# Check in here (if you like) if you have (or have pending) your stimulus check **URL:** \ **Category:** The Quarantine Zone\ **Tags:** covid-quarantine\ **Created:** [April 13, 2020, 5:09pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705 "2020-04-13T17:09:17Z")\ **Posts on this page:** 20\ **Page:** 4
**Author:** ![suranyi](https://avatars.discourse-cdn.com/v4/letter/s/e36b37/32.png) [@suranyi](https://boards.straightdope.com/u/suranyi)\ **Post date:** [April 15, 2020, 6:14pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/61 "2020-04-15T18:14:59Z")
> [@Velocity](#): > > From [this list](https://www.reddit.com/r/stimuluscheck/comments/fypstg/confirmed_bank_megathread/), they may be going by small banks first, but it really seems to make no rhyme or sense. Based on that list, most banks got it today. I did as well, at Bank of America. ---
**Author:** ![elucidator](https://avatars.discourse-cdn.com/v4/letter/e/8edcca/32.png) [@elucidator](https://boards.straightdope.com/u/elucidator)\ **Post date:** [April 15, 2020, 6:50pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/62 "2020-04-15T18:50:45Z")
I am used to Federal and state deposits to arrive overnight, I get up, its not there, then tomorrow, maybe. Some of what I’m reading suggests that in this case, it may be later in the day? Have i got that right? (Wells Fargo, 4/15, it says) ---
**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\ **Post date:** [April 15, 2020, 7:45pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/63 "2020-04-15T19:45:25Z")
> [@Dinsdale](#): > > $1500 direct deposit today, despite the fact that I continue to work and draw my federal salary, and that neither I nor my wife (filing jointly) ought to qualify under any of the rules I had heard of. > > Stupid shit. If filed jointly, your limit was higher, for couples the stimulus was $2400, the income limit was $150,000 for married couples. The payments start \*\*shrinking \*\*above that level. ---
**Author:** ![JRDelirious](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jrdelirious/32/9531_2.png) [@JRDelirious](https://boards.straightdope.com/u/JRDelirious)\ **Post date:** [April 15, 2020, 8:17pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/64 "2020-04-15T20:17:25Z")
Heck, my CU is on the list as for today, but it was in the balance as of close-of-business yesterday. So it seems Treasury is moving tranches of payments out as they get their information confirmed. And yeah, **Loach** , because of her status (adult dependent) she does not get “Stimulus” but if she’s collecting unemployment she should qualify for the extra benefit – the NJ Labor Dept or whichever is the responsible office should be the place to go for reliable answers; for many people across the country the guidelines and rules are not yet squared away with their respective states (because it’s a different unemplpyment insurance law in each state), but AFAK in many cases it would be near-automatic immediately when they are. ---
**Author:** ![JRDelirious](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jrdelirious/32/9531_2.png) [@JRDelirious](https://boards.straightdope.com/u/JRDelirious)\ **Post date:** [April 15, 2020, 8:21pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/65 "2020-04-15T20:21:13Z")
Heck, my CU is on the list as for today, but it was in the balance as of close-of-business yesterday. So it seems Treasury is moving tranches of payments out as they get their information confirmed. And yeah, **Loach** , because of her status (adult dependent) she does not get “Stimulus” but if she’s collecting unemployment she should qualify for the extra benefit – the NJ Labor Dept or whichever is the responsible office should be the place to go for reliable answers; for many people across the country the guidelines and rules are not yet squared away with their respective states (because it’s a different unemplpyment insurance law in each state), but AFAK in many cases it would be near-automatic immediately when they are. ---
**Author:** ![sishoch](https://avatars.discourse-cdn.com/v4/letter/s/3e96dc/32.png) [@sishoch](https://boards.straightdope.com/u/sishoch)\ **Post date:** [April 15, 2020, 8:35pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/66 "2020-04-15T20:35:35Z")
Got our deposit today. It will stay in savings for now. ---
**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\ **Post date:** [April 15, 2020, 8:36pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/67 "2020-04-15T20:36:01Z")
Got ours today, the full amount since our joint retired income isn’t that high. Much is going to the local food bank. ---
