In California, car insurance has been required since the 1980s. However, when this happened, the companies began raising their rates. This caused the passing of Proposition 103, which rolled back the rates and gave the state’s Department of Insurance more power to regulate the companies. This didn’t stop the companies as they continued practicing “redlining,” a practice that sets rates based on a person’s residence and the state of that area, i.e pay more if you live in a gang neighobrhood while paying less for the same car in a upper class nenghborhood. Also, rates are still high for some people. Until recently, people would get insurance solely to be able to register their car and cancel it afterwards. Now, insurance companies notify the state when an insurance policy is cancelled and not allow registration until the car is covered.