# Debit card: PIN or no PIN?

**URL:** <https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452>\
**Category:** Factual Questions\
**Created:** [April 1, 2025, 3:05pm UTC](https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452 "2025-04-01T15:05:45Z")\
**Posts on this page:** 1\
**Showing post:** 40

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**Author:** ![FinsToTheLeft](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/finstotheleft/32/2930_2.png) [@FinsToTheLeft](https://boards.straightdope.com/u/FinsToTheLeft)\
**Post date:** [April 3, 2025, 2:57pm UTC](https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452/40 "2025-04-03T14:57:58Z")

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> [@Tripler](#):
>
> Other annual memberships, like PBS & the VFW get once-a-year checks that I just haven’t figured out how to have my bank mail a check along with the li’l membership slip that comes with the renewal forms;

I’ve never understood how the country at the centre of the global financial system is this backward. If I want to pay my water bill, I can log onto my bank web site, add a payee, enter my account number, and then pay $X on y date. The money is transferred electronically on the date I specified. If they aren’t setup for bill payment, I can just send the e-transfer to their email.

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