**Author:** ![The\_Undeposable\_Hand](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/the_undeposable_hand/32/8502_2.png) [@The\_Undeposable\_Hand](https://boards.straightdope.com/u/The_Undeposable_Hand)\ **Post date:** [April 15, 2020, 8:42pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/68 "2020-04-15T20:42:57Z")
Mine was deposited into my BB&T account this morning. ---
**Author:** ![The\_Undeposable\_Hand](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/the_undeposable_hand/32/8502_2.png) [@The\_Undeposable\_Hand](https://boards.straightdope.com/u/The_Undeposable_Hand)\ **Post date:** [April 15, 2020, 9:01pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/69 "2020-04-15T21:01:55Z")
Mine was deposited into my BB&T account this morning. ---
**Author:** ![blondebear](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/blondebear/32/1022_2.png) [@blondebear](https://boards.straightdope.com/u/blondebear)\ **Post date:** [April 15, 2020, 9:03pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/70 "2020-04-15T21:03:13Z")
Can’t check because my credit union crashed because of “overwhelming demand”. ---
**Author:** ![carrps](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/carrps/32/2957_2.png) [@carrps](https://boards.straightdope.com/u/carrps)\ **Post date:** [April 15, 2020, 9:49pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/71 "2020-04-15T21:49:20Z")
> [@blondebear](#): > > Can’t check because my credit union crashed because of “overwhelming demand”. That was my credit union last night. My sister got her refund, but as of this morning I see nothing. My credit union was not in the list of banks either. ---
**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\ **Post date:** [April 15, 2020, 9:51pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/72 "2020-04-15T21:51:18Z")
And… now mine is showing up as “pending” at my checking account, so I’m on my way. ---
**Author:** ![Locrian](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/locrian/32/14146_2.png) [@Locrian](https://boards.straightdope.com/u/Locrian)\ **Post date:** [April 15, 2020, 11:29pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/73 "2020-04-15T23:29:55Z")
Got mine today, $1,200. Woot! ---
**Author:** ![Siam\_Sam](https://avatars.discourse-cdn.com/v4/letter/s/d78d45/32.png) [@Siam\_Sam](https://boards.straightdope.com/u/Siam_Sam)\ **Post date:** [April 16, 2020, 12:05am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/74 "2020-04-16T00:05:53Z")
$2400 for the wife and me, $1200 apiece. Showed up today. ---
**Author:** ![UltraVires](https://avatars.discourse-cdn.com/v4/letter/u/ecccb3/32.png) [@UltraVires](https://boards.straightdope.com/u/UltraVires)\ **Post date:** [April 16, 2020, 12:16am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/75 "2020-04-16T00:16:41Z")
> [@Siam\_Sam](#): > > $2400 for the wife and me, $1200 apiece. Showed up today. Does your wife agree with that allocation of the stimulus funds? 🙂 ---
**Author:** ![Siam\_Sam](https://avatars.discourse-cdn.com/v4/letter/s/d78d45/32.png) [@Siam\_Sam](https://boards.straightdope.com/u/Siam_Sam)\ **Post date:** [April 16, 2020, 12:26am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/76 "2020-04-16T00:26:37Z")
> [@UltraVires](#): > > Does your wife agree with that allocation of the stimulus funds? 🙂 Since it went into my savings account, I’m still debating whether to tell her. 😉 Nah, I already told her. She’s fine with 50-50. ---
**Author:** ![Roderick\_Femm](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/roderick_femm/32/14875_2.png) [@Roderick\_Femm](https://boards.straightdope.com/u/Roderick_Femm)\ **Post date:** [April 16, 2020, 3:38am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/77 "2020-04-16T03:38:24Z")
I’m curious, from many of the reactions posted here, some folks don’t seem to be in desperate need, at least not at the moment. How do you feel about this program giving so much money to (some of the people) who don’t really need it? I freely confess to being one of those people (well, part of one of those couples) who doesn’t need it. Since we are retired we suffered no loss of income; we did suffer a modest loss in the value of our IRA but I expect that to return to what it was before (and more) when businesses are allowed to open again and the stock market comes back. And yet, I am selfishly going to spend the money on maintenance of my home. On Friday I am having parts of my home boiler (hot water and hydronic heat) overhauled (it’s in the garage, no strangers in the house). I am having my back deck re-built before it falls out from under our feet, as soon as we are allowed. This money just means I have to dig a little less deeply into savings to accomplish these things. On the other hand, as I understand it, if I were to donate an equal amount to charity I would get a nice big benefit in this year’s taxes, maybe 15%. It doesn’t seem fair, does it? ---
