# FICO Credit Score

**URL:** <https://boards.straightdope.com/t/fico-credit-score/791685>\
**Category:** Factual Questions\
**Created:** [July 20, 2017, 12:41am UTC](https://boards.straightdope.com/t/fico-credit-score/791685 "2017-07-20T00:41:14Z")\
**Posts on this page:** 5\
**Page:** 3

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**Author:** ![Oddball\_92](https://avatars.discourse-cdn.com/v4/letter/o/b3f665/32.png) [@Oddball\_92](https://boards.straightdope.com/u/Oddball_92)\
**Post date:** [July 24, 2017, 7:16pm UTC](https://boards.straightdope.com/t/fico-credit-score/791685/41 "2017-07-24T19:16:23Z")

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> [@jsgoddess](#):
>
> I had cc debt of somewhere between 60 and 70 thousand. It was medical debt for my first husband’s bills.

At least that is understandable and probably unavoidable. Somehow I do not think most of today’s credit card debt is that way. When I was in my 20’s and just married I spent way more than I should have on non-essentials…“cruisin’ on the card” as it were.

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**Author:** ![edwardcoast](https://avatars.discourse-cdn.com/v4/letter/e/cab0a1/32.png) [@edwardcoast](https://boards.straightdope.com/u/edwardcoast)\
**Post date:** [July 24, 2017, 8:40pm UTC](https://boards.straightdope.com/t/fico-credit-score/791685/42 "2017-07-24T20:40:20Z")

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> [@jsgoddess](#):
>
> I had cc debt of somewhere between 60 and 70 thousand. It was medical debt for my first husband’s bills.

That is very unfortunate. Good thing you had the credit available for an urgent situation.

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**Author:** ![wonky](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/wonky/32/393_2.png) [@wonky](https://boards.straightdope.com/u/wonky)\
**Post date:** [July 24, 2017, 8:42pm UTC](https://boards.straightdope.com/t/fico-credit-score/791685/43 "2017-07-24T20:42:22Z")

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> [@edwardcoast](#):
>
> That is very unfortunate. Good thing you had the credit available for an urgent situation.

Yeah, I had insanely good credit and high limits. Then I had insanely high bills. Now I’m back to the former state. It’s better! 🙂

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**Author:** ![pulykamell](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/pulykamell/32/3166_2.png) [@pulykamell](https://boards.straightdope.com/u/pulykamell)\
**Post date:** [July 24, 2017, 10:43pm UTC](https://boards.straightdope.com/t/fico-credit-score/791685/44 "2017-07-24T22:43:10Z")

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> [@pulykamell](#):
>
> For whatever reason, they don’t for me. They stopped doing it around 2007 or so. My business card still has the same credit limit it came with seven or eight years ago.

Apparently, I’m totally off. I checked today, and my $10K business limit is now $22.5K. I guess I was just used to them actually sending me notices when they raised my limits.

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**Author:** ![Dewey\_Finn](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dewey_finn/32/4222_2.png) [@Dewey\_Finn](https://boards.straightdope.com/u/Dewey_Finn)\
**Post date:** [August 26, 2017, 11:39pm UTC](https://boards.straightdope.com/t/fico-credit-score/791685/46 "2017-08-26T23:39:39Z")

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Reported.

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