# Fukkin Facist Florida Firearm Fanatics **URL:** \ **Category:** The BBQ Pit\ **Created:** [May 7, 2011, 2:37pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066 "2011-05-07T14:37:30Z")\ **Posts on this page:** 5\ **Page:** 42
**Author:** ![Guest-starring\_Id](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/guest-starring_id/32/21736_2.png) [@Guest-starring\_Id](https://boards.straightdope.com/u/Guest-starring_Id)\ **Post date:** [June 18, 2017, 4:29pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/821 "2017-06-18T16:29:23Z")
Forsooth - few fellows feel faintly facetious for fulminating farcically following firearm follies. _FIN_ ---
**Author:** ![Enginerd](https://avatars.discourse-cdn.com/v4/letter/e/bcef8e/32.png) [@Enginerd](https://boards.straightdope.com/u/Enginerd)\ **Post date:** [June 18, 2017, 8:10pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/822 "2017-06-18T20:10:25Z")
> [@Really\_Not\_All\_That\_Bright](#): > > There is. But under this law it can’t be taken account in premium calculations. > > Sent from my LG-H830 using Tapatalk If they can’t charge more for premiums, can they exclude gun-related accidents from coverage? ---
**Author:** ![Slash1972](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/slash1972/32/6461_2.png) [@Slash1972](https://boards.straightdope.com/u/Slash1972)\ **Post date:** [June 19, 2017, 12:43pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/823 "2017-06-19T12:43:58Z")
> [@Really\_Not\_All\_That\_Bright](#): > > There is. But under this law it can’t be taken account in premium calculations. > > Sent from my LG-H830 using Tapatalk That’s what I thought. And why I thought it was weird. ---
**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\ **Post date:** [June 19, 2017, 1:35pm UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/824 "2017-06-19T13:35:15Z")
> [@Enginerd](#): > > If they can’t charge more for premiums, can they exclude gun-related accidents from coverage? No. The law prohibits that, too. In practice, this aspect of the law seems to have little or no effect. Most homeowners’ insurance carriers don’t ask about guns and will only know if there’s a gun in the house if there is a specific rider added to increase personal property coverage (as you might do if you have a large, valuable collection of guns). During the legislative discussion of the bill, the state insurance commissioner reported that only one major carrier asks about guns in the home as a general matter. There was some anecdotal evidence that homeowners had policies _cancelled_ after gun-related claims were filed, which is probably true. Also, Florida already had [the highest homeowners’ insurance rates in the country](http://www.gainesville.com/article/LK/20131217/News/604159379/GS/) thanks to hurricanes, floods and sinkholes, so the impact on rates overall is likely to be negligible. Note that homeowners’ policies only cover accidental injury anyway; liability related to _crimes_ - at least those committed by the homeowner - is excluded. ---
**Author:** ![DSeid](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/dseid/32/20194_2.png) [@DSeid](https://boards.straightdope.com/u/DSeid)\ **Post date:** [July 26, 2017, 1:07am UTC](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066/825 "2017-07-26T01:07:39Z")
So [one more update](https://www.nytimes.com/2017/07/24/us/florida-doctors-guns-lawsuit.html?module=WatchingPortal®ion=c-column-middle-span-region&pgType=Homepage&action=click&mediaId=thumb_square&state=standard&contentPlacement=22&version=internal&contentCollection=www.nytimes.com&contentId=https%3A%2F%2Fwww.nytimes.com%2F2017%2F07%2F24%2Fus%2Fflorida-doctors-guns-lawsuit.html&eventName=Watching-article-click)- > [@](#): > > Florida has agreed to pay $1.1 million in legal fees to lawyers who sued the state over a 2011 law that barred doctors from talking to patients about gun ownership, according to a gun control organization involved in the case. … [Previous page](https://boards.straightdope.com/t/fukkin-facist-florida-firearm-fanatics/581066.md?page=41)