**Author:** ![Broomstick](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/broomstick/32/246_2.png) [@Broomstick](https://boards.straightdope.com/u/Broomstick)\ **Post date:** [April 16, 2020, 10:07am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/78 "2020-04-16T10:07:30Z")
> [@Roderick\_Femm](#): > > I’m curious, from many of the reactions posted here, some folks don’t seem to be in desperate need, at least not at the moment. How do you feel about this program giving so much money to (some of the people) who don’t really need it? There is no bar on you spending the money as you see fit. I’m currently employed. And I’m getting a modest (very modest) amount of hazard pay. I’ve already donated more than usual to the local food pantry/social services I support than usual (including about 3 months worth of toilet paper). I am seriously considering donating a significant part of my stimulus to such causes. Or helping out my unemployed neighbors even more directly. It’s your money now. If you feel you don’t need it find someone who does and help them out. > [@Roderick\_Femm](#): > > I freely confess to being one of those people (well, part of one of those couples) who doesn’t need it. Since we are retired we suffered no loss of income; we did suffer a modest loss in the value of our IRA but I expect that to return to what it was before (and more) when businesses are allowed to open again and the stock market comes back. And yet, I am selfishly going to spend the money on maintenance of my home. On Friday I am having parts of my home boiler (hot water and hydronic heat) overhauled (it’s in the garage, no strangers in the house). I am having my back deck re-built before it falls out from under our feet, as soon as we are allowed. This money just means I have to dig a little less deeply into savings to accomplish these things. Are you doing that work yourself, or employing someone else to do it? If you’re employing someone else you’re helping to keep them employed. That’s a good thing. If you’re using any form of delivery service tip generously. Again - there’s no bar on you _spending the money_. That is, actually, the point - for people to spend that money because that’s what will keep the economy going. > [@Roderick\_Femm](#): > > On the other hand, as I understand it, if I were to donate an equal amount to charity I would get a nice big benefit in this year’s taxes, maybe 15%. It doesn’t seem fair, does it? How so? By all means, donate to charity - due to vastly increased demand for services a LOT of charities need money. That tax benefit is your reward for not being selfish and keeping the money but directing to those who need it more than you do. ---
**Author:** ![mandala](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mandala/32/95_2.png) [@mandala](https://boards.straightdope.com/u/mandala)\ **Post date:** [April 16, 2020, 11:42am UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/79 "2020-04-16T11:42:05Z")
Got it yesterday. For me this is welcome additional income but I do not really need it, as I am full-time employed (for now). But it left me wondering how this one-time payment is going to fulfill the needs of a suddenly-unemployed family for more than a couple of months. Almost certainly a steady monthly infusion of funds will be required for most people who have lost their jobs. I hope the next stimulus package (if there is one in the works) will take a longer-term view of the economic situation. ---
**Author:** ![Dinsdale](https://avatars.discourse-cdn.com/v4/letter/d/97f17d/32.png) [@Dinsdale](https://boards.straightdope.com/u/Dinsdale)\ **Post date:** [April 16, 2020, 2:13pm UTC](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705/80 "2020-04-16T14:13:10Z")
> [@GIGObuster](#): > > If filed jointly, your limit was higher, for couples the stimulus was $2400, the income limit was $150,000 for married couples. The payments start \*\*shrinking \*\*above that level. Thanks. My ignorance. I thought the $75/150k was a hard cutoff. I hadn’t paid much attention, because I thought the entire process stupid and unwarranted. Hard to imagine why anyone would think we ought to further bankrupt our kids’ future so that a couple earning over $150k, w/ paychecks continuing during the crisis and no additional expenses (hell, actually reduced expenses), ought to get some free cash… :rolleyes: [Previous page](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705.md?page=3) [Next page](https://boards.straightdope.com/t/check-in-here-if-you-like-if-you-have-or-have-pending-your-stimulus-check/851705.md?page=5)