# Does anyone know 2009 IRA limits? **URL:** \ **Category:** Factual Questions\ **Created:** [October 18, 2008, 11:56am UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515 "2008-10-18T11:56:25Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![dgrdfd](https://avatars.discourse-cdn.com/v4/letter/d/eb8c5e/32.png) [@dgrdfd](https://boards.straightdope.com/u/dgrdfd)\ **Post date:** [October 18, 2008, 11:56am UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515/1 "2008-10-18T11:56:25Z")
Does anyone know 2009 IRA limits? This [site](http://www.planadviser.com/compliance/article.php/3009)has 401k, etc. limits but I have yet to see if they changed for 2009. ---
**Author:** ![thelurkinghorror](https://avatars.discourse-cdn.com/v4/letter/t/7c8e57/32.png) [@thelurkinghorror](https://boards.straightdope.com/u/thelurkinghorror)\ **Post date:** [October 18, 2008, 4:31pm UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515/2 "2008-10-18T16:31:36Z")
$5000 for under 50/$6000 for 50+ [http://www.irs.gov/publications/p590/ch01.html#d0e871](http://www.irs.gov/publications/p590/ch01.html#d0e871) ---
**Author:** ![dgrdfd](https://avatars.discourse-cdn.com/v4/letter/d/eb8c5e/32.png) [@dgrdfd](https://boards.straightdope.com/u/dgrdfd)\ **Post date:** [October 18, 2008, 7:41pm UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515/3 "2008-10-18T19:41:54Z")
> [@thelurkinghorror](#): > > $5000 for under 50/$6000 for 50+ > > [http://www.irs.gov/publications/p590/ch01.html#d0e871](http://www.irs.gov/publications/p590/ch01.html#d0e871) Thanks for the reply, but that information is for 2008. ---
**Author:** ![dalej42](https://avatars.discourse-cdn.com/v4/letter/d/67e7ee/32.png) [@dalej42](https://boards.straightdope.com/u/dalej42)\ **Post date:** [October 18, 2008, 7:48pm UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515/4 "2008-10-18T19:48:18Z")
I’ve searched exhaustively and all I’ve come up with is the “Adjusted for inflation” numbers. It will be at least an additional 500 dollars. WAG: 6000. People lost a lot of money in the market this year. I could see a 6000 dollar limit plus the 1000 catch up for 2009. That, of course, is a guess. ---
**Author:** ![dgrdfd](https://avatars.discourse-cdn.com/v4/letter/d/eb8c5e/32.png) [@dgrdfd](https://boards.straightdope.com/u/dgrdfd)\ **Post date:** [October 18, 2008, 8:00pm UTC](https://boards.straightdope.com/t/does-anyone-know-2009-ira-limits/468515/5 "2008-10-18T20:00:00Z")
> [@dalej42](#): > > I’ve searched exhaustively and all I’ve come up with is the “Adjusted for inflation” numbers. It will be at least an additional 500 dollars. > > WAG: 6000. People lost a lot of money in the market this year. I could see a 6000 dollar limit plus the 1000 catch up for 2009. That, of course, is a guess. Thanks Dale. I have searched, too. It looks like all the other numbers are in per my link above but this one. $6,000 would be a nice jump. It should be easy for us to calculate. They go up based on inflation in increments of $500. 2008 was the first year for $5k and the first year they started the $500 increment thing (per [http://beginnersinvest.about.com/cs/iras/a/iracontribution.htm](http://beginnersinvest.about.com/cs/iras/a/iracontribution.htm)). So in order to go up to $5,500 their inflation number wold have to be (500/5000 = 10%). I haven’t seen any numbers this high so I guess it doesn’t seem like it will increase. Does this logic make sense? Do they use CPI inflation in their number? BTW, Vanguard says $5k/$6k. > **[Invest for your future with Vanguard IRAs | Vanguard](https://investor.vanguard.com/accounts-plans/iras)** > > With an IRA, you can save for retirement while saving on taxes. Start or continue your retirement savings with Vanguard IRAs.