# Enjoy the credit crunch?  Wanna do it again?

**URL:** <https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761>\
**Category:** The BBQ Pit\
**Created:** [October 6, 2009, 1:58am UTC](https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761 "2009-10-06T01:58:03Z")\
**Posts on this page:** 4\
**Page:** 2

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**Author:** ![Nobody](https://avatars.discourse-cdn.com/v4/letter/n/94ad74/32.png) [@Nobody](https://boards.straightdope.com/u/Nobody)\
**Post date:** [October 7, 2009, 4:17am UTC](https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761/21 "2009-10-07T04:17:39Z")

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Something else I noticed after seeing this ad for the umpteenth time “No minimum credit score required”.

Hey, we give loans even if there’s a chance that you won’t be able to pay it back. I mean hey, what’s the worse that can happen?

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**Author:** ![OttoDaFe](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/ottodafe/32/356_2.png) [@OttoDaFe](https://boards.straightdope.com/u/OttoDaFe)\
**Post date:** [October 7, 2009, 4:35am UTC](https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761/22 "2009-10-07T04:35:07Z")

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When I had jury duty a couple of years ago, I happened to wander past the courtroom where bankruptcies were being processed. On a table right outside the courtroom were several displays offering the newly-bankrupt opportunities to “rebuild their credit” — by way of secured credit cards with laughably low credit lines and usurious interest rates.

One of my favorite entries in [The Devil’s Dictionary](http://www.alcyone.com/max/lit/devils/) is the one for piracy: “Commerce without its folly-swaddles, just as God made it.” Mr Bierce would be glad to know that some things just don’t change.

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**Author:** ![Mighty\_Girl](https://avatars.discourse-cdn.com/v4/letter/m/7bcc69/32.png) [@Mighty\_Girl](https://boards.straightdope.com/u/Mighty_Girl)\
**Post date:** [October 7, 2009, 4:55am UTC](https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761/23 "2009-10-07T04:55:02Z")

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> [@MeanOldLady](#):
>
> Socialism? That’s, like, Hitler right?

Get your facts straight: Hitler was a communist.

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**Author:** ![MichaelQReilly](https://avatars.discourse-cdn.com/v4/letter/m/df705f/32.png) [@MichaelQReilly](https://boards.straightdope.com/u/MichaelQReilly)\
**Post date:** [October 7, 2009, 8:53pm UTC](https://boards.straightdope.com/t/enjoy-the-credit-crunch-wanna-do-it-again/512761/24 "2009-10-07T20:53:31Z")

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> [@Nametag](#):
>
> You use the [Consumer Complaint Wizard](https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en). However, it’s not particularly apt for this sort of complaint, as “a mortgage company is lying about something completely unrelated to mortgages” is not one of their standard options. I haven’t gone all the way through the wizard, but I think you can ignore the standard options and just submit your complaint further on.

That’s what I tried, and like you said, it’s not really useful for this type of complaint.

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