# Does Biden have a health care plan or a realistic method of getting it passed **URL:** \ **Category:** Politics & Elections\ **Created:** [February 3, 2021, 4:22am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098 "2021-02-03T04:22:15Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![k9bfriender](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/k9bfriender/32/3283_2.png) [@k9bfriender](https://boards.straightdope.com/u/k9bfriender)\ **Post date:** [February 5, 2021, 1:32pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/21 "2021-02-05T13:32:58Z")
> [@Crankyhillbilly](#): > > One of the problems with govt helping small business is the idea of what is a small business. I would say that I am a small business. I have 11 employees right now, and revenues of under a million a year. > [@Crankyhillbilly](#): > > The govt would consider chain of repair shops with hundreds of employees a small business. Does it? I am aware that the definition can be squishy, but I don’t know that they would qualify. Maybe if they are franchises, then each individual franchise may be. > [@Crankyhillbilly](#): > > Federal govt programs are basically worthless for real small businesses. The recent covid relief highlighted this very well. They can’t get through the paperwork and take the risk of not being eligible. I dunno about that. The paperwork for the PPP loan was far easier than any other loan that I’ve ever applied for. Very straightforward, took me maybe a couple hours, if that. The forgiveness part was a bit more work, but that was mostly just doing some legwork in getting reports together. The tax credit for COVID sick pay daunted me at first, but I talked to my payroll company, and I have a column in my payroll that I can put eligible hours into, and they take care of the tax credits. Being a small business doesn’t mean that you don’t have any resources. > [@Crankyhillbilly](#): > > Tax credits are only helpful if your paying a lot in taxes. Most small business would spend more on the accountant to fill out all the forms than they would save on taxes. CPA’s aren’t that expensive. I only pay mine around a thousand a year. I don’t know how much I would be paying in taxes without him, so I can’t say how much it saves me, but it certainly saves me the work of doing all that myself. He makes a bunch of adjustments to various accounts that makes sure that I am paying the lowest tax I can legally pay. Just send over my quickbook’s file, my payroll reports, and a big stack of documents from my bank, and he sends me back my returns along with a tax payment schedule. > [@Crankyhillbilly](#): > > They need to require companies over a certain size to provide health insurance to the employees and smaller companies can either provide it themselves or pay into a govt insurance program for each employee. This is very true. It is really the healthcare thing that makes it hard for me to attract and retain quality employees. ---
**Author:** ![k9bfriender](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/k9bfriender/32/3283_2.png) [@k9bfriender](https://boards.straightdope.com/u/k9bfriender)\ **Post date:** [February 5, 2021, 1:36pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/22 "2021-02-05T13:36:52Z")
> [@DrDeth](#): > > Yes, it does: No, it doesn’t: > [@](#): > > You also won’t include the premiums paid on behalf these employees to determine the amount of your health care tax credit: > > - Owner of a sole proprietorship > - Partner in a partnership > - Shareholder of S Corporation owning more than 2 percent > - Owner of more than 5 percent of the business or other businesses > - Family members of the above > [@DrDeth](#): > > Are you 100% sure Congress wont extend it? Well, it’s been in effect for over 6 years, and hasn’t been extended yet. And if they did extend it, then that would be part of a healthcare reform bill, exactly what you seem to be claiming is not needed. ---
**Author:** ![DrDeth](https://avatars.discourse-cdn.com/v4/letter/d/b487fb/32.png) [@DrDeth](https://boards.straightdope.com/u/DrDeth)\ **Post date:** [February 5, 2021, 7:28pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/23 "2021-02-05T19:28:15Z")
Right, the owner doesn’t get the credit on the Insurance he buys for himself, of course. However, _it doesn’t actually do anything for the owners_ is false. **The owner** gets a nice, solid Tax credit on insurance he pays for his employees, which does quite a bit for the owner, as it puts $$ in his pocket. So The IRS is right, and you are wrong. _If you are a small employer, there is a tax credit that can put money in your pocket._ _The small business health care tax credit benefits employers that:_ ---
