# Fuck HOAs

**URL:** <https://boards.straightdope.com/t/fuck-hoas/545023>\
**Category:** The BBQ Pit\
**Created:** [June 30, 2010, 2:56am UTC](https://boards.straightdope.com/t/fuck-hoas/545023 "2010-06-30T02:56:37Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![steronz](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/steronz/32/11765_2.png) [@steronz](https://boards.straightdope.com/u/steronz)\
**Post date:** [June 30, 2010, 5:18pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/21 "2010-06-30T17:18:03Z")

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If a $300,000 house sells for $135,000, is it really a $300,000 house?

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**Author:** ![smiling\_bandit](https://avatars.discourse-cdn.com/v4/letter/s/e9a140/32.png) [@smiling\_bandit](https://boards.straightdope.com/u/smiling_bandit)\
**Post date:** [June 30, 2010, 5:38pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/22 "2010-06-30T17:38:52Z")

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> [@steronz](#):
>
> If a $300,000 house sells for $135,000, is it really a $300,000 house?

That’s probably how much equity they paid in. Real market value wasn’t determined here, as the HOA sold (probably to somebody they knew) for pennies on the dollar. The flipper just wanted to move the house, because, why wait in a tight market when you can just reap over 100K profit, and likely took the very first low-ball offer made.

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**Author:** ![Laudenum](https://avatars.discourse-cdn.com/v4/letter/l/7993a0/32.png) [@Laudenum](https://boards.straightdope.com/u/Laudenum)\
**Post date:** [June 30, 2010, 9:29pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/23 "2010-06-30T21:29:10Z")

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> [@joebuck20](#):
>
> This story sums up why I will never, ever move into an HOA community. In fact when I was looking for a house last year that was pretty much the one condition I was completely inflexible on.  
> [Not So Neighborly Associations Foreclosing On Homes : NPR](http://www.npr.org/templates/story/story.php?storyId=128078864)
> 
> Yep, this guy was over busting his ass in Afghanistan and these **fascist** dicks decide to take away his home just because he missed two HOA payments.  
> So much for supporting our troops.

I pit people who over-use the term fascist.

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**Author:** ![Czarcasm](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/czarcasm/32/4050_2.png) [@Czarcasm](https://boards.straightdope.com/u/Czarcasm)\
**Post date:** [June 30, 2010, 9:34pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/24 "2010-06-30T21:34:50Z")

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“Fuck Hoas”

I love the way you Bostonians talk.

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**Author:** ![Ludovic](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@Ludovic](https://boards.straightdope.com/u/Ludovic)\
**Post date:** [June 30, 2010, 9:36pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/25 "2010-06-30T21:36:37Z")

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I thought it was the new Vietnamese restaurant, Phuc Dat Hoa!

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**Author:** ![toofs](https://avatars.discourse-cdn.com/v4/letter/t/4491bb/32.png) [@toofs](https://boards.straightdope.com/u/toofs)\
**Post date:** [July 1, 2010, 12:41am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/26 "2010-07-01T00:41:36Z")

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Pho King Hoas.

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**Author:** ![joebuck20](https://avatars.discourse-cdn.com/v4/letter/j/74df32/32.png) [@joebuck20](https://boards.straightdope.com/u/joebuck20)\
**Post date:** [July 1, 2010, 9:00pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/27 "2010-07-01T21:00:05Z")

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> [@Laudenum](#):
>
> I pit people who over-use the term fascist.

Well either way they’re un-American. And they are most certainly dicks.

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**Author:** ![DiosaBellissima](https://avatars.discourse-cdn.com/v4/letter/d/a8b319/32.png) [@DiosaBellissima](https://boards.straightdope.com/u/DiosaBellissima)\
**Post date:** [July 1, 2010, 9:13pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/28 "2010-07-01T21:13:34Z")

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Not that what the HOA did wasn’t shitty or anything, but what excuse did these folks have for not paying their HOA fee? I mean, if their house is paid off, I’m going to assume they’ve been paying that HOA fee for a long while.

