# Do I have to pay off my mortgage when I sell my house?

**URL:** <https://boards.straightdope.com/t/do-i-have-to-pay-off-my-mortgage-when-i-sell-my-house/494179>\
**Category:** Factual Questions\
**Created:** [April 24, 2009, 2:45am UTC](https://boards.straightdope.com/t/do-i-have-to-pay-off-my-mortgage-when-i-sell-my-house/494179 "2009-04-24T02:45:26Z")\
**Posts on this page:** 2\
**Page:** 2

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**Author:** ![Bearflag70](https://avatars.discourse-cdn.com/v4/letter/b/8e7dd6/32.png) [@Bearflag70](https://boards.straightdope.com/u/Bearflag70)\
**Post date:** [May 7, 2009, 10:52pm UTC](https://boards.straightdope.com/t/do-i-have-to-pay-off-my-mortgage-when-i-sell-my-house/494179/21 "2009-05-07T22:52:59Z")

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> [@Gfactor](#):
>
> Not to mention that the reason the current owner is under water is that you could by the house next door at a substantial discount because housing prices have fallen.

That reminds me of a friend of mine who wanted to sell me his $9,000 used car for $13,000 because his auto loan had $13,000 left on it. He didn’t understand why I refused.

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**Author:** ![Carnacki](https://avatars.discourse-cdn.com/v4/letter/c/b5e925/32.png) [@Carnacki](https://boards.straightdope.com/u/Carnacki)\
**Post date:** [May 7, 2009, 11:10pm UTC](https://boards.straightdope.com/t/do-i-have-to-pay-off-my-mortgage-when-i-sell-my-house/494179/22 "2009-05-07T23:10:51Z")

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> [@Jodi](#):
>
> Banks never (almost never?) lend money without collateral.

Well…except for, maybe, credit cards…

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