# Credit Score Required To Rent?

**URL:** <https://boards.straightdope.com/t/credit-score-required-to-rent/657283>\
**Category:** In My Humble Opinion\
**Created:** [May 2, 2013, 2:08am UTC](https://boards.straightdope.com/t/credit-score-required-to-rent/657283 "2013-05-02T02:08:48Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![Gestalt](https://avatars.discourse-cdn.com/v4/letter/g/90ced4/32.png) [@Gestalt](https://boards.straightdope.com/u/Gestalt)\
**Post date:** [May 2, 2013, 2:08am UTC](https://boards.straightdope.com/t/credit-score-required-to-rent/657283/1 "2013-05-02T02:08:48Z")

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I just applied for a lease for the first time without a co-signer. It’s at a higher-end apartment complex but nothing too fancy; in addition, they have multiple units available all the time so it’s not in super-high demand

I don’t have any bankruptcies, uncollected debts, evictions or issues with previous landlords. Basically the only thing I am worried about is my credit. I have checked it a number of different ways, including using each of the three main credit bureau’s “free credit score” option. In addition, I was just approved for a credit card and they also gave me a credit score. The numbers range from 680-702.

Would this generally be good enough to rent an apartment? I know my credit isn’t great, having just finished extensive schooling, but my gross monthly is greater than 3x my rent.

I’m hoping I’m approved! I love this complex.

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**Author:** ![Gestalt](https://avatars.discourse-cdn.com/v4/letter/g/90ced4/32.png) [@Gestalt](https://boards.straightdope.com/u/Gestalt)\
**Post date:** [May 2, 2013, 2:12am UTC](https://boards.straightdope.com/t/credit-score-required-to-rent/657283/2 "2013-05-02T02:12:17Z")

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Oh and the leasing office uses a service from Transunion to decide whether to approve applications. I checked my transunion score today on [creditkarma.com](http://creditkarma.com) and it was 695.

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**Author:** ![Jagwasher](https://avatars.discourse-cdn.com/v4/letter/j/ee7513/32.png) [@Jagwasher](https://boards.straightdope.com/u/Jagwasher)\
**Post date:** [May 2, 2013, 2:40am UTC](https://boards.straightdope.com/t/credit-score-required-to-rent/657283/3 "2013-05-02T02:40:01Z")

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You should be fine. I secured a mortgage with much worse.

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**Author:** ![friedo](https://avatars.discourse-cdn.com/v4/letter/f/8edcca/32.png) [@friedo](https://boards.straightdope.com/u/friedo)\
**Post date:** [May 2, 2013, 2:41am UTC](https://boards.straightdope.com/t/credit-score-required-to-rent/657283/4 "2013-05-02T02:41:32Z")

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Yeah, you have nothing to worry about.