Loan processing center, fluorescent bulb a-glow. At the desk sits Mr. Hand, a tired, frumpy, balding 40-something loan underwriter for Company X. Clearly overworked, Mr. Hand sits at his vintage tableau with an almond colored telephone on the edge of the desk. Mr. Hand is poring over today’s batch of credit applications.
Mr. Hand stops, and looks at this latest application for the 35 seconds he has to make his assessment.
"Hmm, credit looks good. Except for this one bill that hasn’t been paid. "
Mr. Hand notes the consumer information statement appended to the back of the applicant’s credit report.
“Oh, who gives a shit about this. It’s totally biased hearsay that tenders no proof of the impropriety of the debt, and I figured if it really is a bunk debt, applicant would have been a bit more diligent in getting it removed. Ok. Must be some deadbeat. Denied”
cops have legal authority to properly arrest people. if you’re improperly detained or the cops are keeping you detained without either charging you, releasing you, or getting you to a bail hearing with great haste, then they may as well be the Marriott.
The issue isn’t whether the police have the legal authority to detain you; it’s whether they have the legal & constitutional authority to charge you (thus requiring you to surrender some your property) for that detention without first having to prove in a court of lawthat you actually did anything illegal.