**Author:** ![k9bfriender](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/k9bfriender/32/3283_2.png) [@k9bfriender](https://boards.straightdope.com/u/k9bfriender)\ **Post date:** [February 5, 2021, 8:15pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/24 "2021-02-05T20:15:27Z")
> [@DrDeth](#): > > Right, the owner doesn’t get the credit on the Insurance he buys for himself, of course. However, _it doesn’t actually do anything for the owners_ is false. **The owner** gets a nice, solid Tax credit on insurance he pays for his employees, which does quite a bit for the owner, as it puts $$ in his pocket. You are evading my point in that it does not subsidize in any way the insurance for the owner. I am 100% correct on this. If you are just starting out, you don’t have any employees, or very few. For my first year, I had none, and even into my second, I only had a couple. It was only a few years in that I have enough that such a tax credit would even be close to worthwhile. So, it does not do anything for _the owner_, as I said. It also requires that you pay 50% of their premiums, and it only covers _up to_ 50% of that. So, it does _help_ you to pay your employee’s premiums, it does not actually mean that you end up with more money in your pocket than if you had not. It doesn’t put money in your pocket, it just means that you have to pay a little less than you otherwise would have. Do you understand this, that having a health insurance plan would cost more than not having one, even with this tax credit? If you do not understand this, then you are not equipped to continue this discussion. If you do understand this, then you understand that your claim that “it puts $$ in his pocket” is misleading, at best. > [@DrDeth](#): > > So The IRS is right, and you are wrong. No, I am correct in what I have said. You have just chosen to reinterpret it to mean something else, and then declared victory. I never said that the IRS was wrong, I said that the tax credit doesn’t do anything for helping out someone starting their own business, and that is still 100% correct. So, the IRS is right, I am right, and _you_ are wrong. It is also only good for 2 years, then you can’t claim it anymore. This doesn’t do much for a business that plans on being around for more than 2 years. So, small businesses that have been around for a bit, and have already used this tax credit are not eligible to claim it again, even though right now, they are hurting more than ever. As my entire point was that a lack of a comprehensive healthcare plan discourages people from leaving their fulltime jobs at a large employer to start their own business, everything that you have said here is utterly irrelevant, and the victory that you have declared for yourself is rather quixotic. As it seems your entire point is that there do not need to be any changes to the ACA, and that it is just fine as it is, I will also say that you are entirely wrong on that as well. ---
**Author:** ![DrDeth](https://avatars.discourse-cdn.com/v4/letter/d/b487fb/32.png) [@DrDeth](https://boards.straightdope.com/u/DrDeth)\ **Post date:** [February 5, 2021, 10:12pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/25 "2021-02-05T22:12:26Z")
> [@k9bfriender](#): > > You are evading my point in that it does not subsidize in any way the insurance for the owner. I am 100% correct on this. That isnt what you said, and no, I am not evading it, if you READ the first line of my post you quoted I agreed on that. Of course it doesnt, otherwise everyone on ACA would get get a EIN, a schh C and claim the credit. It is ridiculous to think you’d get a credit on your own benefit. It does a lot for the oner, it enables him to get a large tax credit on his EMPLOYEES insurance. Now you are moving the goalposts from: _it doesn’t actually do anything for the owners_ to _it doesn’t actually do anything for the owners personal insurance_ . > [@k9bfriender](#): > > As it seems your entire point is that there do not need to be any changes to the ACA, and that it is just fine as it is, I will also say that you are entirely wrong on that as well. Not at all, I completely support Bidens proposed changes. ---
**Author:** ![Wesley\_Clark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wesley_clark/32/20581_2.png) [@Wesley\_Clark](https://boards.straightdope.com/u/Wesley_Clark)\ **Post date:** [February 6, 2021, 2:45am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/26 "2021-02-06T02:45:14Z")
> [@DrDeth](#): > > > [@Wesley\_Clark](#): > > > > seasonal workers, people who were laid off, family members of people whose jobs only cover the employees themselves, people who live in states where medicaid wasn’t expanded. > > Those people are excluded from ACA? I am gonna need a cite for that. When I applied for ACA subsidies through a navigator after being laid off, they told me I didn’t qualify for anything since my annual income (based on 6 months of UI) was too low for private insurance but my monthly income based on UI was too high for medicaid. She told me that seasonal workers were also excluded from ACA subsidies and medicaid for the same reason. I hope she wasn’t just inept, but thats the impression I got. People whose spouse has insurance through work that only cover them and that only offer wildly overpriced plans to families do not get ACA subsidies. At one job I worked I think they quoted $800 every 2 weeks in premiums for the employee