Specific
Farmer’s to be precise.
Yeah I don’t understand their claims process as explained.
There’s no appeals process?
I’m researching that. I’ve asked what paperwork they want but no answer yet.
As I’ve noted before, insurance premiums in the UK seem to be much lower than in the US.
One suspects that there is an under-the-table unspoken agreement in the US between mortgage lenders and insurance companies which between them have the consumer over a barrel.
The US is substantially more litigious.
The ''Litigious Society'': Why Americans Spend More On Lawsuits Than Brits - Royal Economic Society.
Not, I suspect, for vehicles. A young (under 25), newly qualified driver will pay between £1,200 and £2,500 annually, depending on the car and their postcode. And that’s after taking a test that lasts 45 minutes on congested streets.