For what it’s worth, I live in an HOA and I realize that if I don’t pay a fine or my monthly fees, them auctioning off my house is a very real possibility. I’ve read the HOA handbook, perhaps these folks should have, too. (I hate my HOA, if makes a difference- I just know their rules)

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**Author:** ![Voyager](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/voyager/32/133_2.png) [@Voyager](https://boards.straightdope.com/u/Voyager)\
**Post date:** [July 1, 2010, 9:41pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/29 "2010-07-01T21:41:55Z")

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> [@smiling\_bandit](#):
>
> That’s probably how much equity they paid in. Real market value wasn’t determined here, as the HOA sold (probably to somebody they knew) for pennies on the dollar. The flipper just wanted to move the house, because, why wait in a tight market when you can just reap over 100K profit, and likely took the very first low-ball offer made.

If you would bother to read the article, the house was fully paid off.  
Plus, the foreclosure was illegal. There is a law forbidding this type of foreclosure for active military. I would also strongly suspect that the person on the HOA selling the house and the original purchaser were not strangers. I believe the story said that there was not a lot of effort to get the best prices.

It makes me wonder what the Texans are doing with all those guns. This sounds like something which needs a dose of frontier justice.

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**Author:** ![NinetyWt](https://avatars.discourse-cdn.com/v4/letter/n/cc9497/32.png) [@NinetyWt](https://boards.straightdope.com/u/NinetyWt)\
**Post date:** [July 1, 2010, 10:05pm UTC](https://boards.straightdope.com/t/fuck-hoas/545023/30 "2010-07-01T22:05:14Z")

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Nevermind.

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**Author:** ![Polycarp](https://avatars.discourse-cdn.com/v4/letter/p/82dd89/32.png) [@Polycarp](https://boards.straightdope.com/u/Polycarp)\
**Post date:** [July 2, 2010, 12:24am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/31 "2010-07-02T00:24:51Z")

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> [@Bill\_Door](#):
>
> It might be even easier to judge a man who, knowing his wife had a condition rendering her incompetant to care for herself in his absence, chose a career that would keep him away from home for long periods of time.

Yeah. But some people are patriots.

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**Author:** ![kambuckta](https://avatars.discourse-cdn.com/v4/letter/k/53a042/32.png) [@kambuckta](https://boards.straightdope.com/u/kambuckta)\
**Post date:** [July 2, 2010, 12:39am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/32 "2010-07-02T00:39:06Z")

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Can somebody explain to a foreigner what the HOA is/does etc?

Cheers.

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**Author:** ![Aspidistra](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/aspidistra/32/3894_2.png) [@Aspidistra](https://boards.straightdope.com/u/Aspidistra)\
**Post date:** [July 2, 2010, 12:49am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/33 "2010-07-02T00:49:55Z")

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From what I’ve gathered in other Dope threads, it seems to be something like a Body Corporate, except for a neighborhood of houses rather than a block of flats or units.

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**Author:** ![sparky\_1](https://avatars.discourse-cdn.com/v4/letter/s/77aa72/32.png) [@sparky\_1](https://boards.straightdope.com/u/sparky_1)\
**Post date:** [July 2, 2010, 12:54am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/34 "2010-07-02T00:54:44Z")

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> [@kambuckta](#):
>
> Can somebody explain to a foreigner what the HOA is/does etc?
> 
> Cheers.

They take your money every month to ensure that there are no loud dogs and shit in the neighborhood, and that lawns are mowed up good and shit, and that the water and sewer system is all licensed up and shit, and that they have plenty of HOA letterhead.

Some other shit too, but you get the gist.

