You are free to make that case, and I encourage to you to do so. But it has nothing to do with UHC, and it has nothing to do with paying for other people’s health costs.
I would also like to point out, that even IF it caused an upward pressure, you say that as if there are no upward pressures on the current system. Why is it, that without UHC health care costs in the US continue to rise? Or do you argue that they are going down? Do you believe that in the current system there is a downward pressure on health care costs?
[QUOTE=Shodan]
That was part of the purpose behind my examples of my back and my arm. If I had not had insurance, I could have foregone the MRIs and CAT scans and so forth. Define health care as a right and set up UHC, and I am perfectly entitled to demand these as my right.
This makes no sense. All other things being equal, why would people deny themselves health care if they had already paid for it, or if it were paid for by someone else?
[/quote]
Two mistakes, if you did not have health insurance, you probably would have gotten the MRIs and then had to declare bankruptcy. Did you know that over 50% of bankruptcies in the US are the result of medical costs? And without insurance you would have learned that the nerve was infected and had to forgo treatment until you ended up in the ER. Or, you would have had to stop working because you couldn’t get treated. Each of those points has a cost that you are currently incurring but chose to ignore.
The other mistake is thinking that with UHC people just run into the MRI room and demand their $20 worth. Why do you think that? Where did you get that idea?
Further to that, does your current insurance allow you to do that? What stops you from getting treatment now?
[QUOTE=Shodan]
I don’t see this. The doctor wants to be paid just as much under UHC as he does now. One of my issues is that if we define health care as a right, I am entitled to demand that I get just as many MRIs as I would get now. After all, I have the right to health care.
I think most people are saying “I don’t want to pay MORE for other people’s health care, since it is not a right.” One of the dangers of defining health care as a right is that people can demand that you pay MORE. Because that is what a positive right like this means - the right to compel other people to do things, not the right to do things yourself.
It may clarify to think about free speech as a right. This means currently that I cannot be prevented from speaking. Defining free speech as the sort of positive right that I think you mean would imply that other people must assist mean speaking, by paying for my platform.
Regards,
Shodan
[/QUOTE]
You can demand what ever you want. I have the right to free speech so I demand you buy me a newspaper. I can go down and demand I get an op-ed published on the front page. How is that going to work out for me?
Or wait, the doctor can make an informed decision that you don’t need an MRI and tell you that.
In the real world of UHC, you can demand an MRI and the hospital staff will politely put you on the bottom of the list. And after the people that actually need an MRI get theirs you can have yours.
But all this is besides the point. Right now, your group plan means that the people in your group have the right to demand all the MRIs they can get, and you’re on the hook. Your premiums will go up next year just like mine did each of the last four years. Under the current system, there is an upward pressure on costs, starting with the desire to make profit. The hospitals, under the current system, have no reason NOT to put in the lastest and greatest MRIs because they can pass the cost off to you, the group plan member.