# Debit card: PIN or no PIN?

**URL:** https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452
**Category:** Factual Questions
**Created:** [April 1, 2025, 3:05pm UTC](https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452 "2025-04-01T15:05:45Z")
**Posts on this page:** 1
**Showing post:** 42

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### Author: ![Tripler](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/tripler/32/21807_2.png) [@Tripler](https://boards.straightdope.com/u/Tripler)
#### Post date: [April 3, 2025, 3:22pm UTC](https://boards.straightdope.com/t/debit-card-pin-or-no-pin/1016452/42 "2025-04-03T15:22:52Z")

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> [@FinsToTheLeft](#):
>
> I’ve never understood how the country at the centre of the global financial system is this backward

Theoretically, I could log into some of these organizations’ websites and use my login & password to use my debit card to pay for some of these memberships, but it seems lately that _everything_ is insecure, hackable, and exploitable, even _after_ the transaction is completed. Am I “damned if I do, damned if I don’t”? I think that’s the rub of my position, so I take my chances with reducing my ‘digital footprint’ by using paper checks & snail mail for some payments, or large ones to trustworthy businesses / contractors like @OttoDaFe.

I recognize I’ve worn out my hijack welcome on this sidebar, so I yield back to the OP’s intent.

Tripler  
Digital hygiene is my top priority.

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