# Debt collector knows you are wrong person, pursues you anyway?

**URL:** <https://boards.straightdope.com/t/debt-collector-knows-you-are-wrong-person-pursues-you-anyway/610696>\
**Category:** Factual Questions\
**Created:** [January 26, 2012, 9:07am UTC](https://boards.straightdope.com/t/debt-collector-knows-you-are-wrong-person-pursues-you-anyway/610696 "2012-01-26T09:07:28Z")\
**Posts on this page:** 1\
**Page:** 2

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**Author:** ![drewtwo99](https://avatars.discourse-cdn.com/v4/letter/d/d07c76/32.png) [@drewtwo99](https://boards.straightdope.com/u/drewtwo99)\
**Post date:** [February 2, 2012, 7:06pm UTC](https://boards.straightdope.com/t/debt-collector-knows-you-are-wrong-person-pursues-you-anyway/610696/21 "2012-02-02T19:06:00Z")

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> [@DrDeth](#):
>
> In general, paying off a old debt does not help your Credit Report.

Wow. So there’s even less incentive to entertaining the Debt Collectors than I thought there was! I always thought that the carrot for paying off uncollected debt was that they reported it as paid to the credit bureaus and it helped your credit.

I’m just glad it’s a pretty old debt that’s gonna vanish anyway, but I’m a guy who believes in financial responsibility so it’s a little frustrating that the original company made no attempt to call me or mail me about this bill (which I literally had no idea about).

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