# Fukkin Facist Florida Firearm Fanatics **URL:** \ **Category:** The BBQ Pit\ **Created:** [May 7, 2011, 2:37pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066 "2011-05-07T14:37:30Z")\ **Posts on this page:** 20\ **Page:** 41
**Author:** ![SteveG1](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@SteveG1](https://boards.straightdope.com/u/SteveG1)\ **Post date:** [February 20, 2017, 12:17am UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/801 "2017-02-20T00:17:10Z")
> [@Hentor\_the\_Barbarian](#): > > Hey **Bricker** , I noticed you ran away on this issue. Too bad so many gun types cannot stand their ground around here! Seems like they’re all running off. I’ll bite. I’m a “gun type”. I am (I guess) pro-2nd Amendment. I believe people should generally be trusted until they sho they can not be trusted … freedom vs “future crime”. HOWEVER! I also believe in sensible and consistent regulation and background checks. These checks should not be relegated to the states, they should be federal, so they are consistent, and the information won’t stop at the state line. Also we already have enough of a clusterfuck, with each state having different laws, and even individual cities sticking their noses in - some states and cities have almost no limitations, some cities damn near outlaw ownership (as much as they can get away with). The information should answer some basic questions such as: [ol] [li]Does this guy have a documented (not gossip, but documented) history of violence[/li][li]Has he ever been convicted of a felony[/li][li]Is he just too damn crazy[/li][/ol] That sort of inquiry. Some people should never own anything more dangerous than a pacifier. Those people need to be identified and restricted. But, the freedoms and rights of all the other people must not be decided or limited because of the actions of the assholes out there. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [February 20, 2017, 4:13pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/802 "2017-02-20T16:13:12Z")
> [@Little\_Pig](#): > > In other news, [here is an establishment](http://ktul.com/news/local/catoosa-restaurant-fires-12-workers-for-not-showing-up-on-day-without-immigrants) (which serves piss battered Cow Turds on chicken turd encrusted Popsicle sticks) you may want to avoid if you happen to have the unfortunate luck of traveling through [Shit For Brains Oklahoma](http://www.cityofcatoosa.org/index.php/about-catoosa/living-in-catoosa). Did you mean to post this in another thread? ---
**Author:** ![SteveG1](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@SteveG1](https://boards.straightdope.com/u/SteveG1)\ **Post date:** [February 20, 2017, 7:39pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/803 "2017-02-20T19:39:48Z")
> [@Really\_Not\_All\_That\_Bright](#): > > Did you mean to post this in another thread? It’s a “right to work” state… Meaning you have the right to be fired, with no recourse - for any reason at all, or for NO reason at all. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [February 20, 2017, 8:37pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/804 "2017-02-20T20:37:30Z")
I think you mean “employment at will” state. But that’s not what it means, in any event. It means an employer does not require reasonable cause or just cause to fire you. But my point was that this thread is about Florida’s legislative policy on firearms, not about Oklahoma or employment at will. Of course, even in a state that requires cause for termination, not showing up for work is adequate grounds. ---
**Author:** ![SteveG1](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@SteveG1](https://boards.straightdope.com/u/SteveG1)\ **Post date:** [February 21, 2017, 1:01am UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/805 "2017-02-21T01:01:54Z")
> [@Really\_Not\_All\_That\_Bright](#): > > I think you mean “employment at will” state. But that’s not what it means, in any event. It means an employer does not require reasonable cause or just cause to fire you. > > But my point was that this thread is about Florida’s legislative policy on firearms, not about Oklahoma or employment at will. Of course, even in a state that requires cause for termination, not showing up for work is adequate grounds. No argument here. I don’t know how the Oklahoma thing got in here anyway. ---
**Author:** ![Projammer](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/projammer/32/559_2.png) [@Projammer](https://boards.straightdope.com/u/Projammer)\ **Post date:** [June 14, 2017, 6:16pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/806 "2017-06-14T18:16:54Z")
Looping back to the OP, [‘Docs vs. Glocks’ legal battle ends](http://www.tallahassee.com/story/news/2017/06/12/docs-vs-glocks-legal-battle-ends/388627001/). ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 14, 2017, 6:20pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/807 "2017-06-14T18:20:54Z")
I noticed this in that article: “The law — the first of its kind in the country — also prohibits insurers from discriminating against gun owners, an element of the statute that was not challenged” What does that mean? Insurers can’t charge more for homeowners insurance if there is a gun in the house? ---
**Author:** ![Snowboarder\_Bo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/snowboarder_bo/32/229_2.png) [@Snowboarder\_Bo](https://boards.straightdope.com/u/Snowboarder_Bo)\ **Post date:** [June 14, 2017, 7:15pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/808 "2017-06-14T19:15:38Z")
> [@Slash1972](#): > > I noticed this in that article: “The law — the first of its kind in the country — also prohibits insurers from discriminating against gun owners, an element of the statute that was not challenged” > > What does that mean? Insurers can’t charge more for homeowners insurance if there is a gun in the house? That or refuse to cover them at all. So while you may not have any guns, you can rest soundly knowing that your neighbor with 400 of them (and all the ammo they use) also has homeowner’s insurance, and it cost about the same as yours. ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 14, 2017, 7:21pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/809 "2017-06-14T19:21:34Z")
Yeah, that does seem weird. Have a pool at your house? Increased homeowner’s insurance. Have 300 guns? No increase in insurance. ---
