# Countdown to retirement

**URL:** <https://boards.straightdope.com/t/countdown-to-retirement/981653>\
**Category:** Miscellaneous and Personal Stuff I Must Share\
**Created:** [March 25, 2023, 5:37pm UTC](https://boards.straightdope.com/t/countdown-to-retirement/981653 "2023-03-25T17:37:37Z")\
**Posts on this page:** 1\
**Showing post:** 769

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**Author:** ![Maserschmidt](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/maserschmidt/32/18829_2.png) [@Maserschmidt](https://boards.straightdope.com/u/Maserschmidt)\
**Post date:** [December 25, 2024, 5:54pm UTC](https://boards.straightdope.com/t/countdown-to-retirement/981653/769 "2024-12-25T17:54:16Z")

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I have what may be a dumb question, but I see all the discussion of rolling over to Roth IRAs & moving off platforms…what necessitates that? I’m only asking because my company kept everything on Fidelity, so the 401K and everything else is just there where I can already get at it.

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