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**Author:** ![DiosaBellissima](https://avatars.discourse-cdn.com/v4/letter/d/a8b319/32.png) [@DiosaBellissima](https://boards.straightdope.com/u/DiosaBellissima)\
**Post date:** [July 2, 2010, 1:00am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/35 "2010-07-02T01:00:53Z")

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[Wiki on HOAs](http://en.wikipedia.org/wiki/Homeowner_association)

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**Author:** ![Lynn\_Bodoni](https://avatars.discourse-cdn.com/v4/letter/l/e47c2d/32.png) [@Lynn\_Bodoni](https://boards.straightdope.com/u/Lynn_Bodoni)\
**Post date:** [July 2, 2010, 1:17am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/36 "2010-07-02T01:17:19Z")

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> [@Voyager](#):
>
> If you would bother to read the article, the house was fully paid off.  
> Plus, the foreclosure was illegal. There is a law forbidding this type of foreclosure for active military. I would also strongly suspect that the person on the HOA selling the house and the original purchaser were not strangers. I believe the story said that there was not a lot of effort to get the best prices.
> 
> It makes me wonder what the Texans are doing with all those guns. This sounds like something which needs a dose of frontier justice.

_Please, please, PLEASE don’t encourage the gun nuts._ They don’t need any encouragement.

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**Author:** ![VinylTurnip](https://avatars.discourse-cdn.com/v4/letter/v/b2d939/32.png) [@VinylTurnip](https://boards.straightdope.com/u/VinylTurnip)\
**Post date:** [July 2, 2010, 1:24am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/37 "2010-07-02T01:24:28Z")

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Last summer we had the shutters and front door of our condo painted. (One of the HOA regulations is that exteriors of units should be repainted when the paint fades.) Shortly thereafter, we received a letter stating that an unnamed neighbor had alerted the HOA that we had undertaken an “unauthorized architectural change” in the paint color we used. (The previous color was dark blue; the replacement color was dark blue.)

I wrote the HOA and asked them what color it needed to be— we can’t \*tell \*you that, they said; you need to submit paint samples to the board for approval. I submitted several samples that were virtually indistinguishable from each other and from the “unauthorized” color. They responded with an approval of one of the identical colors, we slopped dark blue paint atop dark blue paint, and all was again right with the world.

That summarizes my HOA experience.

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**Author:** ![FoieGrasIsEvil](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/foiegrasisevil/32/16638_2.png) [@FoieGrasIsEvil](https://boards.straightdope.com/u/FoieGrasIsEvil)\
**Post date:** [July 2, 2010, 1:26am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/38 "2010-07-02T01:26:42Z")

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This is an extreme representation of HOA’s. While I’m not a fan of local government telling me what I do or can’t do with my house or yard, I’ve seen plenty of reasonable HOA’s too, like the one I currently live under.

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**Author:** ![SteveG1](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@SteveG1](https://boards.straightdope.com/u/SteveG1)\
**Post date:** [July 2, 2010, 1:35am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/39 "2010-07-02T01:35:57Z")

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> [@Captain\_Midnight](#):
>
> I would not do that HOA shit either. Of course, I don’t join anything unless I just have to, and I don’t have to do that. That’s just evil and wrong. I’d be on death row in Texas because I would blow out the brains of the HOA leader for fucking me like that.
> 
> Just reinforces my basic belief that humanity is out to screw each other, step on each other and steal from each other. Sometimes I am ashamed to be a human being. I’d rather be a dog.

I feel the same damn way. When I moved into my place I asked a few very clear and simple questions…

Are there any CCRs - conditions covenants restrictions.  
Is there a home owners assoc or block assoc.  
Are there any limitations or zoning quirks.  
The answers were all “no”. Since then, a block association has been started up. I did not join, I have nothing to do with them, I do not interact in any way with them. I never will. Fuck them.

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**Author:** ![billfish678](https://avatars.discourse-cdn.com/v4/letter/b/7bcc69/32.png) [@billfish678](https://boards.straightdope.com/u/billfish678)\
**Post date:** [July 2, 2010, 1:45am UTC](https://boards.straightdope.com/t/fuck-hoas/545023/40 "2010-07-02T01:45:00Z")

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Well, the flip side of crazy HOAs is asshole neighbors outa control…so you pays your money and takes your chances either way…

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