# Could money solve your most serious problem? If so, how much would it take?

**URL:** <https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884>\
**Category:** In My Humble Opinion\
**Created:** [September 8, 2014, 5:47pm UTC](https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884 "2014-09-08T17:47:29Z")\
**Posts on this page:** 4\
**Page:** 5

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [September 12, 2014, 3:55am UTC](https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884/81 "2014-09-12T03:55:53Z")

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> [@Si\_Amigo](#):
>
> I’d need $3-4 million to retire and never worry about running out of money. I guess I could retire on less than $2 million and invest, but then that’d be like working. I prefer to just walk the earth and get into adventures, I’ll just be Amigo at that point. That’s my problem.

With $2 million you can get a decent financial adviser who will do it for you, and then your problem is feeling guilty about making a crapload of money doing nothing.

Another $500K or so would let me retire now and be sure of a good income for the rest of my life, but among the problems in this thread it is about the smallest. There are a lot of people here who should get a windfall before me.

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**Author:** ![panache45](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/panache45/32/64_2.png) [@panache45](https://boards.straightdope.com/u/panache45)\
**Post date:** [September 12, 2014, 4:12am UTC](https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884/82 "2014-09-12T04:12:01Z")

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My biggest problems are health-related; no amount of money can make me healthy. But perhaps if I had someone who’s a personal chef and workout trainer, I could improve my health.

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**Author:** ![butterfiles](https://avatars.discourse-cdn.com/v4/letter/b/b3f665/32.png) [@butterfiles](https://boards.straightdope.com/u/butterfiles)\
**Post date:** [September 12, 2014, 4:42am UTC](https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884/83 "2014-09-12T04:42:22Z")

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I’m with Lobot on this one. My biggest problem is a lifelong catastrophic medical condition. I don’t think money could “cure” it - though it’s possible with enough research, and treatments are an even better possibility.

I chose millions because with enough money - and that is an awful LOT of money - I would be relatively stress-free about the medical costs. I’ve got some of the best coverage out there & it just isn’t good enough these days. No medical plan covers enough.

And, I’ll add that I’d rather have loads of money than just a bit more because unless it’s tons, I’m probably better off not being moderately wealthy (less access to programs). The well would have to be very deep to not run out with the medical costs. The other way that the millions would help is, it would free up my family to quit work or only work very part-time and thus be available more as a support.

Can the money be in a trust?

> [@Lobot](#):
>
> I’d need to funnel an ungodly amount of money into research to reduce my disability to something within a mild impact.
> 
> I do believe science will reach that stage at some point, however, and money would accelerate the process. So my major problem can be solved with enough money, but it would take a _lot_.

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**Author:** ![Oredigger77](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/oredigger77/32/3181_2.png) [@Oredigger77](https://boards.straightdope.com/u/Oredigger77)\
**Post date:** [September 12, 2014, 4:37pm UTC](https://boards.straightdope.com/t/could-money-solve-your-most-serious-problem-if-so-how-much-would-it-take/697884/84 "2014-09-12T16:37:29Z")

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I’d like enough money for my wife and I to retire, since we’re young about 6 million will work quite nicely. She’s getting laid off on Monday unless she moves two states away and getting laid off right now will probably kill her career. I can’t follow her due to my career so either way we’re going to have to separate for two years or one of us will lose our career. So retirement is looking pretty good.

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