Well, the UL approved outlet is certainly going to be less likely to fail, but my point is that if it fails you can yank the $25 eBay device out of the wall and immediately stop the smoke. The outlet with the built-in electronics may be less likely to fail, but it’s an electronic device with numerous components, and isn’t anywhere near as rugged and simple as a regular 120 volt outlet, which is just a few big pieces of metal (and yet can still fail). The key here is that if it does fault, there’s nothing you can do at the outlet to stop the smoke.
Outlets in the UK have an off switch right at the outlet. We don’t do that in the U.S. If the USB outlet has an off switch built into the outlet, then I wouldn’t have so much concern over it, but that’s not the way that they are typically built.
Nope. That’s not what breakers do. Well, it is sorta what they do, but the details are very important in this case. A breaker typically won’t protect you from this type of fault.
There are three types of breakers.
The first is a regular breaker. This is designed to prevent your house from catching on fire if something tries to draw too much current. If a regular outlet shorts out, that generally will trip a breaker. However, since breakers usually trip somewhere around 15 amps, it’s entirely possible that that a small electronics short won’t draw enough fault current to trip a breaker, but will draw more than enough current to start a fire. Similarly, frayed extension cords can easily start a fire, as you have more than enough current going through a small fault to generate heat but not enough current to trip the breaker. A breaker is not designed to protect you from shorts in small current devices, and it is not designed to protect a human being in the event of a short. Humans can easily be killed by the fault current available on a typical breaker-protected circuit. 15 amps is a lot of current.
The second is a Ground Fault Circuit Interrupter. These have been required since the 1970s or so, but are only required in bathrooms and other areas where there is typically water around. A GFCI works by measuring the current in the hot wire and the neutral wire, and trips if they aren’t equal, the assumption being that if the currents are mismatched, then some current has managed to find an alternate path to ground. A GFCI’s main purpose in life is to protect human beings from ground faults. As long as the currents are equal, a GFCI won’t trip, so a GFCI isn’t designed to protect you from a short or something causing a fire.
The third is an Arc Fault Circuit Interrupter, or AFCI. As I said above, a frayed extension cord can easily start a fire without tripping a breaker. Since this is a very common type of electrical fault, they created the AFCI, which will detect the varying current from something that is arcing, like through a frayed cord. This is designed to stop fires. For a USB charger, it might trip the AFCI, or it might not. It depends on exactly what the fault is. If the transformer in the charger shorts out and starts arcing, there’s a good chance it will trip the AFCI. If one of the semiconductors in the charger faults and starts burning, that probably won’t trip the AFCI because the current going through the transformer will still be relatively constant and the AFCI won’t see any arcing. If the charger shorts out internally anywhere on the low voltage side of the transformer, there’s a good chance that the most it will do is draw more current from its transformer and won’t cause enough of an arcing pattern on the main voltage side of the transformer to trip the AFCI.
AFCIs have only been required in a the past couple of decades, so many older homes don’t have them.
GFCIs are often installed in outlets, but may also be combined with a regular breaker at the breaker box. AFCIs can be separate devices, but are most typically combined with breakers at the breaker box.
If your house is old enough to have fuses, they function like a regular breaker. It’s just that you hae to replace them if there’s a fault instead of just turning them back on. Protection-wise, fuses just break the circuit if the current gets too high, again, typically above 15 amps, though some circuits that old might be lower (12 amps is typical).