# Credit Card Balance Transfer Fees

**URL:** <https://boards.straightdope.com/t/credit-card-balance-transfer-fees/1019733>\
**Category:** Factual Questions\
**Created:** [June 17, 2025, 12:20am UTC](https://boards.straightdope.com/t/credit-card-balance-transfer-fees/1019733 "2025-06-17T00:20:12Z")\
**Posts on this page:** 1\
**Showing post:** 18

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**Author:** ![LSLGuy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lslguy/32/5813_2.png) [@LSLGuy](https://boards.straightdope.com/u/LSLGuy)\
**Post date:** [June 18, 2025, 8:45pm UTC](https://boards.straightdope.com/t/credit-card-balance-transfer-fees/1019733/18 "2025-06-18T20:45:15Z")

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Here’s a very recent thread on the whether / why / how of multiple CCs.

> [@How many credit cards does one need?](https://boards.straightdope.com/t/how-many-credit-cards-does-one-need/1018966):
>
> I’m in the fortunate position that I’m able to pay my credit cards off at the end of every month. My credit score is classified as “excellent” according to credit karma. Yet I still have room to grow. This is what gets me though. Credit Karma Will give you suggestions on how to improve your credit score. And the two suggestions they give me is to take out a loan (that I get) or GET MORE CREDIT CARDS!! Seriously? Why? I don’t even use one of the three I already have.

That might be useful reading.

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