and their spouse and children. > **[IRS regulations fix the ACA's 'family glitch' as of 2023](https://www.healthinsurance.org/obamacare/irs-regulations-fix-the-acas-family-glitch-as-of-2023/)** > > As of 2023, the IRS has fixed the ACA's "family glitch." The family glitch previously made millions of Americans ineligible for premium subsidies in the exchange, even though their cost for employer-sponsored family health coverage was unaffordable.... People who live in states w/o the medicaid expansion don’t get help. > **[How Many Uninsured Are in the Coverage Gap and How Many Could be Eligible if...](https://www.kff.org/medicaid/how-many-uninsured-are-in-the-coverage-gap-and-how-many-could-be-eligible-if-all-states-adopted-the-medicaid-expansion/)** > > This analysis estimates that 1.4 million uninsured individuals in the ten states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the "coverage gap," ineligible for Medicaid or for tax... ---
**Author:** ![DrDeth](https://avatars.discourse-cdn.com/v4/letter/d/b487fb/32.png) [@DrDeth](https://boards.straightdope.com/u/DrDeth)\ **Post date:** [February 6, 2021, 5:41am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/27 "2021-02-06T05:41:20Z")
> [@Wesley\_Clark](#): > > When I applied for ACA subsidies through a navigator after being laid off, they told me I didn’t qualify for anything since my annual income (based on 6 months of UI) was too low for private insurance but my monthly income based on UI was too high for medicaid. She told me that seasonal workers were also excluded from ACA subsidies and medicaid for the same reason. Yes, ACA _subsidies_ and yes medicaid has a income limit. But all of those can buy ACA, they just might not get a subsidy. Bidens new program will supposedly fix this to a degree. But we werent talking who could get _subsidies,_ just who could get ACA. > [@Wesley\_Clark](#): > > seasonal workers, people who were laid off, family members of people whose jobs only cover the employees themselves, people who live in states where medicaid wasn’t expanded. people whose income is 401% of the poverty line. > > and that’s just to get insurance. See, you said _to get_ ACA. Not to get subsidies. ---
**Author:** ![k9bfriender](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/k9bfriender/32/3283_2.png) [@k9bfriender](https://boards.straightdope.com/u/k9bfriender)\ **Post date:** [February 6, 2021, 6:31pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/28 "2021-02-06T18:31:36Z")
> [@DrDeth](#): > > Of course it doesnt, otherwise everyone on ACA would get get a EIN, a schh C and claim the credit. Or, work for a large company that gives benefits, which is what people actually do, rather than start their own, largely because of the health insurance issue. If a company gets a tax credit for my benefit when they provide a health care program, then when I start my own business, then why should I not get a similar tax credit? That’s not ridiculous, that’s helping people to start small businesses. > [@DrDeth](#): > > It does a lot for the oner, it enables him to get a large tax credit on his EMPLOYEES insurance. You have latched onto one sentence from that, and ignored everything else. It _still_ costs far more to give your employees insurance, even with the credit, than not giving it to them. It doesn’t put money in your pocket, it just reduces the amount of money out of your pocket. And it is also only two years. > [@DrDeth](#): > > Now you are moving the goalposts No, I’m not. You have chosen to interpret what I said in a certain way, and have latched onto that interpretation. At best, I was a bit ambiguous, and my clarification should make you understand what I meant. The entire point is that starting your own business is a daunting challenge for a whole host of reasons, most of which you don’t even know about until you’ve started down that road. A really big one is the health insurance angle. Someone could stay here at a job that they hate, because of the health insurance, or they could start their own business, doing something that they love, something that is more productive for the community, but are afraid to take that step due to fear of losing their insurance. > [@DrDeth](#): > > Not at all, I completely support Bidens proposed changes. Then why do you keep defending the status quo? I think that healthcare should be entirely separated from employment. It really makes no sense to do it that way, and it gives employers far more power over their employees than they should have. ---
