com/v4/letter/e/ee59a6/32.png) [@EvilTOJ](https://boards.straightdope.com/u/EvilTOJ)\
**Post date:** [April 7, 2011, 12:24pm UTC](https://boards.straightdope.com/t/can-geico-really-save-you-15-percent-on-your-car-insurance/552576/51 "2011-04-07T12:24:44Z")

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> [@Marc\_Xenos](#):
>
> Can switching to GEICO really save you 15% or more on car insurance?
> 
> Does Dolly Parton have trouble seeing her navel?

The next shot is of Dolly wearing a regular shirt with boobs very modestly pressed down, but she’s wearing some kind of neckbrace.

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