So glad you saw the doctor!!! Sounds like it’s nothing too drastic, at least.
You and your doctor may want to try glasses-only at first; if the cataracts are progressing slowly enough, but in the long run of course the surgery is the best option. Not rushing into it will also give you plenty of time to do your own research and reading, to decide on the right correction for your situation (do you want the eyes set for distance, close-up, or in between) and to decide on any premium upgrades you may want to spend your own money for.
Do you have cataracts in both eyes? Most of us do, when we reach a certain age, but they’re not always bad enough to require surgery. My right eye wasn’t causing me noticeable problems: the left eye was the one that really HAD to be dealt with. I was a little concerned that insurance might try to say “nope, can’t do that one yet” but fortunately they did not argue.
Keep an eye (hah) on how you feel your vision is progressing. Before the surgery, I’d come to realize that I was no longer comfortable driving at night. There were a couple of times where I was travelling out of town, and had to break up a trip into 2 days, as a result. If it gets bad enough you may not even want to drive during the day. Both of those, obviously, are a good sign that you don’t want to postpone things any more. I also found that my depth perception was a bit off, due to getting such radically different signals from the two eyes. As someone who started out clumsy, this was frightening (though I managed to avoid injuring myself).