Well, so that people can go in and out without a key I guess (this is the Outer Hebrides: you don’t want to just leave the door ajar!)
Aaahhh, whatever. I’ll just put this down on cultural differences 
Still, wearing a seatbelt could be the point where you save your life (although in my one venture in the car accident world, I didn’t wear it).
Don’t worry, I understand what you mean. I’m living in London these days and the door to my flat is as you describe. It’s just there’s a big difference between an island where you know everyone and a city like London!
I always wear a seatbelt, although in my one venture in the car accident world I was outside the car! Ok, actually I suppose “under” is more accurate… 
That’s the typical base-level American policy. Any insurance company I know of will also offer a full-replacement-value rider, and not for all that much more.
Seems to me the differences being discussed here are better described as urban/rural than US/Canadian. Security standards will be lower, and convenience factors of not having them higher, in areas where burglary is less likely, wherever you are.
I think the degree to which you use locks will be determined by some fiarly realistic threat-level asessments. Most urbanites are gonna lock their doors, many rural folk won’t. Surburbanites in poor neighborhoods will lock their doors, middle class neighborhoods probably won’t all the time, depending on if they have any teens who get into b and e. Suburbanites in neighborhoods wealthy enough to be targetted by pro burglars will have locks and alarm systems (they’ll undoubtedly come with the house.) They live at different threat levels, so they respond differntly. It’s not really a matter of comparitive intelligence. After all, we might be attacked by terrorists at any time … does that mean we should ALWAYs be at red alert levels? Of course not.
I’d wager my parents don’t even know where to find a key to their door locks. They lock the door when they go to bed, but never otherwise.
Hm, a full-replacement value-rider will kick up the premium a fair bit actually. And virtually all homeowner’s policies have a $500 or $1000 deductible anyway. The implication NIA seems to be making is that he doesn’t care if his house is burglered, since insurance will pay for everything. That’s assuredly not the reality and is still quite apart from the emotional distress and inconvenience caused by having all one’s “stuff” ripped off.
In Canada, I grew up in a small town and moved to a couple large cities. Our door was always locked when we were out and usually locked when we were home. I can’t think of anyone who left their doors unlocked when they were out.
That part of BfC drove me nuts. Besides, don’t a lot of people have their doors unlocked when they’re home anyways? If anyone just walked into my home regardless of where I lived he’d have some ‘splainin’ to do.
Now that I’m in small town WA we sometimes leave our door unlocked when we go to the store. It still worries me when we do that even though the town is population nil.
As for seatbelts, I’ve always worn them habitually. The only person I know that refuses to wear one is an American who I lived with in Vancouver (BC).
It turned out to be only about $100 for my mid-range house. YMMV, and obviously does, but it’s worth asking your agent about.
To clarify the above, at least in regards people were asking for clarification of my post, I had assumed we were talking about locking the door WHEN YOU WERE HOME, which is what was implied in the OP and depicted in the cited film. When I’m home, I couldn’t care less whether the door is locked, and I live downtown in a supposedly dangerous city by Canadian standards.
No insurance company I’ve ever heard of would expect you to lock your door when you are at home. I have a very big dog. I have small children running in and out the door all the time. The threat of a break-in is essentially non-existant, so why on earth would I lock the door? I pity the idiot who tried to enter without my permission. Unless it was a famous film director, of course.
When I go out or go to bed, of course I lock the door. Why wouldn’t you?
I live in what is laughingly referred to as a “city”, and there is some burglary in the area; I lock my door when I go out, and when I go to bed. My door stays unlocked from the first time someone uses it in the morning, until we go to bed. However, for a couple of years, we lived in the boonies. By that, I mean 1/3 of a mile from our nearest neighbor, and to get to our house, you had to drive 2 miles up a dirt road, up a fairly steep hill. Believe me, no one stumbled upon our house accidentally! At that time, we never locked our doors, and left the cars in the carport, keys in the ignition.
We always wear our seat belts.
I’m a Canadian and all I have to say is this: How in the hell doesn’t lock their door? I don’t know anybody who doesn’t.
Okay, apologies for my smarmy post.
If I’m at home, then ya, the door is unlocked. But anytime I leave, or at night, the door is locked.
Yeah, sure petty criminals will get in if they really want to, but since pretty much every house on our street has a TV/VCR etc to lift I don’t want ours to be the first without cos someone didn’t lock the front door and the crims’ stolled in and out with our stuff. Our halls of residence at Uni’ lost several TV sets because the crims’ were allowed in by claiming they were students or repairmen, as good as having the door unlocked IMHO.
As for not buckling your safety belt in a car, that just maddens me, I start no journey without buckling my own and making sure passengers do the same. For the sake of pushing the buckle into the lock some don’t seem to care about plunging through the windscreen, perhaps via the driver or front passenger. Airbags my arse, everyone buckles up or we don’t move. (OK Rant over 
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I never lock my door during the day when I’m at home, but then again, I have a dog so he’d bark if someone was near the door. At night the door is always locked but sometimes the door stays unlocked even if noone is home because we are not sure if anyone took keys. I always wear a seatbelt though.
I think it depends on the ppl, location, how safe you feel your neighborhood is, because a few of my friends in California never lock their doors when we leave the house. Often times we will return home to find mutual friends sitting in the house drinking beer waiting for us to return.
I lived for years in a largely low-income, Latino neighborhood in Venice, Ca. I left my door unlocked when I left the house all the time. Just because my neighbors didn’t have a lot of money didn’t make them thieves.
I think Michael Moore makes the false assumption that since people don’t lock their doors when they’re home, they must never lock their doors. If I remember correctly, when he opened the strangers’ doors, they were in the house. I think it’s kind of common to leave the door unlocked when you’re home. It takes a brazen or stupid burglar to rob an occupied house and I doubt some stranger is going to come in and kill me, so there’s really no reason to lock the door when I’m here.
As for me personally, I lock my door when I"m not home, leave it unlocked until I go to bed or leave, and I always wear my seatbelt (the cops here are VIGILANT in handing out $100 tickets for not wearing seatbelts and about twice a month they have unconstitutional–in Indiana, at least–seatbelt “checkpoints” where they stop everyone to make sure they’re buckled).
–greenphan