Well well!! The last refuge of someone who can’t actually support their argument. Sheer volume of pulling quotes out of context doesn’t make you right. I asked you to back some specific comments up and you tried and failed. I was pretty specific in pointing out your mistakes and where you directly contradicted yourself.
Speaking of your balls , it’s too bad they aren’t big enough to just admit you made a mistake.
This is not what I object to.
I’m not asking you any such thing and because you don’t get that your response is to get nasty.
It should be fairly obvious that I am speaking in general and not addressing your specifics. Even so comparing one stop at the ATM for cash to the cost of one transaction fee is not a reasonable comparison.
If the points I’ve been making don’t apply to your specific situation who gives a shit. I never claimed they did.
My observation was that the same people who complain loudly about the merchant breaking the agreement and it being dishonest, don’t seem to object to the CC company breaking their agreement with them.
Wrong. Considering I just gave you a working link to a post where I recognized raising prices as a very reasonable solution I’ll just call this obvious bullshit.
Cosmosdan…I don’t recall giving you permission to stop sucking.
Back to it.
I can’t seem to find it. Is it the toothpick looking thing hanging limp above those two peas?
Cosmosdan,
I paid you $3 in cold hard cash for this blowjob (and don’t think I didn’t see you steal that 37 cents in change from the floorboard of my car) instead of using a credit card because I am trying to be considerate of your costs as a small business owner.
I really do understand that you have many substantial costs of doing business…lipstick, crack pipe, lube, etc…and that an additional credit card transaction fee would substantially cut into your profits.
But in exchange I expect a level of service that I am accustomed to receiving from local merchants such as yourself. I’m afraid to say you are sorely lacking in this department.
I’m afraid I’m going to have to insist that you spend some of your hard earned cash on at least one more operating cost…DEODORANT.
Sincerely, your loyal and repeat customer…
I’m afraid you negated our arrangement when you lied about having some equipment that needed servicing.
A Lexus, an SUV, a Ford Focus, or even a Kia, needs an oil change every so often.
A bicycle does not. At least now I understand your anger issues and I can turn away in pity.
You might consider taking a little money out of one of your brilliant investments and contacting these people before attempting to pull that kind of skam again. A word of warning though , there’s only so much science can do. They are not miracle workers. Sometimes it’s better to learn to live with our short cumings.
That is a fair analogy friend. “how much is that with tax?” is a question I get asked all the time. People expect that “extra” without complaint and it’s a another charge we have to pay on every transaction.
These last couple of threads about this have been an interesting study in how the human mind works. It seems people would rather have prices go up across the board and not be reminded of why. Funny.
I’d say raised prices with a small % cash discount is an effective way of reminding people that CC ultimately cost us extra but even that doesn’t work for everybody. Start raising the prices of all your smaller items and what kind of perception do you create in the customers mind?
I also understand people comparing it to other overhead and claiming it’s no different but that’s simply not true.
If someone sells 100 five dollar items in a hour or 50 the light bill and employee’s pay remain the same. The CC fees come out of each and every transaction. Anywho, I know you get it. Thanks for pitching in.
Am I allowed to break into Gnomonic and Cosmosdan’s lovefest for something that’s on-topic? 
Did I ever state otherwise? You noticed the part where cards saying “Check ID” or equivalent are considered unsigned, right?
But then I fail to understand the point. If the card holder has written “check id” in the signature space and the contract allows the merchant to ask for ID in such a situation, then where’s the conflict? There’s no discrepancy between the wishes of the card holder and the merchant and the credit card issuer. Everyone’s golden.
The point was that people said it’s against the rules for me to ask for ID when presented with an unsigned Visa or Mastercard. I stated that I’m not only allowed to do so, I’m obligated to do so.
I never said that I checked (or wanted to check) IDs on cards that are signed.
Checking ID on cards that say “check ID” is common courtesy.
Technically speaking if the card is unsigned it’s not even valid. I write “ask for ID” on mine and plenty of places still don’t. One place was so bound by the rules that they refused to take any of my cards because they weren’t signed. Bizarre…
The Merchant agreements I read did say that if the card is signed and you compare signatures, they look the same, then the customer is not required to present ID.
We had an expert from a major CC company in one thread saying cashiers are not expected to be graphologists and do not have to compare signatures but it’s clearly there in the agreement. A certain percentage of people have clear distinct handwriting and a certain % has an indistinct scrawl. In a system where identity theft is a huge issue asking for ID is the right thing and most customers present it gladly. More thank me for asking than the occasional fusspot who says “the merchant agreement says you’re not supposed to ask me”
People are careless. Too many don’t even sign their CCs and say it’s for security. I just don’t see how.
and btw…thanks 
The one that threw me off was our local Post Office. They will not accept unsigned cards, and refused to take my card which says “Check ID” on the back. The reason it threw me is that the card has my signature and photo on the front, molded right into it–both taken from my driver’s license.
You know what, It may have been the USPS or some state agency that reacted that way to mine,…but yours with signature and photo built in…that’s really bizarre. Sometimes though you are compelled to following stupid rules cause it’s your job. I’ve done it and I didn’t like it.
I said to myself I wouldn’t get involved in this because I hate the credit card threads, but:
But on the back, around the signature panel, it no doubt says NOT VALID UNLESS SIGNED. So if it’s not signed there, it’s not valid. The USPS is honoring its contract with BofA and Visa and good for them.
And also?
It’s a dove. Can’t even get that right.
But it is signed. On the front. Printed by the credit card company. The notation on the back does not say “Not valid unless signed right here in this particular space.”
I know - it’s a pedantic point, but I want people to look at my photo on the front before accepting the card. We’d have a lot less identity theft problem if all merchants honored “Check ID” when it was written on a card.
Actually no, we probably wouldn’t.
I don’t understand your position.
Today, if I took your credit card, I could easily use it at most big stores. Many of them have even set up customer card swipes where the employee doesn’t even handle the card. It doesn’t matter if we’re different races or genders–they don’t check the signature on the card or look at ID (even though the merchant agreement specifically mandates checking signatures).
If all merchants honored “Check ID,” and you wrote that on your card, then I would be unable to use your card unless I either (a) created a fake ID with your name and my picture on it and learned to forge your signature (which would be beyond the means of a casual thief), or (b) stole your ID as well and just happened to look enough like you to pass a casual inspection.
How could that not reduce identity theft?
Looks like an eagle to me!
Cosmosdan has really made the most sense out of this complicated issue. As I’ve stated before, Visa and Mastercard control 80 percent of the market and they simply do not allow merchants to negotiate the card agreement terms. True, many stores depend on credit cards to do business but it doesn’t mean the card companies and banks can take advantage of them, especially when most consumers don’t know how much of their credit card purchase is going in Visa and MC’s pockets.
Thankfully, the congress is supposed to debate legislation to combat ridiculous credit card practices this fall.