# Fucking Bird **URL:** \ **Category:** The BBQ Pit\ **Created:** [April 19, 2004, 12:38pm UTC](https://boards.straightdope.com/t/fucking-bird/240809 "2004-04-19T12:38:38Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![dragongirl](https://avatars.discourse-cdn.com/v4/letter/d/b38774/32.png) [@dragongirl](https://boards.straightdope.com/u/dragongirl)\ **Post date:** [April 19, 2004, 12:38pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/1 "2004-04-19T12:38:38Z")
Driving home the other day, a fucking bird decided to try and kill himself using my car. He crashed right into my windsheild. Now, I’ve got a nice little spiderweb there and it keeps growing. I can’t afford to get it fixed, and I can’t easily go to my insurance company because we have a $1,000 deductable and I couldn’t afford to have car insurance if the rates went up. Motherfucking bird. ---
**Author:** ![VunderBob](https://avatars.discourse-cdn.com/v4/letter/v/839c29/32.png) [@VunderBob](https://boards.straightdope.com/u/VunderBob)\ **Post date:** [April 19, 2004, 12:41pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/2 "2004-04-19T12:41:03Z")
> [@dragongirl](#): > > I can’t afford to get it fixed, and I can’t easily go to my insurance company because we have a $1,000 deductable and I couldn’t afford to have car insurance if the rates went up. > > Motherfucking bird. Know anyone who is uber car handy, and can put in a used windshield for you? ---
**Author:** ![cheapbastardon38thstreet](https://avatars.discourse-cdn.com/v4/letter/c/f0a364/32.png) [@cheapbastardon38thstreet](https://boards.straightdope.com/u/cheapbastardon38thstreet)\ **Post date:** [April 19, 2004, 12:41pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/3 "2004-04-19T12:41:09Z")
Before it spreads anymore go have it fixed. Your insurance company will most likely waive the deductable if it can be repaired. ---
**Author:** ![VunderBob](https://avatars.discourse-cdn.com/v4/letter/v/839c29/32.png) [@VunderBob](https://boards.straightdope.com/u/VunderBob)\ **Post date:** [April 19, 2004, 12:43pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/4 "2004-04-19T12:43:49Z")
I forgot to add that my insurance, State Farm, has only raised my rates for a wreck that was my fault. I’ve had my steering column punched 3 different times in attempted thefts, and they only cost me my deductible. ---
**Author:** ![Inigo\_Montoya](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/inigo_montoya/32/124_2.png) [@Inigo\_Montoya](https://boards.straightdope.com/u/Inigo_Montoya)\ **Post date:** [April 19, 2004, 12:56pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/5 "2004-04-19T12:56:48Z")
The birdie smash is a comprehensive loss. Not your fault. As a State Farm Claim Rep (Auto claims, no less!) I guarandamntee ya that this will not affect your rates. The smash doesn’t sound repairable, but depending on where it is on the glass you may be able to pay a company to stop the lines from spreading further. Also, check with your insurance agent to make sure you don’t have a glass deductible waiver on your policy. This is available in some states. Basically, if your car gets stolen or something like that, yeah you have the $1,000 deductible. But glass is repaired \*without \* assessing the deductible. It’ll only cost you a phone call (and, of course, the usual “How’s your life insurance” pitch). And another thing, have your agent run you some quotes with a lower comprehensive deductible. Collision too if that’s at $1k. Just to see… Oh yeah, wasn’t “Fucking Bird” a character in Dances With Wolves? ---
**Author:** ![Zulema](https://avatars.discourse-cdn.com/v4/letter/z/db5fbb/32.png) [@Zulema](https://boards.straightdope.com/u/Zulema)\ **Post date:** [April 19, 2004, 1:00pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/6 "2004-04-19T13:00:08Z")
What cheap bastard said. In some states, by law, the insurance company isn’t allowed to charge you the deductable for a windshield. At least call them and see. If you still can’t get it fixed maybe there’s a product that can be applied to stop the cracks from spreading. ---
**Author:** ![BrotherCadfael](https://avatars.discourse-cdn.com/v4/letter/b/977dab/32.png) [@BrotherCadfael](https://boards.straightdope.com/u/BrotherCadfael)\ **Post date:** [April 19, 2004, 1:03pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/7 "2004-04-19T13:03:21Z")
On my policy, glass damage is handled quite differently from other kinds of accidental damage. I had my windshield replaced in February, and the deducible was only $100 – I don’t recall my general deductible, but it’s quite a bit higher – and my insurance company provided me with a list of local glass shops who would waive the deductible. Total out of pocket: $0. ---
**Author:** ![Jonathan\_Chance](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/jonathan_chance/32/701_2.png) [@Jonathan\_Chance](https://boards.straightdope.com/u/Jonathan_Chance)\ **Post date:** [April 19, 2004, 1:08pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/8 "2004-04-19T13:08:38Z")
And let’s not blame the poor bird! It’s not like the bird, trapped in the ennui of modern life, declared “Alas, woe is my pitiful bird life! Hark! A car! A chance to end it all!” Jonathan “Proud employee of a bird magazine” Chance ---
**Author:** ![E-Sabbath](https://avatars.discourse-cdn.com/v4/letter/e/e19adc/32.png) [@E-Sabbath](https://boards.straightdope.com/u/E-Sabbath)\ **Post date:** [April 19, 2004, 1:59pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/9 "2004-04-19T13:59:22Z")
I have Glass Insurance on my car. Buck a month. I figure it’s worth it, from random rocks to idiots with hammers. In other news, did anyone hear “Surfin’ bird” when they read the title? ---
**Author:** ![Squink](https://avatars.discourse-cdn.com/v4/letter/s/b5e925/32.png) [@Squink](https://boards.straightdope.com/u/Squink)\ **Post date:** [April 19, 2004, 2:24pm UTC](https://boards.straightdope.com/t/fucking-bird/240809/10 "2004-04-19T14:24:01Z")
Is the BIRD OK?