**Author:** ![survinga](https://avatars.discourse-cdn.com/v4/letter/s/cab0a1/32.png) [@survinga](https://boards.straightdope.com/u/survinga)\ **Post date:** [February 21, 2021, 3:35am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/29 "2021-02-21T03:35:17Z")
I have not heard much about a stand-alone Biden healthcare bill. But the Covid relief bill has a short-term ACA 2.0 type thing attached to it. If the bill is passed, it will boost subsidies for 2021 and 2022. So, it’s two years of getting more tax credits. Here’s a link to what’s in the works. > **[It's here! House Ways & Means Committee releases (half) the #COVID19...](https://acasignups.net/21/02/08/its-here-house-ways-means-committee-releases-half-covid19-relief-bill)** > > Earlier this evening, the House Ways & Means Committee formally published the markup of nine legislative provisions which, if they all survive the process, will make up roughly half of President Biden's proposed $1.9 trillion COVID-19 relief... The subsidies would be set such that premiums are never more than 8.5% of your income, and the subsidy cliff that occurs at 400% of the FPL would be eliminated, making the ACA exchange policies MUCH more affordable for middle-class people. People who make less than 400%FPL would get stronger subsidies, too, so that they can afford more for less. They’ve also got a new 3 month period for the exchanges to open up, a special enrollment period, which is running from mid-February to mid-May. This is a slick way to backdoor an ACA 2.0 type bill. And I’m going to make a guess that they will try and make this permanent sometime in 2022. Once the public gets a taste of these much stronger subsidies, I think it will be popular, and they’ll try and make it permanent in 2022, maybe via another reconciliation bill. So, if the Covid relief bill passes with this still tucked inside the bill, then it will be a big deal. It will not get us to UHC. But it has the potential to cut us from 9% uninsured to something much lower, maybe around 5%. ---
**Author:** ![Wesley\_Clark](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wesley_clark/32/20581_2.png) [@Wesley\_Clark](https://boards.straightdope.com/u/Wesley_Clark)\ **Post date:** [February 21, 2021, 3:38am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/30 "2021-02-21T03:38:47Z")
Can Biden pass 3 budget reconciliation bills a year or just 1? If he can do 3, that means he has up to 6 total over the next two years. One will be the covid bill, but I believe he also wants to pass a stimulus/infrastructure bill too. Maybe a health bill can be a 3rd reconciliation bill. ---
**Author:** ![Jas09](https://avatars.discourse-cdn.com/v4/letter/j/d07c76/32.png) [@Jas09](https://boards.straightdope.com/u/Jas09)\ **Post date:** [February 21, 2021, 3:44am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/31 "2021-02-21T03:44:19Z")
> [@Wesley\_Clark](#): > > Can Biden pass 3 budget reconciliation bills a year or just 1? It’s one each for “spending, revenue, and the debt limit”. So sort of 3, but typically just 1. The COVID relief bill will certainly touch both spending and revenue so that will be it for those two topics for this year. This Congress will get one more bite at the apple in 2022 before the midterms. ---
**Author:** ![survinga](https://avatars.discourse-cdn.com/v4/letter/s/cab0a1/32.png) [@survinga](https://boards.straightdope.com/u/survinga)\ **Post date:** [February 22, 2021, 3:15am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/32 "2021-02-22T03:15:28Z")
And I think it’s once each “fiscal year”, which end on 9/30. So, he technically might have two more shots at reconciliation bills to include an ACA 2.0 before the next congress kicks in during 2023. He could get one in between 10/1/21 and 9/30/22, and then potentially another after 10/1/22. Slipping a 2-year update to the subsidies is a big thing, and not much of the media is talking about it. I sure hope he can make this permanent, because it would make the ACA a much better deal for income groups that either can’t afford it now, or can barely afford it. ---
**Author:** ![Northern\_Piper](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/northern_piper/32/5304_2.png) [@Northern\_Piper](https://boards.straightdope.com/u/Northern_Piper)\ **Post date:** [February 23, 2021, 3:53am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/33 "2021-02-23T03:53:40Z")
> [@Jas09](#): > > It’s one each for “spending, revenue, and the debt limit”. So sort of 3, but typically just 1. The COVID relief bill will certainly touch both spending and revenue so that will be it for those two topics for this year. This Congress will get one more bite at the apple in 2022 before the midterms. So have I got this right about the American system of governance? 1. Joe Biden won the presidency with a majority of the popular vote and the electoral vote. 2. Democrats control the House. 3. Democrats control the Senate, thanks to 1, above. And the President and the Democrats can only reasonably expect to pas one bill this year? 🤔 ---
