I would actually really like to know what happened to healthcare, because when I was younger it seemed fine, at least where I was (Denver). There was a charity hospital, Denver General, that provided care to any city resident. You did not have to be a charity case, it was ANY RESIDENT, on a sliding scale. It had clinics for various things, and of course if you came into the emergency room they’d fix you up no problem. You did have to jump through a few hoops, like bring in your check stub or your tax return, and that determined how much you were charged on their sliding scale. For instance at the time, mid-70s, I, a really underemployed 20-something, was on the next to the lowest tier, so when I went in to get my eyes checked it cost $1. When I went in with a UTI it cost $1. When I went in to the emergency room to see if I had a broken arm (I didn’t) it cost $1. Show your card, pay $1. People making more money could pay more, but still not a lot. However, people with more money went somewhere else, usually.
There was a similar program for people who weren’t residents of Denver but were residents of Colorado, Colorado General. The problem was, CG was also in Denver, so anyone using it had to get here and Denver is not the center of the state. CG did have some outposts but rural residents were pretty much SOL.
Now here’s a little tale (TLDR warning!) In something like 1974 I was playing soccer in the park with some friends and I attemped to kick the soccer ball and instead tripped over it and fell. I threw out my right arm to catch myself and hurt my wrist. Was it broken? It really hurt, and it was swelling pretty badly, so off I went to DG to see if it was broken, or what. Not broken, but sprained. They x-rayed it, then wrapped it in an Ace bandage, then gave me a prescription for painkillers (which I could not open because I only had one hand. $1
In 2012 I did pretty much the same thing, having learned nothing about proper kicking technique over the years. This time it was one of those construction sandbags, which was lying on the sidewalk and blocking it. I intended to use my foot to nudge it out of the way and instead, you guessed it, I tripped on it. Once again I tried to break my fall using my arm, the left one this time because I had my dog’s leash in my right hand. And once again that was the wrong move and it hurt like hell. In addition, this time I banged my face into the street, too. It went numb and my lip bled like crazy.
In 2012 I had health insurance, and yet I was too afraid of the cost to go to the ER and get it checked out. I figured if it still hurt after a week or so I might go in. Why didn’t I go in? BEcause the last time one of my family members went to the ER for something (six months or so before) it cost us $1200, which was 20% of the total bill, and what was done? Well, my son had had a bicycle misfortune resulting in a very deep gouge in his leg. It was ugly and it was deep. I called his pediatrician and described it, and the doc said take him to the ER, so I did. They did not x-ray it, and they did not put in stitches. They did power-scrub it and apply antibiotics and a really nice bandage. If $1200 was 20% then that little outing, which took about an hour, most of which was waiting, cost $6000. So, in short, I wasn’t going to risk it for some trifle like a possibly broken wrist, even though (a) the first time I did it I was 40 years younger, and (b) the first time I did it I fell on grass, not concrete. This $1200 bill was still very fresh in my mind and yet it hadn’t made much of a dent in my deductible. So, I passed.
So what happened between 1974 and 2012 that made a pretty routine health-care thing so out of reach? Obviously I did not really require any care in either instance–both times my wrist hurt for awhile, then got better. But that’s, like, 95% of doctor visits, things would improve with or without a doctor. You go in to make sure you’re not in the 5%.
(In retrospect I would still have taken my son in, because that WAS a nasty-looking wound, and they expertly applied the butterfly bandage so he wouldn’t need stitches, but sheesh, why the hell would that cost $6000?)
So, what happened in Denver to make health care out of reach? Not that it was out of reach but, you know, I’d rather have a broken bone than lose my house. If it was a heart attack I might think, hmm, my money, or my life? And I’d probably call the squad.
Did I ruin the system by going in for something that turned out not to be all that serious? Well okay, now the system is fixed; I will not be going in for something I don’t think is all that serious. Or pretty much anything.
I have heard people say the system was ruined because of all the illegal immigrants, or actually what those people call them is, “the illegals.” I DON’T BELIEVE THAT. Why would they be any more unhealthy than legal Colorado natives? Why would they make more trips to the ER and the various clinics? Answer, they would not. If they’re really here illegally they are trying to stay under the radar. Going through the hoops to get a clinic card could very well expose them to deportation. I guess if someone was going to argue that they overtaxed the ER, which has to take you if you’re about to die and no card required, I could probably refute that argument too. Unless you’re in active labor or in danger of losing life, sight, or limbs, the ER does NOT have to take you.
I did ask my kids’ doctor why one of them got his full first year of health care including shots, well child visits, and sick child visits, for $88 (for the whole year) and, 16 years later, it cost $128 for his little brother to have ONE appointment. She said, “Insurance–we used to have our receptionist do it, now we have to have three people, full-time to keep up with it.” I don’t buy that that’s the whole story but I’m sure it’s part of it. I’ve also heard that transplant surgeries have caused costs to go up; medical equipment has caused costs to go up; and I know that all the hospitals in Denver (including the charity hospital) were building, building, building, continuously, all those years when costs were going up. (Including CG, which kept building, building, building, and remodeling, right up until the very actual day it moved to another location.)
Oops, guess I failed at convincing the OP to oppose UHC.