# Doctors who don't carry malpractice insurance **URL:** \ **Category:** In My Humble Opinion\ **Created:** [April 9, 2008, 5:08pm UTC](https://boards.straightdope.com/t/doctors-who-dont-carry-malpractice-insurance/444629 "2008-04-09T17:08:55Z")\ **Posts on this page:** 2\ **Page:** 2
**Author:** ![ivylass](https://avatars.discourse-cdn.com/v4/letter/i/9de053/32.png) [@ivylass](https://boards.straightdope.com/u/ivylass)\ **Post date:** [April 11, 2008, 5:30pm UTC](https://boards.straightdope.com/t/doctors-who-dont-carry-malpractice-insurance/444629/21 "2008-04-11T17:30:08Z")
Thanks…my doctor has no disciplinary notices on file, so that’s good. ---
**Author:** ![Grossbottom](https://avatars.discourse-cdn.com/v4/letter/g/ba8739/32.png) [@Grossbottom](https://boards.straightdope.com/u/Grossbottom)\ **Post date:** [April 11, 2008, 6:02pm UTC](https://boards.straightdope.com/t/doctors-who-dont-carry-malpractice-insurance/444629/22 "2008-04-11T18:02:00Z")
**Threemae** got it right. The Florida doctor that doesn’t carry insurance, and many very good ones do not, is inviting insurance companies and potential claimants to kiss his ass. Between Florida homestead laws and tenancy by the entirety law, you’ll wind up with a defendant who doesn’t own anything you can take except maybe his car and personal belongings that he himself owns. Everything that can be protected, will be protected. This strategy requires a married doctor who is willing to pour his income into joint retirement plans and homestead improvements, but it’s quite effective. A potential judgment creditor is left trying to garnish the doctor’s earnings, at which point the doctor just smiles, closes up his business and takes a vacation or a low-paying teaching position. None of that was legal advice to anyone, blah blah etc. [Previous page](https://boards.straightdope.com/t/doctors-who-dont-carry-malpractice-insurance/444629.md?page=1)