Could Tony Stark get homeowner's insurance? (Potential Marvel movie spoilers)

Nitpick: the 9/11 compensation fund was to indemnify the victims against the airlines, not the federal government. The airlines and their insurers would have been bankrupted by the tort litigation otherwise.

It’s “Act of God”, not “Act of Puny God”, so pay up.

There is but one God for an insurance company, and to him … to him you no longer speak.

He also doesn’t dress like that.