**Author:** ![Snowboarder\_Bo](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/snowboarder_bo/32/229_2.png) [@Snowboarder\_Bo](https://boards.straightdope.com/u/Snowboarder_Bo)\ **Post date:** [June 14, 2017, 7:25pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/810 "2017-06-14T19:25:19Z")
> [@Slash1972](#): > > Yeah, that does seem weird. Have a pool at your house? Increased homeowner’s insurance. Have 300 guns? No increase in insurance. Well, to be fair, the NPA (National Pool Association) doesn’t have near the clout that the NRA does. And I blame the Founding Fathers for not including Amendment 2A.3(b) which would have acknowledged every citizen’s right to swim. ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 14, 2017, 7:27pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/811 "2017-06-14T19:27:10Z")
Those freedom hating sunsabitches! ---
**Author:** ![yornmine](https://avatars.discourse-cdn.com/v4/letter/y/e480ec/32.png) [@yornmine](https://boards.straightdope.com/u/yornmine)\ **Post date:** [June 14, 2017, 8:36pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/812 "2017-06-14T20:36:41Z")
Meanwhile, in Chicago, home of actual gun fanatics: > **[5 Killed, 8 Wounded In Chicago Shootings Monday](https://www.cbsnews.com/chicago/news/chicago-shootings-monday-crime-gun-violence/)** > > A 15-year-old boy was fatally shot about 10:30 p.m. in the West Lawn neighborhood on the Southwest Side. I’m sure we’ll be seeing a thread about this anytime now 🙂 ---
**Author:** ![Morgenstern](https://avatars.discourse-cdn.com/v4/letter/m/f9ae1b/32.png) [@Morgenstern](https://boards.straightdope.com/u/Morgenstern)\ **Post date:** [June 14, 2017, 8:39pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/813 "2017-06-14T20:39:36Z")
> [@yornmine](#): > > Meanwhile, in Chicago, home of actual gun fanatics: > > [5 Killed, 8 Wounded In Chicago Shootings Monday - CBS Chicago](http://chicago.cbslocal.com/2017/06/13/chicago-shootings-monday-crime-gun-violence/) > > I’m sure we’ll be seeing a thread about this anytime now 🙂 They haven’t gotten around to banning your dumb ass yet? ---
**Author:** ![Dale\_Sams](https://avatars.discourse-cdn.com/v4/letter/d/779978/32.png) [@Dale\_Sams](https://boards.straightdope.com/u/Dale_Sams)\ **Post date:** [June 15, 2017, 12:03am UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/814 "2017-06-15T00:03:51Z")
This is as good a place as any, rather than giving it its own stupid thread…Florida gets an unreasonable amount of guff. They voted Obama in 2012. They nearly voted blue in 2000, and 2016. Had Obama not normalized relations with Cuba, i posit they would have gone blue in 2016. God knows there are other states with a much longer history of voting red and by a much greater pct than Florida. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [June 15, 2017, 1:51pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/815 "2017-06-15T13:51:04Z")
That’s why we get so much guff: we’re supposed to know better. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [June 15, 2017, 3:46pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/816 "2017-06-15T15:46:15Z")
> [@Slash1972](#): > > I noticed this in that article: “The law — the first of its kind in the country — also prohibits insurers from discriminating against gun owners, an element of the statute that was not challenged” > > What does that mean? Insurers can’t charge more for homeowners insurance if there is a gun in the house? Actually, homeowners’ insurers are more or less the only ones allowed to charge more if there is a gun in the house. > [@](#): > > An insurer issuing any type of insurance policy pursuant to chapter 627 may not deny coverage, increase any premium, or otherwise discriminate against any insured or applicant for insurance on the basis of or upon reliance upon the lawful ownership or possession of a firearm or ammunition or the lawful use or storage of a firearm or ammunition. Nothing herein shall prevent an insurer from considering the fair market value of firearms or ammunition in the setting of premiums for scheduled personal property coverage. > > §790.338(6), Fla. Stat. Chapter 627 governs all types of insurance written in Florida, from health insurance through personal auto and liability insurance to commercial reinsurance policies. It will primarily apply to commercial liability insurers since they are the only ones who ask about this sort of thing. Oddly, this appears (along with the now-defunct prohibition on doctors asking about guns) in the statute chapter that covers crimes, even though the law doesn’t make anything a crime. ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 15, 2017, 4:45pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/817 "2017-06-15T16:45:26Z")
> [@Really\_Not\_All\_That\_Bright](#): > > Actually, homeowners’ insurers are more or less the only ones allowed to charge more if there is a gun in the house. From reading that, it looks like they can charge more simply by using the value of the gun. Not the amount of danger having a gun having a gun in the house may increase. Is that how the insurance increase for swimming pools work? Do they simply increase the insurance based on the value of the pool? ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [June 15, 2017, 5:04pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/818 "2017-06-15T17:04:36Z")
No, they charge more for homes with pools because of the increased liability exposure (though there is also a small but measurable increase in premium costs based on the additional assessed value). They can no longer do that in the case of gun-owning homes. ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 15, 2017, 5:22pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/819 "2017-06-15T17:22:41Z")
Yeah, that’s what I thought. That’s the part that seems strange to me. There is no increased liability exposure in having a gun in the house? ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [June 18, 2017, 1:09pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/820 "2017-06-18T13:09:17Z")
There is. But under this law it can’t be taken account in premium calculations. Sent from my LG-H830 using Tapatalk [Previous page](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066.md?page=40) [Next page](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066.md?page=42)