**Author:** ![Heffalump\_and\_Roo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/heffalump_and_roo/32/7691_2.png) [@Heffalump\_and\_Roo](https://boards.straightdope.com/u/Heffalump_and_Roo)\ **Post date:** [February 23, 2021, 4:48am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/34 "2021-02-23T04:48:53Z")
> [@Northern\_Piper](#): > > Democrats control the Senate, thanks to 1, above. Democrats don’t control the senate. Control of the senate requires 60 votes. There are a few instances where a simple majority will suffice, Those instances are the ones they’re talking about in the thread. Democrats now have 50 votes with the VP tie for 51. Here’s more. There’s lots of debate about the 60 vote rule. > **[The Framers Never Envisioned a 60 Vote Supermajority](https://www.huffpost.com/entry/the-framers-never-envisio_b_4359693)** > > Eliminating the filibuster on some nominations will not change the basic nature of the Senate as a legislative body. In fact, it is largely a restorative move, returning the Senate to its historical norms. ## [60 Votes Needed in the Senate?](https://american-constitution.com/2021/01/23/11-60-votes-needed-in-the-senate/) ---
**Author:** ![k9bfriender](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/k9bfriender/32/3283_2.png) [@k9bfriender](https://boards.straightdope.com/u/k9bfriender)\ **Post date:** [February 23, 2021, 2:04pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/35 "2021-02-23T14:04:54Z")
Unless they nuke the filibuster. Or Republicans become interested in actually governing for once. Neither is going to happen though, and I have my doubts of them passing their one bill either. They could surprise me, but while there are very few Republicans who are willing to govern in the best interests of the country, there are a couple of Democrats who are generally not willing to do so either. 50 Senators caucusing with the Democrats does _not_ mean 50 votes. ---
**Author:** ![Saintly\_Loser](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/saintly_loser/32/4045_2.png) [@Saintly\_Loser](https://boards.straightdope.com/u/Saintly_Loser)\ **Post date:** [February 23, 2021, 2:33pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/36 "2021-02-23T14:33:21Z")
> [@DrDeth](#): > > They currently have that with the ACA. No, they don’t. The ACA, while a step in the right direction, isn’t a federal government single-payer system. It’s a set of rules and regulations governing private, largely for-profit, insurers, combined with subsidies for lower-income insurance buyers. As someone here said, it’s as full of holes as Swiss cheese. It’s better than nothing, but not fantastic. ---
**Author:** ![survinga](https://avatars.discourse-cdn.com/v4/letter/s/cab0a1/32.png) [@survinga](https://boards.straightdope.com/u/survinga)\ **Post date:** [February 23, 2021, 4:49pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/37 "2021-02-23T16:49:18Z")
> [@Saintly\_Loser](#): > > The ACA, while a step in the right direction, isn’t a federal government single-payer system. It’s a set of rules and regulations governing private, largely for-profit, insurers, combined with subsidies for lower-income insurance buyers. > > As someone here said, it’s as full of holes as Swiss cheese. It’s better than nothing, but not fantastic. This is true. But it can be made much better without completely re-engineering our healthcare system. Biden’s Covid bill will go a long ways to plugging these holes by strengthening the tax credits and making it affordable for all income levels and not just for poor people. And alot of the holes are there not because of a flaw in the original design, but because our SCOTUS made the Medicaid expansion optional, which then created the holes in red states where ideology trumps helping people. ---
**Author:** ![Northern\_Piper](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/northern_piper/32/5304_2.png) [@Northern\_Piper](https://boards.straightdope.com/u/Northern_Piper)\ **Post date:** [February 23, 2021, 8:26pm UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/38 "2021-02-23T20:26:30Z")
> [@survinga](#): > > which then created the holes in red states where ideology trumps helping people. I see what you did there. 😁 ---
**Author:** ![DrDeth](https://avatars.discourse-cdn.com/v4/letter/d/b487fb/32.png) [@DrDeth](https://boards.straightdope.com/u/DrDeth)\ **Post date:** [February 24, 2021, 12:35am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/39 "2021-02-24T00:35:48Z")
Yes, they do. Read what I was replying to: "…_having the ability for every American to get health insurance from the federal government, either through a single-payer or multi-payer system."_ ---
**Author:** ![Heffalump\_and\_Roo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/heffalump_and_roo/32/7691_2.png) [@Heffalump\_and\_Roo](https://boards.straightdope.com/u/Heffalump_and_Roo)\ **Post date:** [February 24, 2021, 12:45am UTC](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098/40 "2021-02-24T00:45:23Z")
> [@DrDeth](#): > > But we werent talking who could get _subsidies,_ just who could get ACA. I hope Biden’s plan is better than you’re making it out to be. Arguing that access equals ability to get insurance without taking into account that cost limits and sometimes eliminates access was a Republican strategy. I hope that’s the strategy you’re using and doesn’t exemplify Biden’s plan. [Previous page](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098.md?page=1) [Next page](https://boards.straightdope.com/t/does-biden-have-a-health-care-plan-or-a-realistic-method-of-getting-it-passed/932098.md?page=3)